Topic: Insurance is important - page 15. (Read 4668 times)
Insurance is an important thing for every person but many people are very indifferent about insurance. Insurance i.e. transfer of risk, We transfer the risk of certain matters to the insurer in return for a fixed premium. There are various types of insurance available such as life insurance, health insurance, education insurance, product insurance, etc. So we transfer the risk of all these issues to the insurance company in return for a monthly premium. If there is any loss of all these insured items then we get the insurance compensation and if there is no loss then we get the saving of that premium later. And if the insurance is not taken, then if the loss occurs, the entire loss is ours.
In my opinion, insurance is very important in a sustainable life and also when we are no longer in this world, but it must be supported by our income so that we can pay at the specified time. And the most appropriate time to have insurance is when we are still healthy and have a supportive and stable income, and if we consider insurance to be very important and if the income does not support it then we must have additional income.
Insurance is like an umbrella that we buy before it rains, an umbrella will be very useful when the rain comes. And the same as the purpose of insurance, when conditions occur that stop income, such as critical illness, accident, disability or death, that is where the role of insurance is really needed. However, the majority of people do not have insurance because of limited income which does not support them so they do not have insurance, even though they know that the purpose and function of insurance is very important.
Insurance is like an umbrella that we buy before it rains, an umbrella will be very useful when the rain comes. And the same as the purpose of insurance, when conditions occur that stop income, such as critical illness, accident, disability or death, that is where the role of insurance is really needed. However, the majority of people do not have insurance because of limited income which does not support them so they do not have insurance, even though they know that the purpose and function of insurance is very important.
Actually the more older we get, the more we need it and we realize it overtime. It may not be actually needed and necessary when we're younger.
But as we grow older, we are looking for protection that are going to protect not just our wealth but also the financial situation of our loved ones.
That's the purpose of insurance and even if you want to have an additional income but when you're older, your actions are limited so as the opportunities.
Your advice is not bad for this, but for now I am also very aware of this so I have also made a plan to one day create insurance that can protect my wealth and also protect the financial situation of the people around me. I'm like in my family. However, for now it seems like I don't need this because I am still very capable of working and earning additional income so I am trying to postpone that plan for now and save it well to use again when I really need it. But as we grow older, we are looking for protection that are going to protect not just our wealth but also the financial situation of our loved ones.
That's the purpose of insurance and even if you want to have an additional income but when you're older, your actions are limited so as the opportunities.
Insurance is must for people who don't have an accidental financial cover like government employees. If a government employee dies then his family got compensation but that's not the case with ordinary person, his family has to bear financial expenses on its own. Insurance are handy for family in case of accidental death or injury. These days there different types of insurances available and one need to be careful while choosing the insurance policy that is best for him.
I really agree with what you say. Maybe government workers are protected by insurance which must be provided, but not for private workers where sometimes only certain insurance is provided. So you really have to provide additional protection so that you don't regret it later, because they don't have insurance that can help with the problems that occur, Especially health insurance, the costs of which continue to increase all the time. If it is not covered by adequate insurance, savings and even assets will be pawned.However, it is true that there are many insurance programs available with various programs which can sometimes be misleading, so you must always be able to obtain information from insurance users for comparison before making a choice.
and if you are someone who do have that struggle when it comes to budget? For sure you would really be having that least priority.
This is why tons of people do missed out on allocating some insurances due to this shortage on which we do really give out some priorities when it comes to other things like food and rent
on which this what makes it really hard to make these kind of decisions.
I don't know who needs to hear this but you need to get insurance if you have assets that are your source of income and it can be insurable. This may not mean much to a lot of folks in developed countries because they're familiar with it, but a lot (and I mean a lot) of people in underdeveloped countries don't care about insurance.
I've read stories of people who were okay financially going broke because they have spent all they had to treat an illness for themselves, their children, or loved ones. I'm not saying insurance is our personal lord and savior, but it can help you in tight situations.
Around November last year, I volunteered to join a local and small NGO that was taking food, drugs, and other supplies to flood victims.
For context of how big the flood was, we used speedboats on roads and it was as though we were on a high sea.
Experts gave lectures on how to prepare for a flood and not wait for it to be too late. Some of the people we met told their stories.
We met one woman whose case I found very interesting.
