Taking responsibility is so haard.
Yeah, you have to take responsibility and get nothing in return. That sounds stupid to me.
For example, tigerdirect accepts bitcoin, but why would you?
For one, if you're unhappy with anything, you have to deal with their customer service only, and if you're unhappy with the results, too bad. If you use a credit card, you have recourse by going to the credit card company (which generally sides with the cardholder).
And you pay the same amount of money, actually more money when you consider the fact that a lot of times you get cash back or reward points with credit cards.
No chargebacks benefits the MERCHANT, NOT the user. I've had issues with merchants before (big companies too), and it was either spend hours on the phone trying to get it resolved, or take 5 minutes, do a chargeback, and let things work themselves out on their end (they eventually contacted me about it).
What happens if your identity is stolen along with your credit card information. Bitcoin offers merchant and user protection, if due diligence is used.
Identity theft is a whole separate issue. The information you give when making a credit card tx is nowhere close to what someone needs to steal your identity. All you're giving with a credit card tx is the account #, expiration date, CVV code (and all those 3 can be changed instantly by the card issuer), your name and billing address (which is information you can find on public records).
Bitcoin only offers merchant protection when it comes to most things (if you're ordering something you need to give your name and address anyway). With credit cards, there is no due diligence required by the consumer. You're not liable for any fraud, only the merchants are.
The only time bitcoin protects the user is when you're doing something you want to keep anonymous.