Is Investment better or saving? | Bitcointalksearch.org

Vaskiy

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Quote from: bitzizzix on July 01, 2019, 09:21:12 AM

Savings and investment in my opinion is equally important, because after making a profit from investment in general people will save so as not to be wasteful and will take it as needed.
And if I have to distinguish between savings and investment, of course investment is far better than savings, because investment will get profits automatically if what we invest increases.

From my view both investment and savings were mutually required, because with investment benefits were completely depended on the market risks. Your investment could get you very low value as well take you high. If it has gone low, the savings you made will give hands to move forward without getting stopped.

bitzizzix

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Savings and investment in my opinion is equally important, because after making a profit from investment in general people will save so as not to be wasteful and will take it as needed.
And if I have to distinguish between savings and investment, of course investment is far better than savings, because investment will get profits automatically if what we invest increases.

bettercrypto

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Quote from: joromz1226 on July 01, 2019, 08:22:41 AM

Quote from: safelycrypto on June 28, 2019, 05:10:54 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

probably, both are good to implement as a trader here in crypto industry. However, it seems like that I don't agreed on some of you statement in which Investment is not a gambling, No! Investment has no difference with it, because you are risking your capital into something were you believe that it can give profit, that's why as an investors We are risk taker as far as I know.

Investment is a gambling. Many people are often to risk their money without knowing what will be the result. Investment is profitable in cryptocurrency. However, the risk we take in investing in this industry is to high compared in savings. But they always say that the more your risk, the more you have chance to win. We want gains but we want also not to lose a lot, that is why most of us lose in crypto. We think it is really easy.

joromz1226

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Quote from: safelycrypto on June 28, 2019, 05:10:54 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

probably, both are good to implement as a trader here in crypto industry. However, it seems like that I don't agreed on some of you statement in which Investment is not a gambling, No! Investment has no difference with it, because you are risking your capital into something were you believe that it can give profit, that's why as an investors We are risk taker as far as I know.

sana54210

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Quote from: safelycrypto on June 28, 2019, 05:10:54 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

I have seen this issue being debated several times, and to be sincere, it can be confusing sometime, because both are necessary, investment is very vital because that is the only way we can have a river of income that will never run that, but that is if we invest rightly, any wrong move in investment that goes wrong without savings could lead to final downfall of a man.

When investment fails, it is only savings that can be there for one pending the time we pick up, and without investment too, there is no way savings can continue, so I would say that they are both husband and wife, both are needed to make a man be to be completely fulfilled in life. According to what I learnt from my religious leaders, the wisest thing to do when it comes to income is to always have 20% for savings, 40% for personal expenses, while the remaining 40 should be re invested.

leea-1334

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Quote from: Sharon121212 on June 28, 2019, 05:29:23 AM

Brief point you should no about comparing and contrasting investment and saving

1. Risky. Investment is Ricky saving is not(excerpt it got stolen)
2. Gains. If you made the right investment the gains are high and there are little or no gains in saving(you rather enriching the banks)
3.Longevity that leads to greater expansion. a good investment can live long and give rise to an empire even be passed to your next generation but savings can only live long according to whole long you keep it

I 100% agree that you cannot simply just compare investment and savings. For many countries, savings is even considered investment because of the risk. If you save in Japan banks for example,,, you actually lose money because of negative interest. In Venezuela or Iran if you save money you lose value because of hyperinflation.

Different risks, different scenarios.

EdenHazard

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Before you judge something you have to know the definition from investing and saving. Investment, you put your money to some places because you have an expecting your money grow in the time you specified (short term and long term). Saving, you put your money into your account such as bank account in order to you can save your money safely or even you want to have a life that is not wasteful so saving money is a solution, however when save your money into bank account you never had an idea that your money will grow.

With these definitions you can choose what you wanted, if you need your money grow in the future then you have to choose an investment but if you need your money safe you have to choose a saving to store your money. It's depend on your intention, better or not better depend on you need, both of them have an advantage and disadvantage. But if I give a suggestion to you, you have to choose both, I wonted to divide my money such as 70% for investing and 30% for saving.

Natalim

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Quote from: joromz1226 on June 30, 2019, 10:56:40 PM

While in savings I don't see any risk on it, but you cannot grow you capital or money to get a huge profit in the near future.

