The mempool is not congested at all. As hosseinimr93 commented already, the feerate is 1 sat/vbyte to get your transaction confirmed in the next block for now. With bitcoin around $39000, if the transaction is 1 input and 2 outputs, the fee should not be more than $0.05. You can use a wallet like Electrum that you can customize the fee but the fee should be low if estimated by the wallet.
You can see the feerate here:
https://mempool.space/Exchanges can charge high, like Binance that charge 0.0005 BTC ($19.5 if bitcoin price is $39000) as withdrawal high.
If using a noncustododial wallet, the transaction fee should be low, or customize the fee.
If using an exchange or custododial wallet, the withdrawal fee can be very high.