She had a farm; a fishery and a poultry farm. The poultry was much bigger than the fishery. The farm was so big and established it made her thousands of dollars monthly in gross income. The flood took her by surprise, she was able to rescue some feeds and animals, but she lost so much of it.
Now let's ignore the fact that she was careless for not believing the warnings that a very big flood was coming because, in her words "In my 56 years of being alive and my 17+ years of doing this business, I've never experienced the tiniest bit of flood"
Let's focus on the fact that neither her farm nor a single thing on the farm was insured despite generating that kind of income.
Because of the damage we saw, the NGO started a campaign for the government to help these farmers with grants and loans so they can get back on their feet (but y'all know how politics gets). This allowed us to visit this woman at her farm. She's back on her feet, but it could take years to get back to what she was before the flood.
If her farm was insured, it most likely wouldn't have taken her that long.
There are many more people like this. A cab driver loses his care and he's back to square one because that's his source of income. Others get an illness that is expensive to treat and they go broke trying to pay for the treatment.
A husband and father die unexpectedly and leave nothing behind, leaving the wife to struggle alone to take care of the children. This takes a family that was comfortably a middle-class family to a lower-class family.
If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".
I've read stories of people who were okay financially going broke because they have spent all they had to treat an illness for themselves, their children, or loved ones. I'm not saying insurance is our personal lord and savior, but it can help you in tight situations.
Around November last year, I volunteered to join a local and small NGO that was taking food, drugs, and other supplies to flood victims.
For context of how big the flood was, we used speedboats on roads and it was as though we were on a high sea.
Experts gave lectures on how to prepare for a flood and not wait for it to be too late. Some of the people we met told their stories.
We met one woman whose case I found very interesting.
She had a farm; a fishery and a poultry farm. The poultry was much bigger than the fishery. The farm was so big and established it made her thousands of dollars monthly in gross income. The flood took her by surprise, she was able to rescue some feeds and animals, but she lost so much of it.
Now let's ignore the fact that she was careless for not believing the warnings that a very big flood was coming because, in her words "In my 56 years of being alive and my 17+ years of doing this business, I've never experienced the tiniest bit of flood"
Let's focus on the fact that neither her farm nor a single thing on the farm was insured despite generating that kind of income.
Because of the damage we saw, the NGO started a campaign for the government to help these farmers with grants and loans so they can get back on their feet (but y'all know how politics gets). This allowed us to visit this woman at her farm. She's back on her feet, but it could take years to get back to what she was before the flood.
If her farm was insured, it most likely wouldn't have taken her that long.
There are many more people like this. A cab driver loses his care and he's back to square one because that's his source of income. Others get an illness that is expensive to treat and they go broke trying to pay for the treatment.
A husband and father die unexpectedly and leave nothing behind, leaving the wife to struggle alone to take care of the children. This takes a family that was comfortably a middle-class family to a lower-class family.
If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".
Insurance is a good idea in many scenarios, sometimes it is legally or contractually mandatory in order to protect certain parties. Take home insurance for example, while you are not legally obliged to get it, you'll often find that most mortgage providers will require you to take it out or they will do it on your behalf, because there is a very expensive asset that needs to be replaced if anything goes wrong. Depending on where you live, it can also be a very cheap price for the peace of mind it buys. However you have to consider your particular circumstances, as the example you give of life insurance is useful if you have a family but is not necessarily required if you are single and your assets can just be liquidated if you were to pass away.
Insurance is must for people who don't have an accidental financial cover like government employees. If a government employee dies then his family got compensation but that's not the case with ordinary person, his family has to bear financial expenses on its own. Insurance are handy for family in case of accidental death or injury. These days there different types of insurances available and one need to be careful while choosing the insurance policy that is best for him.
I really agree with what you say. Maybe government workers are protected by insurance which must be provided, but not for private workers where sometimes only certain insurance is provided. So you really have to provide additional protection so that you don't regret it later, because they don't have insurance that can help with the problems that occur, Especially health insurance, the costs of which continue to increase all the time. If it is not covered by adequate insurance, savings and even assets will be pawned.However, it is true that there are many insurance programs available with various programs which can sometimes be misleading, so you must always be able to obtain information from insurance users for comparison before making a choice.
