Is it better to save money or invest it? - page 265.

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Quote from: fitty on March 02, 2017, 09:45:13 PM

Quote from: ChronoLite on March 02, 2017, 08:53:57 PM

Quote from: AT-N-T101 on March 02, 2017, 04:03:29 PM

Many will never invest any bitcoin in the projects because they do not want to lose. Bitcoin you want to save for the future, but Fiat is to be used for investments without any problems. It does not involve any risks.

When you Invest by Flat and get scammed you can easily trace their company and arrest them because scamming your money, but Bitcoin doesn't . Because Bitcoin is hard to trace (but it doesn't mean impossible to do) . That's why Bitcoin is a good field for scammer.

Bitcoin is a field to scammer because it is decentralized. And the fact that it is not yet moderated by the government so if you lost your coin. It is hard to get it back or even trace the scammer. We do not have that security in bitcoin as in fiat. But, the risk is still in us. If we follow the proper process of sending money to others, we can lessen the risk of loosing it if we make it in public or hire an escrow etc...

It is not particularly different with centralized currencies either

I guess centralized or decentralized nature of a currency doesn't have much to do with that. There were plenty of scamming enterprises long before (actually centuries before) the birth of Bitcoin. If you look through history you will find scams and pyramid schemes dated as back as early 18th century. I refer here to, for example, the history of the South Sea Company. It seems that you most likely talk about the irreversibility of Bitcoin payments but this is only a minor issue (in respect to frauds and similar scheme). There are quite a few of Ponzi scheme companies active today which are involved with fiat mostly

BitDane

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Quote from: igorokavg13 on March 03, 2017, 12:53:17 PM

Quote from: TheUltraElite on March 03, 2017, 12:42:17 PM

Quote from: BeGoods on March 02, 2017, 08:17:24 AM

Quote from: Facinat on March 02, 2017, 06:19:57 AM

Quote from: Vivace92 on March 01, 2017, 08:59:53 PM

Quote from: Flamma on March 01, 2017, 08:03:43 PM

Invest an amount that you are prepared to lose. Don't put everything in a single basket. Diversified funds is the best way for investment. You can keep some of your Bitcoin as the safest way however it will take time before its value grows. I forgot, we people should invest in a trusted investment vehicles to avoid pyramid scams or any kind of scams. Investors should also measure their risk appetite so that an individual will know what kind of investment he or she fits in.

Yeah right, keep the money with bitcoin then we get the many advantages. In addition to the transaction bitcoin is very good for long term investment. And many people compare with gold and says current bitcoin is better than gold.

The bitcoin is a good long term investment as its value has increased a lot in the past 8 years.

though we all believe that bitcoin will have a great future but do not make you to use all your money to invest in bitcoin. use a few percent to save as well. because all the risk

Currently prices are increasing like anything and I think its time to bring out the saved coins and sell them to get profits since no one knows when a drop may occur. Its important to notice when the profits can be booked and to grab that opportunity at once. I believe this is one of them and I do hope future prices will be even higher.

Hence currently investing in trading is better than saving.

I also believe that the price of Bitcoin will grow. But I can not say that trade is better than saving. I think you have to use both options, if possible.

Well, I think your idea of using this two method is good. Having a fund reserve while you are trading. Then keeping some amount of trading profit to the saved fund reserve. This will really help us in time of needs. And I think, why choose when you can do both of them. Maximize the fluctuation and have fund reserve for emergency fund.

igorokavg13

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Quote from: TheUltraElite on March 03, 2017, 12:42:17 PM

Quote from: BeGoods on March 02, 2017, 08:17:24 AM

Quote from: Facinat on March 02, 2017, 06:19:57 AM

Quote from: Vivace92 on March 01, 2017, 08:59:53 PM

Quote from: Flamma on March 01, 2017, 08:03:43 PM

Invest an amount that you are prepared to lose. Don't put everything in a single basket. Diversified funds is the best way for investment. You can keep some of your Bitcoin as the safest way however it will take time before its value grows. I forgot, we people should invest in a trusted investment vehicles to avoid pyramid scams or any kind of scams. Investors should also measure their risk appetite so that an individual will know what kind of investment he or she fits in.

Yeah right, keep the money with bitcoin then we get the many advantages. In addition to the transaction bitcoin is very good for long term investment. And many people compare with gold and says current bitcoin is better than gold.

