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Topic: INSPEER - A Peer-to-peer lending service that works with Cryptocurrency and Fiat - page 8. (Read 22023 times)

sr. member
Activity: 420
Merit: 250
I understand how it works
but loans seriously?
a good system, you are in vain in it you doubt
Are not you afraid that the ether will increase dramatically in price and bitcoin will fall?
Are you serious now?
I agree, said without thinking  Wink Grin
it seems to me very few people will take a loan
many who take loans
but the problems of a bank lender are not ....
But the bank will then lose money if they do not give credit
do you know how they will give out money?
under what documents?
sr. member
Activity: 476
Merit: 250
I understand how it works
but loans seriously?
a good system, you are in vain in it you doubt
Are not you afraid that the ether will increase dramatically in price and bitcoin will fall?
Are you serious now?
I agree, said without thinking  Wink Grin
it seems to me very few people will take a loan
many who take loans
but the problems of a bank lender are not ....
But the bank will then lose money if they do not give credit
sr. member
Activity: 420
Merit: 250
I understand how it works
but loans seriously?
a good system, you are in vain in it you doubt
Are not you afraid that the ether will increase dramatically in price and bitcoin will fall?
Are you serious now?
I agree, said without thinking  Wink Grin
it seems to me very few people will take a loan
many who take loans
but the problems of a bank lender are not ....
sr. member
Activity: 476
Merit: 250
I understand how it works
but loans seriously?
a good system, you are in vain in it you doubt
Are not you afraid that the ether will increase dramatically in price and bitcoin will fall?
Are you serious now?
I agree, said without thinking  Wink Grin
it seems to me very few people will take a loan
sr. member
Activity: 420
Merit: 250
I understand how it works
but loans seriously?
a good system, you are in vain in it you doubt
Are not you afraid that the ether will increase dramatically in price and bitcoin will fall?
Are you serious now?
sr. member
Activity: 476
Merit: 250
I understand how it works
but loans seriously?
a good system, you are in vain in it you doubt
Are not you afraid that the ether will increase dramatically in price and bitcoin will fall?
sr. member
Activity: 420
Merit: 250
sr. member
Activity: 476
Merit: 250
member
Activity: 80
Merit: 10
If it's safe and prestige I think it will succeed. You can send proof of the safety of transactions through your loan service. We need to know this.
sr. member
Activity: 476
Merit: 250
member
Activity: 98
Merit: 10
We want to remind that we have Bounty Campaign!
We invite everyone to make the contributions to the project development by joining our bounty program. Completing different tasks will allow you to receive the stakes which are to be distributed between all bounty participants in the following categories: Facebook, Twitter, Bitcointalk Signature campaign, Exclusive Project support, and Inspeer BTT thread campaign.
It will last till the end of ICO! Don't miss the chance to participate in it !
Bounty terms here: https://medium.com/@Inspeer/inspeer-launches-bounty-campaign-d4fd3a48c804
Telegram chat where you can ask your questions about Bounty Campaign: https://t.me/inspeerbounty
member
Activity: 98
Merit: 10
Nevertheless, I do not fully understand the factors that the program will determine the credit rating of the user. Especially when you consider that the platform will be independent of the banking system and all related information
To determine accurate credit rating for user we have InsCore. InsCore is a scoring model consisting of 1000 scoring cards for microlending and collateral lending. It  allows us to instantly conduct a detailed analysis of the solvency and reliability of borrowers. The analytical library of the service contains more than 20, 000 data input values and variables from traditional and alternative sources. Additionally to that, Inspeer has its own Credit Bureau with 10 mln records.
Inspeer combs through a prospective borrower’s digital footprint, credit rating information, income, and personal references in order to obtain an accurate credit score.
member
Activity: 98
Merit: 10
Do these developers have experience in developing similar products?
What were their previous projects?
Yes, developers have experience, they did some successful projects in Russia. All list of them is in WP.
And what did this service do?
Please read the WP to get all informaition. Briefly, they offered roughly the same services, only without binding to the network of blocking and smart-contracts.
ok. thx for answering.
LightFin.ru is a part of Inspeer, currently operating in Russia. It successfully works from 2016 in Russia. Inspeer team is experienced in creating online lending financial institutions in Spain, Germany, and Russia with more than 3 million users acquired. Only in Russia, about 200,000 loan applications were processed during the first month.
hero member
Activity: 756
Merit: 500
What is the reason for the confidence that the token will grow? I only recently thought about this issue. This is not the first such service.

Well, it seems to me that the whole point is that clients of such a service can have much more than another microfinance organization. But tokens will also need to be exchanged, so there will be demand for them. True, this explains the possible popularity of all such services, not only this
sr. member
Activity: 434
Merit: 250
What is the reason for the confidence that the token will grow? I only recently thought about this issue. This is not the first such service.
sr. member
Activity: 434
Merit: 250
What about the US? Are you not going to develop a platform in this direction?

Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans

What is the reason for this decision? 30-40% of investors come from North America. It is simply unprofitable to not even try to occupy this market

I can only guess, but in North America there is quite a lot of competition in this area. Banks offer microloans on sufficiently favorable terms, users do not have sense to use tokens.

Bad guess. Tokens will still be more profitable at the expense of the fact that they can be provided to creditors who have been denied ordinary banks. Therefore, the decision to abandon North America is still not clear to me.

Then it remains only to wait for the developers response.
sr. member
Activity: 490
Merit: 252
What about the US? Are you not going to develop a platform in this direction?

Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans

What is the reason for this decision? 30-40% of investors come from North America. It is simply unprofitable to not even try to occupy this market

I can only guess, but in North America there is quite a lot of competition in this area. Banks offer microloans on sufficiently favorable terms, users do not have sense to use tokens.

Bad guess. Tokens will still be more profitable at the expense of the fact that they can be provided to creditors who have been denied ordinary banks. Therefore, the decision to abandon North America is still not clear to me.
sr. member
Activity: 560
Merit: 255
What about the US? Are you not going to develop a platform in this direction?

Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans

What is the reason for this decision? 30-40% of investors come from North America. It is simply unprofitable to not even try to occupy this market

I can only guess, but in North America there is quite a lot of competition in this area. Banks offer microloans on sufficiently favorable terms, users do not have sense to use tokens.
sr. member
Activity: 490
Merit: 252
What about the US? Are you not going to develop a platform in this direction?

Well, it seems to me that if the platform services are common, then there will be time for expansion in the US. But for some reason, the developers do not indicate this even in the plans

What is the reason for this decision? 30-40% of investors come from North America. It is simply unprofitable to not even try to occupy this market
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