This story of this woman is also relatable to someone that invests in bitcoin or has a major amount in bitcoin and plans to hold for long and has no emergency funds or cash reservations to solve problems or emergencies that could occur, If something immediate and demanding like a health challenge that requires much amount to solve and this person doesn't have any emergency funds to take cash from, he is forced to sell his asset, they is no way he is would put his health over anything.
So it's also good that as investors and holders we should be aware of thigns that can throw us off balance like emergency.
So it's also good that as investors and holders we should be aware of thigns that can throw us off balance like emergency.
If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".
Health insurance is very important. Because we never know when we will get sick and how much it will cost. My neighbor's experience in early 2019 was that his child did not have insurance but suddenly had a serious digestive infection. Even though food was always carefully guarded, I still didn't expect to contract an infection like that. Suddenly I had to spend >$2000 because I didn't expect to have to be hospitalized for more than two weeks.There's a saying " hope for the best and plan for the worst".
The savings accumulated and put into investments suddenly have to be taken out and started from zero again. If you already have insurance, at least you will be ready to allocate a certain amount of funds each year, and if you are hospitalized, someone will cover the costs. Cash flow and investment so there's no need to worry.
Actually the more older we get, the more we need it and we realize it overtime. It may not be actually needed and necessary when we're younger.
But as we grow older, we are looking for protection that are going to protect not just our wealth but also the financial situation of our loved ones.
That's the purpose of insurance and even if you want to have an additional income but when you're older, your actions are limited so as the opportunities.
But as we grow older, we are looking for protection that are going to protect not just our wealth but also the financial situation of our loved ones.
That's the purpose of insurance and even if you want to have an additional income but when you're older, your actions are limited so as the opportunities.
Insurance is must for people who don't have an accidental financial cover like government employees. If a government employee dies then his family got compensation but that's not the case with ordinary person, his family has to bear financial expenses on its own. Insurance are handy for family in case of accidental death or injury. These days there different types of insurances available and one need to be careful while choosing the insurance policy that is best for him.
Insurance is the transfer of certain risks. That is, to assign the burden of loss corresponding to life and property to another in exchange for a premium. So it is understood that insurance is a shield to get rid of uncertain losses.
So the definition shows the importance of insurance in life. Suppose you are a cloth merchant and all the clothes or goods of your business are in your godown. Now due to an accident, your godown caught fire and all the goods got burnt or destroyed. Now suppose you have insurance on the said business then what if you get compensation for all your fair losses.
And if not insured you will be sitting on the road.
So now think about how important insurance is to you.
So the definition shows the importance of insurance in life. Suppose you are a cloth merchant and all the clothes or goods of your business are in your godown. Now due to an accident, your godown caught fire and all the goods got burnt or destroyed. Now suppose you have insurance on the said business then what if you get compensation for all your fair losses.
And if not insured you will be sitting on the road.
So now think about how important insurance is to you.
Planning must always be there in any condition for any job in life and when conditions start to become difficult due to inflation which has not yet reduced, of course adding new things such as insurance is actually not necessary if we ourselves have realized that we will not be able to pay for it according to the requirements. So there is no need for insurance to erase temporary difficulties if currently there are still many other options such as looking for additional income through new, unusual jobs. I think that is much better than overdoing insurance and not increasing our income in life.
Actually the more older we get, the more we need it and we realize it overtime. It may not be actually needed and necessary when we're younger.But as we grow older, we are looking for protection that are going to protect not just our wealth but also the financial situation of our loved ones.
That's the purpose of insurance and even if you want to have an additional income but when you're older, your actions are limited so as the opportunities.
I agree, it's better to plan well before you get an insurance because we know that we will pay for it depends on the terms of payment that we want, it's better to have a dedicated money to pay for it because in reality, so many people don't take insurance because they think it's just an extra fee and cost, because if you look at it, even if they have a stable jobs, Their salaries are still lacking in their daily spending, especially now that inflation is still in the country. It's a good idea to have an insurance in case of emergency, but not everyone can afford to get it and that's the reality. Even if financial advisors say that they only need to pay a low amount, but if they list and add it to their budget, they will be short.
Planning must always be there in any condition for any job in life and when conditions start to become difficult due to inflation which has not yet reduced, of course adding new things such as insurance is actually not necessary if we ourselves have realized that we will not be able to pay for it according to the requirements. So there is no need for insurance to erase temporary difficulties if currently there are still many other options such as looking for additional income through new, unusual jobs. I think that is much better than overdoing insurance and not increasing our income in life. 
