Insurance is important - page 9. | Bitcointalksearch.org

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Quote from: Litzki1990 on November 29, 2023, 01:13:36 AM

Quote from: leonair on November 28, 2023, 12:55:26 PM

Quote from: DVlog on November 28, 2023, 10:41:19 AM

This depends on where you live. What will be the point of doing insurance if the chance of getting compensation is low? I am talking about the situation in my country where almost more than 45% of insurance claims are rejected and the customer has to go through a long procedure in court to get their money. The corrupt system is not ideal for any institutional entity because the lack of implication of law and order makes it difficult for general people to get the benefits of an institution.

Insurances are mainly company based. So besides getting benefits from them, there are many risks because many unscrupulous traders can use them to create fraud nets. So for this you need to be alert yourself and warn others and before taking the insurance, do a good research on the insurance whether it is approved by the government or not. And if it is approved by the government, then if it is fraudulent, will the government or the central bank take responsibility for it or not? After researching everything, decide which insurance company you should insure with

Actually not all people in the world are honest or not all people come to do business with honest intentions. If everyone takes a look at the news about the insurance companies of their respective countries, then you will surely know how much the insurance companies have cheated in your country. You will know about good insurance companies as opposed to insurance companies scams. There are pros and cons to everything, just as you can find good insurance companies, you can find bad insurance companies, but I think there are more bad insurance companies than good insurance companies these days. Due to the large number of comparatively bad insurance companies, we must insure carefully and know well about the company we are going to insure with. Knowing well about the company, if we get the confidence to insure the company, then we can insure the insurance company by considering the category.

Not all insurance companies are honest. We constantly hear of dishonesty and malpractice, right? This shows that humans often put self-interest before ethics. It illustrates the delicate relationship between morality, profit, and survival in business. In many situations, insurance firms have provided support. Doesnt it show the industry's capacity for good?

Many share your concern about insurance's bad-over-good ratio. Is this perception a result of unfavorable media coverage and selective attention? Psychologists call this the negativity bias - focusing on the bad rather than the good. Recognizing this makes insurance provider selection more objective. We must examine, understand, and adapt policies to our needs. This strategy seems more balanced than relying on universal distrust to manage the insurance world.

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Quote from: Alpha Marine on November 22, 2023, 10:18:18 AM

If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.

I am someone who is quite against insurance and considers it a way to waste money without being able to get commensurate benefits other than being profitable for the insurance company.
For health insurance, I am lucky enough to live in a country that provides guaranteed treatment for sick citizens even though they have to go through many procedures, but that's better than having to pay routine insurance costs which also take time to be able to claim it, and in my opinion using the money we have by investing is much better than having insurance because I saw several friends who actually lost a lot of money in insurance because it couldn't be claimed but maybe it would be different in other countries, just seeing what happened to my colleagues made me not consider insurance as important compared to investing.

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Quote from: Alpha Marine on November 22, 2023, 10:18:18 AM

I've read stories of people who were okay financially going broke because they have spent all they had to treat an illness for themselves, their children, or loved ones. I'm not saying insurance is our personal lord and savior, but it can help you in tight situations.

One of the most important insurances is health insurance. People without health protection or health insurance are at risk of facing high medical care costs, which when faced with this situation can cause the person to experience financial difficulties, get into large debts, or even go bankrupt.
Health insurance offers the important benefit of financial protection by covering health costs. Nobody wants to get sick, but at some point everyone will need medical care. It is necessary to prepare early by insuring part of the money to help reduce anxiety or worry and stress due to illness. Having insurance will offer a sense of security because the costs will be covered by health insurance.

umbara ardian

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The importance of insurance is not limited to those with modest assets; even individuals with substantial wealth can benefit from its protection. Insurance can shield them from catastrophic losses, preventing their fortunes from being eroded by unexpected events.

