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Topic: Is Crypto as "payment" method adaptable for non tech-savvy people? (Read 341 times)

jr. member
Activity: 217
Merit: 1
Certainly, making cryptocurrencies a user-friendly payment method for non-tech-savvy individuals is a crucial challenge. It's not just about embracing this technology; it's also about ensuring its accessibility and security.

One of the fundamental obstacles is the fear of losing funds due to private key issues. Recent stories, like the one in The New York Times, highlight this concern. It's our responsibility to create solutions that make crypto as user-friendly as traditional fiat currency.

User-friendly solutions do exist in the marketplace, such as Coinremitter, which aims to simplify cryptocurrency payments for everyone. Platforms like https://coinremitter.com/?utm_source=rep&utm_medium=bitcointalks prioritize the security of funds while providing easy-to-use interfaces that are as intuitive as traditional financial apps. These solutions are designed to bridge the gap between tech-savvy users and the general public, providing a smoother onboarding experience.

Initiatives like these are vital to encourage widespread adoption of cryptocurrencies as an everyday payment method, making it accessible to individuals of all ages, including children and elders in our families. Let's continue to discuss and explore ways to make cryptocurrency payments as convenient and secure as traditional money transfers.
hero member
Activity: 1680
Merit: 987
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Hello guys,

Today I came here in hopes to find an answer to a very IMPORTANT question.

I have been helping businesses for the last 6 years with the implementation of blockchain and cryptocurrency in their business. It works fine for the people who know how things work in crypto.

But when it comes to the general public (non-tech-savvy), I can see that people still can't use it, and they are afraid of the technology. They don't know how to use it.

Also, they fear losing money. If they miss the private key their funds will be lost forever. No one is there to help them recover. See this news.

https://www.nytimes.com/2021/01/13/business/tens-of-billions-worth-of-bitcoin-have-been-locked-by-people-who-forgot-their-key.html


Is anyone here thought how can we help our children and elders in our family so they can use crypto without hesitation just like they use fiat money?

Because I don't blame those who don't have the knowledge, I consider this our responsibility how we can make a solution so that those people can also use it as a day-to-day payment method without a second thought.

Does anyone know if any best user-friendly solutions already exist in the marketplace to overcome these challenges?




Let's discuss this topic.




Most people are not ready to buy much cryptomoney due to lack of business projects which directly accept crypto. They simply don't know what to do with these digital assets. That's why cryptocurrencies can't be considered a good investment for them: they either buy and hodl a small amount, or buy it in a relatively large amount, and some time later, when they need money, they sell it with very little to no income (often with money loss).
hero member
Activity: 1022
Merit: 642
Magic
There is so far not an easy to use method for the everyday person, but that should be the goal of the Bitcoin developers. Anything that is more complicated than Apple Pay or a credit card will fail. So let’s see what they come up in the future.
sr. member
Activity: 1008
Merit: 366
It will only take one transaction to understand the possible benefits of using crypto.
With their first transaction, definitely, they need assistance from someone who knows this market.
And that is correct, the will to learn is very important so they will study on their own how this new currency will work for them.
People are scared of something if they don't know about it. But once they slowly learn how to use it, I am sure, they won't be scared of using this route.

To tell the truth, this is exactly what happened to me. I was introduced to it by a friend. He just told me about the basics. All the other thing I learned by doing some research and being on this forum. There will be some ups and downs. But it's all part of the process.
I have learned a lot, but still my knowledge is so little. There's always room for improvement. Successful and unsuccessful people have a similarity. Which are, they both have 24 hours a day. But it all depends on how they choose to use those hours. This is why the will of learning is so important.

And the process of learning Bitcoin is like a rollercoaster ride. You fear it first when it starts to go up, then when it picks up the pace, you start to enjoy it. It's all the same.
full member
Activity: 756
Merit: 133
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The general public (non-tech-savvy) need not be afraid of technology because as long as they are willing to learn, they will understand how to use it. It's like when ATM technology was first introduced when people had no idea how it was used and then they could use ATMs as a means of payment to reduce carrying large amounts of banknotes. So if the general public (non-tech-savvy) wants to learn to use crypto, they will love it because blockchain technology exists to make up for the lack of existing payment methods.
There is reason for normal people or non-tech-savvy people to be afraid of bitcoin. Bitcoin technology is fairly new to most of people, especially for non-tech savvy persons who don't have prior knowledge about digital payment systems.

But people who is using online payments can easily understand the basics of Bitcoin payments, and they don't need to get well education about bitcoin.
legendary
Activity: 3010
Merit: 1280
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People are capable of learning.  One might find Bitcoin transactions confusing the first time but we are capable to read, try and exercise things until we are used to them.  Being savvy is a matter of practice and continue learning.  So even at the beginning a person does not understand Bitcoin, with constant learning he will be able to grasp the knowledge of it. 