Insurance is important,insurance is safety,its like taking your meds to avoid further health breakdown.If something bad happens to your job,your business will assist you to stand on your feet's again.Life is filled with ups and downs,and no one wants to be caught in such wrecking situations and it leaves you with no idea on how to tackle the problem,but with insurance,you're initially secured.There are no two ways about it;it just a tool to enhance economic and financial progress.
Insurance is the right thing to do as it provides a safety net to many opportunities and financial challenges.
I agree with you, of course in life there are times when we experience ups and downs. When we already have a profitable and promising business, it doesn't mean that we have reached a calm point, but there are times when risks can occur, whether it is business bankruptcy or we ourselves experience a disaster, such as an accident or falling ill. Of course, to be able to overcome this, we cannot do it alone because basically everyone needs each other. It's true what you said, insurance is important for life and insurance is not only for finances. there are also other insurances.Insurance is the right thing to do as it provides a safety net to many opportunities and financial challenges.
However, not everyone understands insurance, because there are many types of insurance. However, this is important because it is useful for protecting all the assets you have, including yourself and your family, from future financial risks. Unfortunately, many people do not understand the benefits of insurance, especially health insurance, critical illness insurance and life insurance.
One of the advantages or benefits of insurance in my opinion is that when a risk occurs, such as going to hospital, it is not uncommon for lives and assets to become victims. Insurance can protect the life and assets owned by customers when this happens. and we don't need to sacrifice assets because the insurance company has covered the costs of this incident. However, there may also be some people who think that insurance is not important, so this is an individual decision.
Make sure that when you're putting money in there, you're not going to be tight on money or you lack the budget all the time just to pay all the bills, the best time to do an additional insurance besides your social security is when you've got so much surplus money monthly even after you've spent a whole lot on luxurious stuff, you can also make the sign that you've got enough that you can still travel and still have some money left but if you really do want to have that insurance even if there's not a lot of surplus money, you might want to fix your spending habits and learn to budget and follow it strictly.
This should be the case, paying insurance bills should not be at the expense of something and what is happening nowadays is mostly like that, all the people who choose insurance are those who have a lot of money.However, this thinking should be changed, insurance is very important for the future against unexpected things, especially health insurance and education insurance, so we should now look for more money to be able to pay for insurance for a more secure future.
By having insurance, we will be able to meet needs that we cannot foresee, such as what you mentioned, health insurance and education. To be able to enjoy this insurance, we must be able to pay the contributions that have been given to the insurance holder so that we can enjoy it when we need this insurance.
I agree, it's better to plan well before you get an insurance because we know that we will pay for it depends on the terms of payment that we want, it's better to have a dedicated money to pay for it because in reality, so many people don't take insurance because they think it's just an extra fee and cost, because if you look at it, even if they have a stable jobs, Their salaries are still lacking in their daily spending, especially now that inflation is still in the country. It's a good idea to have an insurance in case of emergency, but not everyone can afford to get it and that's the reality. Even if financial advisors say that they only need to pay a low amount, but if they list and add it to their budget, they will be short.
1. Health insurance
2. Car insurance
When it comes to health then this is something which is unpredictable. We dont know on what comes next and this is why if you are the families bread winner or provider
then it would really be that best that you should really be putting up focus that much when it comes to insurances so that on whatever things that would happen on you
then your family wont really be able to suffer when it comes to financial aspects on which we know that this is always been the main problem.
This is why if you do see that so those things to be useless then better think not. Dont wait for some disaster before you would really be getting one.
There's no way on knowing on what would happen in tomorrow so better make yourself that secure.
Make sure that when you're putting money in there, you're not going to be tight on money or you lack the budget all the time just to pay all the bills, the best time to do an additional insurance besides your social security is when you've got so much surplus money monthly even after you've spent a whole lot on luxurious stuff, you can also make the sign that you've got enough that you can still travel and still have some money left but if you really do want to have that insurance even if there's not a lot of surplus money, you might want to fix your spending habits and learn to budget and follow it strictly.
