This needs to be bit simpler.
I would not even want it to be so easy for everyone right now, because it would quickly shift the attention of people to crypto, and then make them drop traditional banks suddenly which will still not be good because it would make the government system suddenly become irrelevant, but we need to gradually grow in it till government finds a way out to regulate, then we can talk of simplifying its technology, the system is still this complicated, hacker are hacking into it, not to talk of when it is simpler.