For exampler, @OP you maybe good at this technology but at first you are also not knowledgeable about what you are doing right now but due to constant learning and practice, you are able to achieve the skills and knowledge you are having right now.  So I believe it is just a matter of time before these non-tech savvy people grasp the knowledge about the crypto payment.
hero member
Activity: 2604
Merit: 816
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The general public (non-tech-savvy) need not be afraid of technology because as long as they are willing to learn, they will understand how to use it. It's like when ATM technology was first introduced when people had no idea how it was used and then they could use ATMs as a means of payment to reduce carrying large amounts of banknotes. So if the general public (non-tech-savvy) wants to learn to use crypto, they will love it because blockchain technology exists to make up for the lack of existing payment methods.
hero member
Activity: 994
Merit: 744
Many people have different perspectives on this crypto thing; some people do not believe it is real because they believe it is a Ponzi scheme that will fail soon; this is why if you put pressure or insist on teaching some people, they will begin to suspect and believe you are one of those people who will steal their money.

However, I believe that over time, many people will realize that Bitcoin is the best investment, and its concept is to give us control over our wealth, allowing us to have a safe investment and free savings in our lives.
legendary
Activity: 2394
Merit: 2223
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To begin with, raising awareness about Bitcoin as a payment option is crucial. This should include educating people on how to safeguard their funds and make secure transactions without any risks. While it may be difficult to explain to non-tech-savvy individuals, those with basic English proficiency can still understand.

One major hurdle is that major brands have yet to adopt Bitcoin payments, leading people to feel hesitant about using cryptocurrencies. However, Bitcoin payments are actually safer than many other forms of payment. It's important to note that not all Web3 payments are secure, but Bitcoin's transaction module is safe. It's essential to explain this to newcomers to the world of cryptocurrency.
hero member
Activity: 2884
Merit: 794
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Crypto-currency can be used by savvy and non savvy people. But this is to an extent, because not to say the technology is too complicated for anyone.

Regardless of your knowledge or being savvy in technology you can’t function properly without properly doing your own research and properly understanding what crypto-currency is.
Bitcoin is very easy to use, it is just that people are that irresponsible, for example people forget the pin number of their credit or debit card all the time, and they need to change it on the app of their bank or go directly to the bank to change it, keeping our bitcoin safe is as easy as installing any app and keeping a copy of our seed words on a piece of paper, and many people cannot even do that, but that is not bitcoin's fault, that is simply how some people are, but when it comes to bitcoin this is a huge flaw as there is no central authority which can get their seed words back for them.
hero member
Activity: 2744
Merit: 588
All you need is a curious mind and will to learn. We can not force something on people. We can try and tell them about it, but to ensure the use of it is totally on their hand. It is not totally necessary for everyone to use it as a payment method.
As a crypto user/lover, we can only tell them what the benefits are and how to use it. If they become interested, they will use it on their own. Otherwise, there's nothing we can do about it. So the best course of action is to spread the knowledge, If people came to know about it, many will join us. And people tend to lean towards the majority. No matter what it is. So here's your answer I guess.

It will only take one transaction to understand the possible benefits of using crypto.
With their first transaction, definitely, they need assistance from someone who knows this market.
And that is correct, the will to learn is very important so they will study on their own how this new currency will work for them.
People are scared of something if they don't know about it. But once they slowly learn how to use it, I am sure, they won't be scared of using this route.
hero member
Activity: 1666
Merit: 709
Playbet.io - Crypto Casino and Sportsbook
Crypto-currency can be used by savvy and non savvy people. But this is to an extent, because not to say the technology is too complicated for anyone.

Regardless of your knowledge or being savvy in technology you can’t function properly without properly doing your own research and properly understanding what crypto-currency is.
sr. member
Activity: 1470
Merit: 428
Let's discuss this topic.
It can be imagined that because many people consider cryptocurrency to be something very difficult to understand, that it is not for them. This is bad and their laziness to really know about cryptocurrency will cost them the golden opportunity to be a part of cryptocurrency especially bitcoins now while it is not too late. If you meet anyone with this kind of mentality, try to help them understand that not everybody using bitcoin for payment is tech savvy, or started with the knowledge without an effort to learn. Crypto as a payment method is adaptable for people without any knowledge about tech.
hero member
Activity: 2184
Merit: 891
Leading Crypto Sports Betting and Casino Platform
Well I guess it's not beginner-friendly, as you have to have some basic grasp of uow cryptocurrencies work and operate first before you sre able to use bitcoin as a consistent and viable payment method but I'm guessing with the current tech aptitude of today's people, educating them wouldn't be that hard. For one, bitcoin pretty much operates like most payment channels of today, safe for the fact that it is a little complicated in some parts but it's mostly just as similar as any other payment channel.

legendary
Activity: 1932
Merit: 1273
Start with the most basic thing and that's to know how to save and keep their private keys. There's no way that they'll learn everything in an instant and it goes through a process that everything will be learned. Let them watch some videos like Andreas Antonopoulos' bitcoin for dummies or books that he has published. They can't learn everything within a day but they can start with the basics on how to generate wallet, keep their private keys, learning what are their addresses and those things.