This should be the case, paying insurance bills should not be at the expense of something and what is happening nowadays is mostly like that, all the people who choose insurance are those who have a lot of money.However, this thinking should be changed, insurance is very important for the future against unexpected things, especially health insurance and education insurance, so we should now look for more money to be able to pay for insurance for a more secure future.
By having insurance, we will be able to meet needs that we cannot foresee, such as what you mentioned, health insurance and education. To be able to enjoy this insurance, we must be able to pay the contributions that have been given to the insurance holder so that we can enjoy it when we need this insurance.
I agree, it's better to plan well before you get an insurance because we know that we will pay for it depends on the terms of payment that we want, it's better to have a dedicated money to pay for it because in reality, so many people don't take insurance because they think it's just an extra fee and cost, because if you look at it, even if they have a stable jobs, Their salaries are still lacking in their daily spending, especially now that inflation is still in the country. It's a good idea to have an insurance in case of emergency, but not everyone can afford to get it and that's the reality. Even if financial advisors say that they only need to pay a low amount, but if they list and add it to their budget, they will be short.
Insurance is basically an agreement between the insurance party and the customer. In insurance, the guarantor provides coverage or replacement if something happens to the insured or his property in accordance with the agreement previously agreed upon. In short, the insurance company will provide a replacement to the customer if something unexpected happens.
There are several important objectives in insurance. The first can protect life and protect assets. When there is a risk such as being hospitalized, it is not uncommon for life and assets to be victims. Therefore insurance can protect the lives and assets owned by their customers. So the customer does not need to treat assets because insurance has bear the cost. Secondly, it can provide financial protection and long -term security. Many people still think that insurance cannot be used now, but the fact that insurance aims to protect financial in the long run, so customers do not need to worry because our finances will be safe. And the third, can reduce the impact of losses due to unexpected events, especially in terms of financial. Insurance can minimize sudden impacts. For example, customers who die, the heirs of the customer will get the sum insured as a provision for the next life.
Behind the insurance objectives above, there are also some benefits of insurance. First, financial protection. Natural disasters, accidents and others require a lot of funds. Therefore insurance provides benefits in the form of financial protection so that customers will still be able to meet their needs. Secondly, health protection. Having insurance means that customers have the opportunity to get good quality medical access to carry out outpatient care and even hospitalization. Third, insurance can provide life protection, insurance is also beneficial for customers who have the status of a life fighter. The heirs will get access in the form of assistance or the benefits of death from insurance that has been paid by the customer before he died. Fourth, education insurance. High education costs are always increasing to make parents worry. And the solution they can open insurance to provide educational plans for their children. And finally, insurance can be preparation for retirees. Insurance provides benefits in the form of preparation of pension funds so that the needs of old age will be fulfilled.
There are several important objectives in insurance. The first can protect life and protect assets. When there is a risk such as being hospitalized, it is not uncommon for life and assets to be victims. Therefore insurance can protect the lives and assets owned by their customers. So the customer does not need to treat assets because insurance has bear the cost. Secondly, it can provide financial protection and long -term security. Many people still think that insurance cannot be used now, but the fact that insurance aims to protect financial in the long run, so customers do not need to worry because our finances will be safe. And the third, can reduce the impact of losses due to unexpected events, especially in terms of financial. Insurance can minimize sudden impacts. For example, customers who die, the heirs of the customer will get the sum insured as a provision for the next life.
Behind the insurance objectives above, there are also some benefits of insurance. First, financial protection. Natural disasters, accidents and others require a lot of funds. Therefore insurance provides benefits in the form of financial protection so that customers will still be able to meet their needs. Secondly, health protection. Having insurance means that customers have the opportunity to get good quality medical access to carry out outpatient care and even hospitalization. Third, insurance can provide life protection, insurance is also beneficial for customers who have the status of a life fighter. The heirs will get access in the form of assistance or the benefits of death from insurance that has been paid by the customer before he died. Fourth, education insurance. High education costs are always increasing to make parents worry. And the solution they can open insurance to provide educational plans for their children. And finally, insurance can be preparation for retirees. Insurance provides benefits in the form of preparation of pension funds so that the needs of old age will be fulfilled.
Make sure that when you're putting money in there, you're not going to be tight on money or you lack the budget all the time just to pay all the bills, the best time to do an additional insurance besides your social security is when you've got so much surplus money monthly even after you've spent a whole lot on luxurious stuff, you can also make the sign that you've got enough that you can still travel and still have some money left but if you really do want to have that insurance even if there's not a lot of surplus money, you might want to fix your spending habits and learn to budget and follow it strictly.