For individuals whose assets serve as their primary source of income, insurance takes on even greater significance. Whether it's protecting a business from potential losses or safeguarding a farmer's crops against natural disasters, insurance acts as a safety net, preventing financial ruin and ensuring the continuity of income generation.

While the need for insurance may vary depending on individual circumstances, its overall value remains undeniable. It provides peace of mind, knowing that one's assets and income are safeguarded against unforeseen risks. Insurance is an investment in financial stability, a hedge against misfortune, and a testament to the human instinct to protect oneself and one's loved ones from the unpredictable nature of life.

armanda90

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Quote from: Litzki1990 on November 29, 2023, 01:13:36 AM

Actually not all people in the world are honest or not all people come to do business with honest intentions. If everyone takes a look at the news about the insurance companies of their respective countries, then you will surely know how much the insurance companies have cheated in your country. You will know about good insurance companies as opposed to insurance companies scams. There are pros and cons to everything, just as you can find good insurance companies, you can find bad insurance companies, but I think there are more bad insurance companies than good insurance companies these days. Due to the large number of comparatively bad insurance companies, we must insure carefully and know well about the company we are going to insure with. Knowing well about the company, if we get the confidence to insure the company, then we can insure the insurance company by considering the category.

In my country insurance is bad company and have two top legal and trusted insurance have been collapse without responsibility for user get their money refund. Actually I am not agree have to protect with all investment assets with insurance and looks healthy insurance is realistic right depend how much cost when we get treatment. All hospital have been connected with many kinds of healthy insurance but the other kinds of insurance look not urgent and focus with healthy insurance only if you have not good financial condition.

I have the same opinion with you many insurance companies become scam and easily run away how much user money without responsibility yet although we are joining with government insurance. In my country have government insurance with saving protect but when collapse they are not refund yet and many of the CEO and staff take much money until under rest.

Litzki1990

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Quote from: leonair on November 28, 2023, 12:55:26 PM

Quote from: DVlog on November 28, 2023, 10:41:19 AM

This depends on where you live. What will be the point of doing insurance if the chance of getting compensation is low? I am talking about the situation in my country where almost more than 45% of insurance claims are rejected and the customer has to go through a long procedure in court to get their money. The corrupt system is not ideal for any institutional entity because the lack of implication of law and order makes it difficult for general people to get the benefits of an institution.

Insurances are mainly company based. So besides getting benefits from them, there are many risks because many unscrupulous traders can use them to create fraud nets. So for this you need to be alert yourself and warn others and before taking the insurance, do a good research on the insurance whether it is approved by the government or not. And if it is approved by the government, then if it is fraudulent, will the government or the central bank take responsibility for it or not? After researching everything, decide which insurance company you should insure with

Actually not all people in the world are honest or not all people come to do business with honest intentions. If everyone takes a look at the news about the insurance companies of their respective countries, then you will surely know how much the insurance companies have cheated in your country. You will know about good insurance companies as opposed to insurance companies scams. There are pros and cons to everything, just as you can find good insurance companies, you can find bad insurance companies, but I think there are more bad insurance companies than good insurance companies these days. Due to the large number of comparatively bad insurance companies, we must insure carefully and know well about the company we are going to insure with. Knowing well about the company, if we get the confidence to insure the company, then we can insure the insurance company by considering the category.

terrific

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Quote from: _BlackStar on November 27, 2023, 12:53:27 PM

Quote from: terrific on November 27, 2023, 08:21:35 AM

It's your life and health protection. Because we've been working hard all of our days and with the savings and investments that we've made.
When illness and death comes to us, we're leaving this world but our love ones are going to take care for us, burials and etc.
And with those things, they come with a fee. They're not free at all but when you're protected with insurance, it's a big minus and help to them.

In the same context - insurance is important, of course. I have seen so many bitcoin users asking how best to insure their wealth in bitcoin to their heirs if something untoward happen. Obviously this insurance is a type of financial insurance - but however there are many other types of insurance that you can adjust to your needs. It is recommended to consult an expert so that you get the right insurance that you need, such as life, property, financial and health insurance.

