I offered you a structured investment with higher interest and a bonus flat rate of BTC at the end of each investment period that way no one person would lose lots of money by either you getting no repayment and taking a loss of 0.68 or me repaying the 0.68 and taking the loss. This way I can use the investment to profit back what you lost and pay it back through a period of time. As for the last part: "And tomorrow you just tell your depositors that you have stolen money from your account and you regret it! And you can not help your investors!" you left me confused.