Definitely, I agree with you. We should invest in educating them. I have been following Andreas Antonopoulos for learning for a long time and it helped me.

~I am just looking for making things even simpler for the general public.

Like they never get to worry about keys and all. Like something linked to their ID all the time and they can recover it if they lose.

If we are talking about non-tech-savvy people, we need the context about how down they are on the line.

Start basic and simple. Do they use passwords on their device? Do they use strong passwords for their accounts and devices? Do they able to utilize basic security features like antivirus and firewall? I see using non-custodial as a holistic approach. They need to apply basic digital hygiene and also be aware of what kind of scams or phishing that generally spread around on the internet.


Like they never get to worry about keys and all. Like something linked to their ID all the time and they can recover it if they lose.

That is where it got wrong. What if the user got identity theft? How is the ID verification managed and linked to a private key, is it via a centralized entity? or implementing some system?
legendary
Activity: 4410
Merit: 4766
its not a bitcoin flaw. its a wallet of bitcoin flaw

the issues lays in the feature of the wallet.

when a wallet just generates a key itself and just tells people to put funds on the public address.. they are not taught/told upfront to save the key. they are just told to use bitcoin and trust that bitcoin works

however
wallets that ask you to write down a seed phrase or back up a file before using the wallet gets people more prepared. doing it upfront rather than having to learn after mistakes that they should have backed it up

over many years i see many egotistic arrogant devs and their fake posse blame the user even though its the devs designing the wallets that did not make it user friendly

if the only screen someone sees is [generate address] and [spend] options they dont know about saving/backing up

even wallets that take hours to sync dont really use that sync time to have splash screens of intro/education pages.. instead they just say a % and a warning to not shut down while syncing

most devs think people should learn by searching the whole internet for video demos and blog pages to learn.

wallet devs should be the tutors. by making things simple to learn for average folk
hero member
Activity: 1554
Merit: 880
pxzone.online
Techy or not, people should be responsible for their own. It's your money and you're responsible on how to keep it safe, unless you're not interested and just wants to rely on banks where people used to, centralized exchange or custodial wallets where there are lots of cons. Well, with all the commotions in the last few months, more centralized exchanges lost their business as well as the funds of their users which is the most unfortunate. So better learn something new and make your funds safe on your own hands than relying to someone else.
hero member
Activity: 2100
Merit: 546
Leading Crypto Sports Betting & Casino Platform
It's not actually that difficult to learn how to use cryptocurrencies in general, one doesn't need to dive very deep and try to learn the technical side of it but the front side is never that difficult and doesn't need someone to be too much knowledge about everything to be able to use a wallet or make transactions using cryptocurrency through their wallets.

People who are not tech-savvy might have some difficulties since they mostly don't use the Internet and cryptocurrencies work only within the internet. In the future, there might be ways for non-tech-savvy people to get involved too and use cryptocurrencies, but we should basically just guide them through which is the least we can do.
sr. member
Activity: 1008
Merit: 366
All you need is a curious mind and will to learn. We can not force something on people. We can try and tell them about it, but to ensure the use of it is totally on their hand. It is not totally necessary for everyone to use it as a payment method.
As a crypto user/lover, we can only tell them what the benefits are and how to use it. If they become interested, they will use it on their own. Otherwise, there's nothing we can do about it. So the best course of action is to spread the knowledge, If people came to know about it, many will join us. And people tend to lean towards the majority. No matter what it is. So here's your answer I guess.
hero member
Activity: 2156
Merit: 605
Leading Crypto Sports Betting & Casino Platform
Is anyone here thought how can we help our children and elders in our family so they can use crypto without hesitation just like they use fiat money?
I know that your goal is to introduce crypto payments to them. But is payment via crypto allowed by the government. What I know in some countries may already be implemented and the government allows it. But if only fiat is legal then are you ready to take full responsibility for illegal transactions. It is necessary to be wise when we know the rules in transactions. I don't mean to ban it, but maybe it's more precise if it's limited to education introducing crypto as an investment asset or a type of digital trading then that could make more sense. Instead you feel responsible for teaching them crypto transactions but not responsible for the impact that ultimately causes them to be sanctioned for illegal actions in that country.
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