People can steal your coins and there is nothing the state can do to get them back. Bitcoin and the state are mutually exclusive because if bitcoin exists the purpose and excuse for government flies out the window.
In this case you may as well use the mafia to break peoples legs. But if a government exists it will prevent the mafia from doing so...
You can see in this scenario that a government existing when bitcoin does prevents retaliation and protects criminals. They can steal your coins but the government prevents you from seizing the criminals property to reimburse the victim.
You've got maximum and minimum mixed up. But other than that, you've a good point.