If it is about financial protection - then insurance may be one thing to consider. I also agree that good financial planning and having emergency savings are some things that need to be considered too - but of course there are many other things that need to be considered so that unwanted risks can be managed well and possibly minimize them.

Yes, there are different types of insurance and avail the one or two or more and as many as you can for your protection. Not just for your income protection.
But also for the protection of your assets that you have worked hard. This is actually the purpose of most of the insurance, so that when something bad happens, you don't have to spend all of those assets trying to sell so that you'll use that for medication.
And with insurance, it is the one that will give you that money to solve that problem for that policy you have availed.

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Quote from: Alpha Marine on November 22, 2023, 10:18:18 AM

If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".

Insurance is very important or you can say a good method that will help you in your bad events or time when no one is helping you, your insurance company come and will pay all your losses. There are many benefits of insurance and those people who have wealth and want to take care of him will take many benefits from the insurance company. However many people who were not aware or did not have their insurance experienced many losses. Like in your story if the woman did the insurance of her farm then the company would pay her losses but unfortunately, she lost her all wealth. This insurance is mostly followed by those people who belong to developed countries but those who are from developing did not hear its name and all this because the government did not bring any company or left it for the advertisements. If we educate people about this and take them to a place where we show them how this insurance will help them Financially when he goes through a hardens they will make the insurance.

DVlog

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Quote from: leonair on November 28, 2023, 12:55:26 PM

Quote from: DVlog on November 28, 2023, 10:41:19 AM

This depends on where you live. What will be the point of doing insurance if the chance of getting compensation is low? I am talking about the situation in my country where almost more than 45% of insurance claims are rejected and the customer has to go through a long procedure in court to get their money. The corrupt system is not ideal for any institutional entity because the lack of implication of law and order makes it difficult for general people to get the benefits of an institution.

Insurances are mainly company based. So besides getting benefits from them, there are many risks because many unscrupulous traders can use them to create fraud nets. So for this you need to be alert yourself and warn others and before taking the insurance, do a good research on the insurance whether it is approved by the government or not. And if it is approved by the government, then if it is fraudulent, will the government or the central bank take responsibility for it or not? After researching everything, decide which insurance company you should insure with

I was talking about reputable insurance companies. Then government officials are also involved in this type of scandal. Some of the companies are owned by people who are loyal to the current government which is why they are still operating throughout the country even after their bad reputation. The problem is corruption, which causes an imbalance between crime and justice. When criminals are not being arrested for their crimes and they can bail out easily multiple times after doing the same crime again then no institution will work properly and the people will get no benefits from them.

Alpha Marine

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Quote from: 2girls on November 24, 2023, 02:40:35 PM

And specially I didn't like that money for which I didn't work hard how could be a money for which I didn't even try to work and that will be very free I didn't even like to call its my money.

I often choose that type of money which comes through my strength and in which I worked hard day and night and then got that money I can always call it that is just my money and I have to use it now for my will happily.

Your English makes it difficult for me to understand you well but if what I understand is correct I think you misunderstand what insurance is.

Not like I buy into the whole idea of not wanting free money, but insurance is not free money. You've been paying premiums from time to time to the insurance company.
Premium is the amount of money you agreed to pay to the insurance company when you signed the insurance contract. It is from this premium the insurance company will use to cover what you are insured.

For example, if you have health insurance you pay $1000 yearly and you paid this amount for 20 years. If after 20 years the person gets ill and the cost of the treatment is $15000, the insurance company pays for that treatment from the money you have been saving with them.
That is your hard-earned money that you worked for. So it's not a handoff, it's your sweat.

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Quote from: DVlog on November 28, 2023, 10:41:19 AM

This depends on where you live. What will be the point of doing insurance if the chance of getting compensation is low? I am talking about the situation in my country where almost more than 45% of insurance claims are rejected and the customer has to go through a long procedure in court to get their money. The corrupt system is not ideal for any institutional entity because the lack of implication of law and order makes it difficult for general people to get the benefits of an institution.