The bitcoin is a good long term investment as its value has increased a lot in the past 8 years.

though we all believe that bitcoin will have a great future but do not make you to use all your money to invest in bitcoin. use a few percent to save as well. because all the risk

Currently prices are increasing like anything and I think its time to bring out the saved coins and sell them to get profits since no one knows when a drop may occur. Its important to notice when the profits can be booked and to grab that opportunity at once. I believe this is one of them and I do hope future prices will be even higher.

Hence currently investing in trading is better than saving.

I also believe that the price of Bitcoin will grow. But I can not say that trade is better than saving. I think you have to use both options, if possible.

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So anyway, I applied as a merit source :)

Quote from: BeGoods on March 02, 2017, 08:17:24 AM

Quote from: Facinat on March 02, 2017, 06:19:57 AM

Quote from: Vivace92 on March 01, 2017, 08:59:53 PM

Quote from: Flamma on March 01, 2017, 08:03:43 PM

Invest an amount that you are prepared to lose. Don't put everything in a single basket. Diversified funds is the best way for investment. You can keep some of your Bitcoin as the safest way however it will take time before its value grows. I forgot, we people should invest in a trusted investment vehicles to avoid pyramid scams or any kind of scams. Investors should also measure their risk appetite so that an individual will know what kind of investment he or she fits in.

Yeah right, keep the money with bitcoin then we get the many advantages. In addition to the transaction bitcoin is very good for long term investment. And many people compare with gold and says current bitcoin is better than gold.

The bitcoin is a good long term investment as its value has increased a lot in the past 8 years.

though we all believe that bitcoin will have a great future but do not make you to use all your money to invest in bitcoin. use a few percent to save as well. because all the risk

Currently prices are increasing like anything and I think its time to bring out the saved coins and sell them to get profits since no one knows when a drop may occur. Its important to notice when the profits can be booked and to grab that opportunity at once. I believe this is one of them and I do hope future prices will be even higher.

Hence currently investing in trading is better than saving.

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Quote from: AT-N-T101 on March 02, 2017, 04:03:29 PM

Quote from: EdenHazard on March 02, 2017, 01:59:23 PM

Quote from: Yutikas_11920 on March 02, 2017, 11:59:27 AM

Quote from: kazary on March 01, 2017, 01:15:40 AM

Investments typically has a return above the savings, increasingly on choose the best return. Despite the risks involved

Yup, it's definitely will return all investment funds we have and get a refund more than money at the start in investing. Indeed all the things in the world it has risks, so it is not a problem if we have to accept all the risks therein. But to get a greater risk of the investment, then we need to be more thoroughly and find the truth that is valid from the place which we will use for investment.If you do then you will surely get the profit

saving sometimes only makes you lost the real value, especially when you store the whole money on fiat, i don't think it was a good idea to grow your money by save it? of course no , you have to allocate it to something productive like investment for example .

saving will only lead you to stuck going nowhere , while investment lead you into a successful (under certain condition of course) .

Many will never invest any bitcoin in the projects because they do not want to lose. Bitcoin you want to save for the future, but Fiat is to be used for investments without any problems. It does not involve any risks.

People’s idea of the bitcoin has changed a lot since it was released it was supposed to be something that is going to replace the regular fiat instead people made it as an investment just like gold, and although saving might prove and get you profit but it is going to take a really dam long and I am talking like 10 years from now, so if you are not in a rush you can but if you want to make fast money you need to find a better way to invest it.

deppil

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Quote from: thymeow on March 03, 2017, 04:50:38 AM

It would be better if you can invest your money, but not all. Save something in your bank then try to invest the rest. Saving is just you are saving money, banks have a little interest per annum and your money would not double in just a year. Investing with proper knowledge is much better.

the investment provides the additional advantage that good for you. but do not forget to save. because the store is actually the most important thing for you
I do not even have investments. because I've got a considerable income from work

JL421

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Quote from: EdenHazard on March 02, 2017, 01:59:23 PM

Quote from: Yutikas_11920 on March 02, 2017, 11:59:27 AM

Quote from: kazary on March 01, 2017, 01:15:40 AM

Investments typically has a return above the savings, increasingly on choose the best return. Despite the risks involved

Yup, it's definitely will return all investment funds we have and get a refund more than money at the start in investing. Indeed all the things in the world it has risks, so it is not a problem if we have to accept all the risks therein. But to get a greater risk of the investment, then we need to be more thoroughly and find the truth that is valid from the place which we will use for investment.If you do then you will surely get the profit

saving sometimes only makes you lost the real value, especially when you store the whole money on fiat, i don't think it was a good idea to grow your money by save it? of course no , you have to allocate it to something productive like investment for example .

saving will only lead you to stuck going nowhere , while investment lead you into a successful (under certain condition of course) .

