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Topic: Inquiry about a loan. (Read 1056 times)

sr. member
Activity: 392
Merit: 250
May 01, 2016, 03:49:08 AM
#25
You still not told us how much you are looking for, your chances would maybe better if we know the amount,

Well I think thats up to lender, how much he can lend with that notebook as collateral. He is trying to open the lending service again so he wants the highest possible amount
So don't expect any exact answer from op
The amount would be fixed based on the discussion between borrower and lender

Bro, what do you think , how much loan I can get using my Notebook worth 30k INR.?
It depends on current market price, condition of notebook, how old it is and many other factors.
you can get upto 80% of notebook resale value (not purchase value).
Share model no, and date of purchase etc info to check current price of it brand new and estimate price of used one.
sr. member
Activity: 322
Merit: 250
May 01, 2016, 03:27:53 AM
#24
You still not told us how much you are looking for, your chances would maybe better if we know the amount,

Well I think thats up to lender, how much he can lend with that notebook as collateral. He is trying to open the lending service again so he wants the highest possible amount
So don't expect any exact answer from op
The amount would be fixed based on the discussion between borrower and lender

Bro, what do you think , how much loan I can get using my Notebook worth 30k INR.?
legendary
Activity: 1120
Merit: 1001
April 30, 2016, 02:45:18 PM
#23
You still not told us how much you are looking for, your chances would maybe better if we know the amount,

Well I think thats up to lender, how much he can lend with that notebook as collateral. He is trying to open the lending service again so he wants the highest possible amount
So don't expect any exact answer from op
The amount would be fixed based on the discussion between borrower and lender
hero member
Activity: 520
Merit: 500
April 30, 2016, 12:45:09 PM
#22
You still not told us how much you are looking for, your chances would maybe better if we know the amount,
legendary
Activity: 1708
Merit: 1006
April 30, 2016, 11:27:47 AM
#21
You are willing to use your laptop as a physical collateral. Are you really willing to let someone invade your privacy by letting the lender use and access whatever is stored in your laptop. Think about it...

Its a new brand laptop with just some basic softwares installed.  Also an electrum is installed but not to worry , I will take a full back up of everything and will make it blank. Then only I will submit it .
Oh ok, I thought it's one of those laptops that you use daily where you store pictures and videos and it might end up somewhere in the web if that's the case. Anyway, good luck looking for someone who will fund your loan and take your laptop as collateral.
sr. member
Activity: 322
Merit: 250
April 30, 2016, 11:21:16 AM
#20
You are willing to use your laptop as a physical collateral. Are you really willing to let someone invade your privacy by letting the lender use and access whatever is stored in your laptop. Think about it...

Its a new brand laptop with just some basic softwares installed.  Also an electrum is installed but not to worry , I will take a full back up of everything and will make it blank. Then only I will submit it .
legendary
Activity: 1708
Merit: 1006
April 30, 2016, 06:56:59 AM
#19
You are willing to use your laptop as a physical collateral. Are you really willing to let someone invade your privacy by letting the lender use and access whatever is stored in your laptop. Think about it...
sr. member
Activity: 392
Merit: 250
April 30, 2016, 05:07:48 AM
#18
Is there any indian Lender here who can lend me in fiat using my Notebook as a collateral ? I am looking to get this loan asap to start my business.
You didn't told how much amount of loan you are looking for and when loan will repaid
if you share complete details you can surely find a lender
sr. member
Activity: 322
Merit: 250
April 29, 2016, 06:18:03 AM
#17
Is there any indian Lender here who can lend me in fiat using my Notebook as a collateral ? I am looking to get this loan asap to start my business.
legendary
Activity: 1120
Merit: 1001
April 28, 2016, 01:57:51 PM
#16
yes. I am agreed with fiat value.  May i know when u will be india , any date ? It is a notebook not a laptop buddy and it's 2-3 months old only. Excellent in condition to use.

Not sure because I am not the one making plans, my brother is
Maybe in a week or two
sr. member
Activity: 322
Merit: 250
April 28, 2016, 12:56:31 PM
#15
You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?