Insurances are mainly company based. So besides getting benefits from them, there are many risks because many unscrupulous traders can use them to create fraud nets. So for this you need to be alert yourself and warn others and before taking the insurance, do a good research on the insurance whether it is approved by the government or not. And if it is approved by the government, then if it is fraudulent, will the government or the central bank take responsibility for it or not? After researching everything, decide which insurance company you should insure with

ndutndut

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Quote from: MadHatters on November 27, 2023, 01:24:07 PM

On the one hand, insurance covers the health of you and your family, which saves you a lot of money, and on the other hand, the negative side is that companies take a lot of money.

But having insurance has many positives rather than negatives, the negative problem is as you said, you just need to look for a quality insurance company whose performance has been tested.

Because whether we realize it or not, currently there are still many of us who are skeptical and not aware of the importance of having insurance. even though insurance actually has many benefits that we will experience in the future. As we get older, the needs and responsibilities of life in the future by having insurance become something that we inevitably need to consider to protect against all of this.

We will not know what will happen in our lives, for example something happens to us that makes us lose our job or business, so we are only required to prepare well. So actually, the point of insurance is good for transferring risk or strengthening our financial foundations.

DVlog

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This depends on where you live. What will be the point of doing insurance if the chance of getting compensation is low? I am talking about the situation in my country where almost more than 45% of insurance claims are rejected and the customer has to go through a long procedure in court to get their money. The corrupt system is not ideal for any institutional entity because the lack of implication of law and order makes it difficult for general people to get the benefits of an institution.

tottong

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It is much more important when people can ensure that tomorrow and the day after tomorrow they have the ability to eat, this is how people who don't have money look at it when they are offered insurance. But when people have more money and have a number of assets, businesses or investments, not joining insurance can actually result in big losses because we never know what will happen in the future and at least if we have insurance there is a return every time we experience a disaster, accident or fire.

Insurance has qualifications and the larger the monthly installments the better the insurance because vehicle, health and business insurance are usually much more expensive monthly costs. However, when choosing insurance you have to be selective because many insurers end up going bankrupt and don't have clarity regarding their customers' money.

armanda90

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Quote from: Alpha Marine on November 22, 2023, 10:18:18 AM

I don't know who needs to hear this but you need to get insurance if you have assets that are your source of income and it can be insurable. This may not mean much to a lot of folks in developed countries because they're familiar with it, but a lot (and I mean a lot) of people in underdeveloped countries don't care about insurance.

I've read stories of people who were okay financially going broke because they have spent all they had to treat an illness for themselves, their children, or loved ones. I'm not saying insurance is our personal lord and savior, but it can help you in tight situations.

Actually insurance is most important thing how to back up or recovery cost with hospitality when get illness, right now we pay highest cost for our healthy and many important person priority with their healthy insurance. But not all people have good financial for monthly paying for insurance, I think many kinds of insurance in our life and we must spent much money in monthly to pay insurance but regarding most important is healthy insurance. In my country Indonesian have healthy insurance called BPJS with small payment on monthly regarding level kinds we choose but we must acceptable bad service with this kinds insurance although our payment never delay and keep going on every month.

Better you have specific asking about which one insurance priority regarding in our life have many kinds of insurance with difference function and can't added in one insurance kinds such as

healthy insurance
education insurance
property insurance
vehicle insurance

barisbilgili

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Quote from: Promocodeudo on November 27, 2023, 03:23:00 PM

Is only a rich and well to do individuals that can think about insurance, not being skeptical, I know that insurance is good because it make covers risk management, no one knows when unwanted incident will take place that's why people insure so many things, but before taking this step you as the person has to consider things, in some country where laws are been made but not enacted or kept insurance company does anything they like with your money even though you go to court you wont still win them because most of the insurance company major share hold are top politicians so how do we go about this.