There risk in saving is tied with inflation, if the economy of your country is not so stable, better think of investing more than saving.
Save for needs and not to save to make you financially free in the long run as like I said, inflation will hinder your goal.

joromz1226

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Literally, all investment form has risk involved but there is a chance to double or more your capital then you could also loss it too, when you take the wrong move of decision depending upon your choice. While in savings I don't see any risk on it, but you cannot grow you capital or money to get a huge profit in the near future.

Jamjamz30

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It's better to have both: savings and investment. Savings is always a backup for the investment. Worst comes to worst, saving will be the primary source of income. We know that investment is somewhat risky, always keep that in mind.

romecheo

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There's no doubt that saving are the very safe option, however, your money won't grow as you expected, and the fact that fiat are devalued every year.

For many years, I have seen many investor grow their capital on trading rapidly, that's make me eager to do the same. However, the risk are too high, if you don't have a proper knowledge on trading, don't do it right away.

Best Dreams

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Quote from: Naida_BR on June 30, 2019, 10:13:02 AM

Quote from: Peterdav on June 30, 2019, 04:39:00 AM

For me, both have advantages and disadvantages. But i prefer to investment, its more risk but its profitable if we know what we have to invest. In crypto i am invest to Bitcoin and some altcoins, so far its profitable.

If someone is into crypto then he is reluctant to risks. If so, then investing is the better option that someone has considering the fact that he is already a t risk.
Having said that, saving is not the most profitable option, as profits always come at some risk.

To reduce risk we will have to save it because in saving I have never seen any coin getting lose but the investor and the trader will have to be with the coin according to the market situation, controlling emotions at the time to low price market is the most important step because if you will get worry and trade is not profit worthy at all, better save and secure your future.

Reid

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Worse.
They do not even have the basics of investing. Just living the every day life with their monthly salary or even worse with what they get from a quarterly income from farming or something like a business.

Have you been to provinces and rural places that are not reached by internet or if there is not much are using it.
I have been.

Everyday life is just doing whatever it is at home. Something like cleaning the house and drinking coffee and eat and sleep. That is all they have there.
They dont even know what is happening in the outside world.
Yeah investment is better than just letting it rot in banks or your piggy bank.

Naida_BR

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Quote from: Peterdav on June 30, 2019, 04:39:00 AM

For me, both have advantages and disadvantages. But i prefer to investment, its more risk but its profitable if we know what we have to invest. In crypto i am invest to Bitcoin and some altcoins, so far its profitable.

If someone is into crypto then he is reluctant to risks. If so, then investing is the better option that someone has considering the fact that he is already a t risk.
Having said that, saving is not the most profitable option, as profits always come at some risk.

LogitechMouse

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For me, investing is better than savings but it will depends on the investor into how good he can in handling money.

Does he knows how to trade??Does he have a business?? If he knows how to invest and grow his money there then investing is better but if he can't then I think saving is the best choice.

MonsterV

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Quote from: GreatArkansas on June 30, 2019, 06:18:10 AM

But the risk is larger in investment than saving. When you are investing, you can't say that you can get a return for that, there is lot of investment out there that lead to losing, not only on crypto but on different financial related investment (even non-crypto).

What I notice is only in crypto you can get huge returns and loss a huge also since the volatility is huge. Just always think that there is no 100% safe investment in this world.

Investment is not intended for those who are afraid of loss, therefore there is a phrase "high risk, high profit". Saving will not give a return because your money will probably shrink with your daily needs. Well, therefore we need knowledge in investing to avoid the risk of loss, if you invest carelessly it might give you a loss but if with knowledge, the risk of loss is very small.

goaldigger

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Financially speaking, investment has a greater profit than savings but you shouldnt put all your money in investment. You should have put aside a savings which is fixed for emergency or any other things. Investment although profitable may sometimes be lost. If you put all your money there then youre going to have a hard time.

GreatArkansas

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But the risk is larger in investment than saving. When you are investing, you can't say that you can get a return for that, there is lot of investment out there that lead to losing, not only on crypto but on different financial related investment (even non-crypto).

What I notice is only in crypto you can get huge returns and loss a huge also since the volatility is huge. Just always think that there is no 100% safe investment in this world.

Peterdav

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For me, both have advantages and disadvantages. But i prefer to investment, its more risk but its profitable if we know what we have to invest. In crypto i am invest to Bitcoin and some altcoins, so far its profitable.

playboy654

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Quote from: safelycrypto on June 28, 2019, 05:10:54 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

anything is good for our life when we are making money from it by saving money we are not going to make more money so it is not more profitable than the investment and there are lot of investments available and the profit rate depends on the risk factor and the amount of risk from the investment choose one which is good for you.

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