Quote
Note : I have done a lending business before also and had a 99.99 default rate. So, I am sure , i can do this and make my plan success.

What does that mean ? 99.99% of people defaulted their loans under your business ? Roll Eyes

Sorry bro, it was my typo mistake. I mean to say that before my old account got hacked , i was doing a lending business. And i have earned a good amount with it too without having much defaulted loans experience.
lol, even technical that almost impossible, to have 99.99% rate successful repaid loan, need hand 10000 loan Grin

and if talk seriously, Where is your working capital from successful lending business, you lost account, I know,  but it has nothing to do with working capital.

I use my all funds for accommodation to other city.  I am living away from my town for studies.  So all those funds was used to rent a flat and for security deposit.

Edit : 99.99 % success. I mean to say that just 1was defaulted except all was repaid successfully.
Then if my math is correct you've done 10,000 loans?  Or are you just talking out of your ass?

Buddy, my 99.99 % means Whatever loans i have given out were repaid successfully. That's what i want to say. Don't misunderstand plz.
legendary
Activity: 3500
Merit: 6981
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April 28, 2016, 12:53:02 PM
#14
You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?

Quote
Note : I have done a lending business before also and had a 99.99 default rate. So, I am sure , i can do this and make my plan success.

What does that mean ? 99.99% of people defaulted their loans under your business ? Roll Eyes

Sorry bro, it was my typo mistake. I mean to say that before my old account got hacked , i was doing a lending business. And i have earned a good amount with it too without having much defaulted loans experience.
lol, even technical that almost impossible, to have 99.99% rate successful repaid loan, need hand 10000 loan Grin

and if talk seriously, Where is your working capital from successful lending business, you lost account, I know,  but it has nothing to do with working capital.

I use my all funds for accommodation to other city.  I am living away from my town for studies.  So all those funds was used to rent a flat and for security deposit.

Edit : 99.99 % success. I mean to say that just 1was defaulted except all was repaid successfully.
Then if my math is correct you've done 10,000 loans?  Or are you just talking out of your ass?
sr. member
Activity: 322
Merit: 250
April 28, 2016, 12:32:03 PM
#13
I have an acquaintance who lives around you and would be willing to hold this laptop as collateral for this loan, but my question is whether you will be able to work without it as you wait to earn your money?


That's a great news buddy. Yes, I can work without my Laptop. Because, when i had my old hero member account , i was still doing everything with the help of my Samsung galaxy grand neo Phone.

I just thought , if i will sell my new laptop for lower price than a price i bought it. It will be my loss of more than a 10000 INR. So, i have decided to take a loan using it . With this , my laptop will be also safe and i will get it back too after i repaid my loan successfully.
hero member
Activity: 588
Merit: 500
April 28, 2016, 12:27:11 PM
#12
I have an acquaintance who lives around you and would be willing to hold this laptop as collateral for this loan, but my question is whether you will be able to work without it as you wait to earn your money?
legendary
Activity: 3346
Merit: 1914
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April 28, 2016, 10:12:27 AM
#11
You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?

Quote
Note : I have done a lending business before also and had a 99.99 default rate. So, I am sure , i can do this and make my plan success.

What does that mean ? 99.99% of people defaulted their loans under your business ? Roll Eyes

Sorry bro, it was my typo mistake. I mean to say that before my old account got hacked , i was doing a lending business. And i have earned a good amount with it too without having much defaulted loans experience.
lol, even technical that almost impossible, to have 99.99% rate successful repaid loan, need hand 10000 loan Grin

and if talk seriously, Where is your working capital from successful lending business, you lost account, I know,  but it has nothing to do with working capital.

I use my all funds for accommodation to other city.  I am living away from my town for studies.  So all those funds was used to rent a flat and for security deposit.