You are right, those who already have sufficient wealth will certainly think about having insurance in the field they want, because they are aware of the risks they face and don't know when this will happen to them so they choose to insure against it.
We must be able to choose an insurance company that can guarantee ourselves because we have paid it, don't let it be after we have paid the insurance and when we claim the insurance it is very difficult for us to get it, of course this will be detrimental to ourselves.

Smack That Ace

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Quote from: angrybirdy on November 28, 2023, 05:49:05 AM

Quote from: ultrloa on November 28, 2023, 05:13:36 AM

Quote from: Promocodeudo on November 27, 2023, 03:23:00 PM

Quote from: YOSHIE on November 22, 2023, 11:32:24 AM

Quote from: Alpha Marine on November 22, 2023, 10:18:18 AM

If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".

Of course financially, insurance is important, in my country there are several government and private agencies that require every employee to have insurance, at least the insurance required includes: Health insurance Life insurance, these two are things that often happen and are experienced by many people in general, that is why the importance of Health and Life insurance is one of the requirements for employees who work in government and private agencies.

Plus, insurance was mentioned by: @lizarder, maybe we all know how important insurance is, because we never expect disruption to the financial/economic stability of every human being, it could happen suddenly, like a house fire, car accidents, natural disasters and also the assets we own, so to overcome risks that can happen to us at any time, of course insurance is one of the companies that handles these risks, financially and as a priority, The point is that bad things can happen unexpectedly and unthinkably, of course I agree with what the OP said about the importance of insurance in our lives.

Is only a rich and well to do individuals that can think about insurance, not being skeptical, I know that insurance is good because it make covers risk management, no one knows when unwanted incident will take place that's why people insure so many things, but before taking this step you as the person has to consider things, in some country where laws are been made but not enacted or kept insurance company does anything they like with your money even though you go to court you wont still win them because most of the insurance company major share hold are top politicians so how do we go about this.

Nope not only rich but poor people also need that since imagine if you get sick and you can't pay your bills because you have nothing left for sure you will struggle paying your bills then might they ignore you since those professionals know that you can't pay their service provided.

Talk with professionals regarding on this and for sure they give you an advice on what plans you can avail with limited budget you have.

Also choose the right insurance company which have good reputation regarding operating this business since there are insurance companies that give their clients a headache since they struggle to get their share once they need to use their insurance.

Agree with you that even those poor people need to have insurance in their life but the question is how they can pay for the insurance they get if they earn enough to cover their daily needs and needs. It's easy to advice like this but if you're on their shoes, no matter how much you want to get insurance, you can't because you need to prioritize your spending to survive the day.

You are right, poor people need more insurance than rich people but their problem is financial, they even have difficulty paying for each meal and daily clothes. How do they have enough money to participate in insurance? Only people in that situation understand that buying insurance is impossible for the poor.

By the way, I think in contrast to everyone, rich people don't need insurance even though they can afford it. Like the area I live in, when rich people get sick, they always go to big hospitals and the best doctors. They don't care how much it costs as long as they get the best care and safety. The poor are the ones who need insurance.

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Quote from: ultrloa on November 28, 2023, 05:13:36 AM

Quote from: Promocodeudo on November 27, 2023, 03:23:00 PM

Quote from: YOSHIE on November 22, 2023, 11:32:24 AM

Quote from: Alpha Marine on November 22, 2023, 10:18:18 AM

If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".

Of course financially, insurance is important, in my country there are several government and private agencies that require every employee to have insurance, at least the insurance required includes: Health insurance Life insurance, these two are things that often happen and are experienced by many people in general, that is why the importance of Health and Life insurance is one of the requirements for employees who work in government and private agencies.

Plus, insurance was mentioned by: @lizarder, maybe we all know how important insurance is, because we never expect disruption to the financial/economic stability of every human being, it could happen suddenly, like a house fire, car accidents, natural disasters and also the assets we own, so to overcome risks that can happen to us at any time, of course insurance is one of the companies that handles these risks, financially and as a priority, The point is that bad things can happen unexpectedly and unthinkably, of course I agree with what the OP said about the importance of insurance in our lives.