This should be the case, paying insurance bills should not be at the expense of something and what is happening nowadays is mostly like that, all the people who choose insurance are those who have a lot of money.However, this thinking should be changed, insurance is very important for the future against unexpected things, especially health insurance and education insurance, so we should now look for more money to be able to pay for insurance for a more secure future.
By having insurance, we will be able to meet needs that we cannot foresee, such as what you mentioned, health insurance and education. To be able to enjoy this insurance, we must be able to pay the contributions that have been given to the insurance holder so that we can enjoy it when we need this insurance.
In our life, have many kinds of insurance and actually paying all kinds insurance seems we don't have enough money indeed have stable financial or not. Generally has two kinds of insurance before separating in several kinds
Loss Insurance
In this insurance has several kinds from motor Vehicle Insurance, Property Insurance, Personal Accident Insurance, Credit Insurance, Money and Property Insurance.
Life insurance
In this kinds insurance has three categories from Term Life Insurance (Term Life Insurance), Whole Life Insurance and Unit Link Insurance
Actually need to see which one insurance priority and get more benefit for our life without has to spending much money but not earn benefit yet, I think healthy and loss insurance exactly with our motor vehicle insurance is most priority than have to recovery payment for all kinds of insurance.
Loss Insurance
In this insurance has several kinds from motor Vehicle Insurance, Property Insurance, Personal Accident Insurance, Credit Insurance, Money and Property Insurance.
Life insurance
In this kinds insurance has three categories from Term Life Insurance (Term Life Insurance), Whole Life Insurance and Unit Link Insurance
Actually need to see which one insurance priority and get more benefit for our life without has to spending much money but not earn benefit yet, I think healthy and loss insurance exactly with our motor vehicle insurance is most priority than have to recovery payment for all kinds of insurance.
If insurance is considered important it is important but if insurance is not considered important then it is nothing and there is no need for insurance. Insurance is not as safe as banks. If one has a lot to think about in one's life and if one has a lot of plans for the future then a deposit account can be made in a good quality bank which can be withdrawn by a user only when required.
Earlier in our country to be a biker I had to have bike insurance but now the government has done away with bike insurance that means now a biker doesn't need to have insurance to ride a bike. I consider the insurance companies in our country as unnecessary companies, they cheat people more but are of no use in people's danger.
There are some insurance companies that act fraudulently but not all of them are like that and basically insurance is important to guarantee our future but everyone has a different view because there are also some people who are more confident in themselves in managing their finances for the future they face without needing to use insurance.Earlier in our country to be a biker I had to have bike insurance but now the government has done away with bike insurance that means now a biker doesn't need to have insurance to ride a bike. I consider the insurance companies in our country as unnecessary companies, they cheat people more but are of no use in people's danger.
And personally, I don't really like insurance of any kind, be it health, education or anything else, and I think it's better to prepare for all the unexpected things by preparing it yourself.
For the lower middle class, they certainly don't attach importance to insurance, even though they realize that insurance is important for the future, but the monthly costs that must be paid are an obstacle for most middle class people. Apart from that, when it is really needed, there are several types of insurance which are quite difficult and make the middle class feel discouraged from participating in the related insurance program. For business people or entrepreneurs, insurance is of course a must so that their assets can be protected. For the lower middle class, of course there are still many who object to the costs involved.
Insurance is important,insurance is safety,its like taking your meds to avoid further health breakdown.If something bad happens to your job,your business will assist you to stand on your feet's again.Life is filled with ups and downs,and no one wants to be caught in such wrecking situations and it leaves you with no idea on how to tackle the problem,but with insurance,you're initially secured.There are no two ways about it;it just a tool to enhance economic and financial progress.
Insurance is the right thing to do as it provides a safety net to many opportunities and financial challenges.
Insurance is the right thing to do as it provides a safety net to many opportunities and financial challenges.
I agree, but it also requires additional premium costs when we enter and join them and of course it will also add additional costs that need to be prepared even though on the one hand there are big benefits that can be used at any time if needed, in this case the main thing is health and others. For middle economic people, I think joining is still minimal because they still have and take the opportunities that the government provides.
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