Don't you think day by they there are many investment opportunities being introduced and most of them are actually fake.
I guess for now the best thing to actually invest in is either stock market or bitcoins or maybe some altcoins as real estate and gold is already on high decline.

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Quote from: Przemax on March 03, 2017, 05:48:51 AM

That depends in what to invest. If you want to invest in ponzi schemes its better not to and save your breath, money and energy.

Other than that its better to invest your money your own, because if you dont the money changers invest your money by fiscal policies if you like it or not. Your money loses value by the fiscal policies most of the time.

So its not a question if to invest, but the question is if its a willful or unwillful investements and smart or stupid investment choices.

It's common sense already that once we invest, we only make it to the legitimate investment and Ponzis or HYIP does not fall as legitimate ones.
The act of investment is for matured people who are willing to take bigger risk in the business world, we do this because we want to achieve more and it is just right to be cautious every time to avoid being victim of investment scams.

Przemax

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That depends in what to invest. If you want to invest in ponzi schemes its better not to and save your breath, money and energy.

Other than that its better to invest your money your own, because if you dont the money changers invest your money by fiscal policies if you like it or not. Your money loses value by the fiscal policies most of the time.

So its not a question if to invest, but the question is if its a willful or unwillful investements and smart or stupid investment choices.

Kemarit

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Quote from: thymeow on March 03, 2017, 04:50:38 AM

It would be better if you can invest your money, but not all. Save something in your bank then try to invest the rest. Saving is just you are saving money, banks have a little interest per annum and your money would not double in just a year. Investing with proper knowledge is much better.

It doesn't make sense to save a little in a bank as you mentioned it has little interest per annum.
I don't know about you guys, but I think getting or opening a brokerage account has a advantage
as well. Well you just have to pay them to buy or sell like bonds, mutual funds and other instruments.
None of us likes to gamble with our savings but the truth is there’s no such thing as a ‘no-risk’ investment.
You’re always taking on some risk when you invest, but the amount varies between different types of investment.

thymeow

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It would be better if you can invest your money, but not all. Save something in your bank then try to invest the rest. Saving is just you are saving money, banks have a little interest per annum and your money would not double in just a year. Investing with proper knowledge is much better.

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Quote from: ChronoLite on March 02, 2017, 08:53:57 PM

Quote from: AT-N-T101 on March 02, 2017, 04:03:29 PM

Many will never invest any bitcoin in the projects because they do not want to lose. Bitcoin you want to save for the future, but Fiat is to be used for investments without any problems. It does not involve any risks.

When you Invest by Flat and get scammed you can easily trace their company and arrest them because scamming your money, but Bitcoin doesn't . Because Bitcoin is hard to trace (but it doesn't mean impossible to do) . That's why Bitcoin is a good field for scammer.

Bitcoin is a field to scammer because it is decentralized. And the fact that it is not yet moderated by the government so if you lost your coin. It is hard to get it back or even trace the scammer. We do not have that security in bitcoin as in fiat. But, the risk is still in us. If we follow the proper process of sending money to others, we can lessen the risk of loosing it if we make it in public or hire an escrow etc...

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Quote from: AT-N-T101 on March 02, 2017, 04:03:29 PM

Many will never invest any bitcoin in the projects because they do not want to lose. Bitcoin you want to save for the future, but Fiat is to be used for investments without any problems. It does not involve any risks.

When you Invest by Flat and get scammed you can easily trace their company and arrest them because scamming your money, but Bitcoin doesn't . Because Bitcoin is hard to trace (but it doesn't mean impossible to do) . That's why Bitcoin is a good field for scammer.