Is only a rich and well to do individuals that can think about insurance, not being skeptical, I know that insurance is good because it make covers risk management, no one knows when unwanted incident will take place that's why people insure so many things, but before taking this step you as the person has to consider things, in some country where laws are been made but not enacted or kept insurance company does anything they like with your money even though you go to court you wont still win them because most of the insurance company major share hold are top politicians so how do we go about this.

Nope not only rich but poor people also need that since imagine if you get sick and you can't pay your bills because you have nothing left for sure you will struggle paying your bills then might they ignore you since those professionals know that you can't pay their service provided.

Talk with professionals regarding on this and for sure they give you an advice on what plans you can avail with limited budget you have.

Also choose the right insurance company which have good reputation regarding operating this business since there are insurance companies that give their clients a headache since they struggle to get their share once they need to use their insurance.

Agree with you that even those poor people need to have insurance in their life but the question is how they can pay for the insurance they get if they earn enough to cover their daily needs and needs. It's easy to advice like this but if you're on their shoes, no matter how much you want to get insurance, you can't because you need to prioritize your spending to survive the day.

ultrloa

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Quote from: Promocodeudo on November 27, 2023, 03:23:00 PM

Quote from: YOSHIE on November 22, 2023, 11:32:24 AM

Quote from: Alpha Marine on November 22, 2023, 10:18:18 AM

If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".

Of course financially, insurance is important, in my country there are several government and private agencies that require every employee to have insurance, at least the insurance required includes: Health insurance Life insurance, these two are things that often happen and are experienced by many people in general, that is why the importance of Health and Life insurance is one of the requirements for employees who work in government and private agencies.

Plus, insurance was mentioned by: @lizarder, maybe we all know how important insurance is, because we never expect disruption to the financial/economic stability of every human being, it could happen suddenly, like a house fire, car accidents, natural disasters and also the assets we own, so to overcome risks that can happen to us at any time, of course insurance is one of the companies that handles these risks, financially and as a priority, The point is that bad things can happen unexpectedly and unthinkably, of course I agree with what the OP said about the importance of insurance in our lives.

Is only a rich and well to do individuals that can think about insurance, not being skeptical, I know that insurance is good because it make covers risk management, no one knows when unwanted incident will take place that's why people insure so many things, but before taking this step you as the person has to consider things, in some country where laws are been made but not enacted or kept insurance company does anything they like with your money even though you go to court you wont still win them because most of the insurance company major share hold are top politicians so how do we go about this.

Nope not only rich but poor people also need that since imagine if you get sick and you can't pay your bills because you have nothing left for sure you will struggle paying your bills then might they ignore you since those professionals know that you can't pay their service provided.

Talk with professionals regarding on this and for sure they give you an advice on what plans you can avail with limited budget you have.

Also choose the right insurance company which have good reputation regarding operating this business since there are insurance companies that give their clients a headache since they struggle to get their share once they need to use their insurance.

Mauser

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Quote from: Alpha Marine on November 22, 2023, 10:18:18 AM

If you make money, get health insurance for you and your family, and insure your assets that are a source of income, businesses. Get a life insurance to secure your family's future.
There's a saying " hope for the best and plan for the worst".

It makes a lot of sense to insure our basic needs, especially if we live in a country where there is no protection scheme to provide security for our family. Health insurance should be the first insurance we take out, because we never know what kind of illness we might face in life. Same goes for life insurance, if our family relies heavily on our income that we need to think of the worst case scenario. The problem in my country is that there is insurance for everything and the financial analyst earns a lot of commission for every new contract being signed. It's really hard to find the optimal level of insurance, because the sales people will always try to offer the premium package first. A lot of my friends are to,more than a 100% insured, which costs them a lot every month.

Topic: Insurance is important - page 9. (Read 2313 times)