Edit : 99.99 % success. I mean to say that just 1was defaulted except all was repaid successfully.
I got what you say from first time, I just  pointed out, that present % not correct, I do not know the exact number of you handed loan, but one defaulted is significantly more than 0.01% I think even more 3-5% Smiley but of course that very good result
Just checked if the precentage was true by looking at his previous lending services before his main account got hacked seems like 99.99% to me.
legendary
Activity: 3514
Merit: 1548
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April 28, 2016, 09:37:41 AM
#10
You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?

Quote
Note : I have done a lending business before also and had a 99.99 default rate. So, I am sure , i can do this and make my plan success.

What does that mean ? 99.99% of people defaulted their loans under your business ? Roll Eyes

Sorry bro, it was my typo mistake. I mean to say that before my old account got hacked , i was doing a lending business. And i have earned a good amount with it too without having much defaulted loans experience.
lol, even technical that almost impossible, to have 99.99% rate successful repaid loan, need hand 10000 loan Grin

and if talk seriously, Where is your working capital from successful lending business, you lost account, I know,  but it has nothing to do with working capital.

I use my all funds for accommodation to other city.  I am living away from my town for studies.  So all those funds was used to rent a flat and for security deposit.

Edit : 99.99 % success. I mean to say that just 1was defaulted except all was repaid successfully.
I got what you say from first time, I just  pointed out, that present % not correct, I do not know the exact number of you handed loan, but one defaulted is significantly more than 0.01% I think even more 3-5% Smiley but of course that very good result
sr. member
Activity: 322
Merit: 250
April 28, 2016, 07:59:27 AM
#9
You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?

Quote
Note : I have done a lending business before also and had a 99.99 default rate. So, I am sure , i can do this and make my plan success.

What does that mean ? 99.99% of people defaulted their loans under your business ? Roll Eyes

Sorry bro, it was my typo mistake. I mean to say that before my old account got hacked , i was doing a lending business. And i have earned a good amount with it too without having much defaulted loans experience.
lol, even technical that almost impossible, to have 99.99% rate successful repaid loan, need hand 10000 loan Grin

and if talk seriously, Where is your working capital from successful lending business, you lost account, I know,  but it has nothing to do with working capital.

I use my all funds for accommodation to other city.  I am living away from my town for studies.  So all those funds was used to rent a flat and for security deposit.

Edit : 99.99 % success. I mean to say that just 1was defaulted except all was repaid successfully.
legendary
Activity: 3514
Merit: 1548
Get loan in just five minutes goo.gl/8WMW6n
April 28, 2016, 07:42:25 AM
#8
You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?

Quote
Note : I have done a lending business before also and had a 99.99 default rate. So, I am sure , i can do this and make my plan success.

What does that mean ? 99.99% of people defaulted their loans under your business ? Roll Eyes

Sorry bro, it was my typo mistake. I mean to say that before my old account got hacked , i was doing a lending business. And i have earned a good amount with it too without having much defaulted loans experience.
lol, even technical that almost impossible, to have 99.99% rate successful repaid loan, need hand 10000 loan Grin

and if talk seriously, Where is your working capital from successful lending business, you lost account, I know,  but it has nothing to do with working capital.
sr. member
Activity: 322
Merit: 250
April 28, 2016, 03:16:47 AM
#7
You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?

Quote
Note : I have done a lending business before also and had a 99.99 default rate. So, I am sure , i can do this and make my plan success.

What does that mean ? 99.99% of people defaulted their loans under your business ? Roll Eyes

Sorry bro, it was my typo mistake. I mean to say that before my old account got hacked , i was doing a lending business. And i have earned a good amount with it too without having much defaulted loans experience.
legendary
Activity: 1750
Merit: 1115
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April 28, 2016, 03:12:23 AM
#6
You want to start a lending business with a loan ? Not a pleasing idea mate.From what I know,you can easily get your laptop sold on local Indian marketplaces like Quickr or Olx.Why would someone give you a no interest loan with a laptop as collateral ? Maybe try asking your friends or family ?

Quote
Note : I have done a lending business before also and had a 99.99 default rate. So, I am sure , i can do this and make my plan success.

What does that mean ? 99.99% of people defaulted their loans under your business ? Roll Eyes
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