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Quote from: Silberman on March 02, 2017, 08:32:20 PM

Quote from: rickadone on March 02, 2017, 04:34:00 AM

Quote from: Silberman on March 01, 2017, 03:08:41 AM

Quote from: Kollor on March 01, 2017, 01:44:26 AM

Quote from: btcdiggingmaster on March 01, 2017, 01:39:08 AM

Investment is completely based on company whereas saving is completely based on us. Because we have to save our money to make a peaceful living in future. We have to take risks in life but only when we have enough money with us.

So what's your recommendation?

But both are good, investing and saving. Both of it are useful. You just need to choose which one is perfect for a certain situation. Usually saving is easier since the money is in your hands and you are in control of it, the bad thing about it is that you may spend it any time you want.

That is the advantage of investing, you are not in the position to spend your money, unless you withdraw your investment and save it in your wallet. One way to know if which one to be done first is by assesing your self, "can you live without holding that money?" If the answer is yes, then invest it, if NO, then save it.

We must always have some money in hand even if we don't need it right now since emergencies could happen and if your money is invested for the long term you may be unable to access your funds when you need them the most.

No, you can withdraw money anytime nowadays from banks and your money is secured in the banks. But making profit of your money just by investing it is a good idea, if you invest your money in banks. Banks do provide such pay offs now that you get some percent of profit when you have your money in that bank. Your money is also saved with proper security in banks.

You are mistaken, there are investments that are subject to time frames and you cannot touch your money until the set time has passed, that is why it is important to know how much cash you are going to keep with you in case something happens.

Yeah right, and if we want to take before it's time surely we will get a piece of the cost that makes us lose. an example is mutual funds, I regret because it follows mutual funds, that time I took a 10-year contract, but because there is a sudden need to make I should take before the time.

Silberman

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Quote from: rickadone on March 02, 2017, 04:34:00 AM

Quote from: Silberman on March 01, 2017, 03:08:41 AM

Quote from: Kollor on March 01, 2017, 01:44:26 AM

Quote from: btcdiggingmaster on March 01, 2017, 01:39:08 AM

Investment is completely based on company whereas saving is completely based on us. Because we have to save our money to make a peaceful living in future. We have to take risks in life but only when we have enough money with us.

So what's your recommendation?

But both are good, investing and saving. Both of it are useful. You just need to choose which one is perfect for a certain situation. Usually saving is easier since the money is in your hands and you are in control of it, the bad thing about it is that you may spend it any time you want.

That is the advantage of investing, you are not in the position to spend your money, unless you withdraw your investment and save it in your wallet. One way to know if which one to be done first is by assesing your self, "can you live without holding that money?" If the answer is yes, then invest it, if NO, then save it.

We must always have some money in hand even if we don't need it right now since emergencies could happen and if your money is invested for the long term you may be unable to access your funds when you need them the most.

No, you can withdraw money anytime nowadays from banks and your money is secured in the banks. But making profit of your money just by investing it is a good idea, if you invest your money in banks. Banks do provide such pay offs now that you get some percent of profit when you have your money in that bank. Your money is also saved with proper security in banks.

You are mistaken, there are investments that are subject to time frames and you cannot touch your money until the set time has passed, that is why it is important to know how much cash you are going to keep with you in case something happens.

BitHodler

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Quote from: AT-N-T101 on March 02, 2017, 04:03:29 PM

Quote from: EdenHazard on March 02, 2017, 01:59:23 PM

Quote from: Yutikas_11920 on March 02, 2017, 11:59:27 AM

Quote from: kazary on March 01, 2017, 01:15:40 AM

Investments typically has a return above the savings, increasingly on choose the best return. Despite the risks involved

Yup, it's definitely will return all investment funds we have and get a refund more than money at the start in investing. Indeed all the things in the world it has risks, so it is not a problem if we have to accept all the risks therein. But to get a greater risk of the investment, then we need to be more thoroughly and find the truth that is valid from the place which we will use for investment.If you do then you will surely get the profit

saving sometimes only makes you lost the real value, especially when you store the whole money on fiat, i don't think it was a good idea to grow your money by save it? of course no , you have to allocate it to something productive like investment for example .

saving will only lead you to stuck going nowhere , while investment lead you into a successful (under certain condition of course) .

Many will never invest any bitcoin in the projects because they do not want to lose. Bitcoin you want to save for the future, but Fiat is to be used for investments without any problems. It does not involve any risks.

What's the difference according to you when you invest Bitcoin and fiat?

Because I don't see how people according to you lose with Bitcoin when they invest in something, but don't face any risks when investing with fiat.

If you invest your coins into something, you get a certain return in Bitcoin per whatever time period. If you choose to invest with fiat, then you'll get a certain return in fiat.

In both cases you make profit (of course assuming you pick the right investment option). In what way will you lose with Bitcoin then? Explain me.

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Quote from: AT-N-T101 on March 02, 2017, 04:03:29 PM

Quote from: EdenHazard on March 02, 2017, 01:59:23 PM

Quote from: Yutikas_11920 on March 02, 2017, 11:59:27 AM

Quote from: kazary on March 01, 2017, 01:15:40 AM

Investments typically has a return above the savings, increasingly on choose the best return. Despite the risks involved

Yup, it's definitely will return all investment funds we have and get a refund more than money at the start in investing. Indeed all the things in the world it has risks, so it is not a problem if we have to accept all the risks therein. But to get a greater risk of the investment, then we need to be more thoroughly and find the truth that is valid from the place which we will use for investment.If you do then you will surely get the profit

saving sometimes only makes you lost the real value, especially when you store the whole money on fiat, i don't think it was a good idea to grow your money by save it? of course no , you have to allocate it to something productive like investment for example .

saving will only lead you to stuck going nowhere , while investment lead you into a successful (under certain condition of course) .

Many will never invest any bitcoin in the projects because they do not want to lose. Bitcoin you want to save for the future, but Fiat is to be used for investments without any problems. It does not involve any risks.

different people have different opinion about that but to me i think that if you are a good investor then investment is the best option for your. to me i am also investing my bitcoin in trading alt coin. and i am happy from the amount of income that i receive from bitcoin. and therefore i will like to continue using bitcoin for ever.

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Quote from: EdenHazard on March 02, 2017, 01:59:23 PM

Quote from: Yutikas_11920 on March 02, 2017, 11:59:27 AM

Quote from: kazary on March 01, 2017, 01:15:40 AM

Investments typically has a return above the savings, increasingly on choose the best return. Despite the risks involved

Yup, it's definitely will return all investment funds we have and get a refund more than money at the start in investing. Indeed all the things in the world it has risks, so it is not a problem if we have to accept all the risks therein. But to get a greater risk of the investment, then we need to be more thoroughly and find the truth that is valid from the place which we will use for investment.If you do then you will surely get the profit

saving sometimes only makes you lost the real value, especially when you store the whole money on fiat, i don't think it was a good idea to grow your money by save it? of course no , you have to allocate it to something productive like investment for example .

saving will only lead you to stuck going nowhere , while investment lead you into a successful (under certain condition of course) .

Many will never invest any bitcoin in the projects because they do not want to lose. Bitcoin you want to save for the future, but Fiat is to be used for investments without any problems. It does not involve any risks.

EdenHazard

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Quote from: Yutikas_11920 on March 02, 2017, 11:59:27 AM

Quote from: kazary on March 01, 2017, 01:15:40 AM

Investments typically has a return above the savings, increasingly on choose the best return. Despite the risks involved

Yup, it's definitely will return all investment funds we have and get a refund more than money at the start in investing. Indeed all the things in the world it has risks, so it is not a problem if we have to accept all the risks therein. But to get a greater risk of the investment, then we need to be more thoroughly and find the truth that is valid from the place which we will use for investment.If you do then you will surely get the profit

saving sometimes only makes you lost the real value, especially when you store the whole money on fiat, i don't think it was a good idea to grow your money by save it? of course no , you have to allocate it to something productive like investment for example .

saving will only lead you to stuck going nowhere , while investment lead you into a successful (under certain condition of course) .

Yutikas_11920

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Quote from: kazary on March 01, 2017, 01:15:40 AM

Investments typically has a return above the savings, increasingly on choose the best return. Despite the risks involved

Yup, it's definitely will return all investment funds we have and get a refund more than money at the start in investing. Indeed all the things in the world it has risks, so it is not a problem if we have to accept all the risks therein. But to get a greater risk of the investment, then we need to be more thoroughly and find the truth that is valid from the place which we will use for investment.If you do then you will surely get the profit

Topic: Is it better to save money or invest it? - page 265. (Read 1181208 times)