Is it better to save money or invest it? - page 289.

zuyfg888

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Quote from: President79 on January 20, 2017, 10:44:39 AM

So kind and thoughtful, we must choose both. Saving would need to meet short-term needs such as paying the mortgage, pay for daily needs, and so on. The future is very important so we have to invest. Do not hold the investment, because it can make us prosperous in the old days.

We can see that investing sometimes does not work, sometimes can lead you to bankrupt. We are not tend to earn but sometimes, we lose some of money. It is more safer to save money, it is not just to tend to save, but not to lose money in some investments. Just saying, saving is a short term, in investing, you cannot see or predict if you will earn.

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Quote from: 1Referee on January 19, 2017, 12:47:58 PM

What legit investment option isn't better than leaving your money in your savings account for a poor 0.3% annual interest rate? Especially when you take inflation and the yearly wealth tax that you have to pay. People with plenty of money that purely save money without any side investments are in a big losing position. But hey, it's their decision after all

I don't really think there are many such people if there are any at all (lottery winners aside)

If that were so, you would have to ask yourself where all these people (who have plenty of money and which allegedly don't know how to profitably invest it) got this money from if not from their prior investments. That may be a business but they would be already investing in it. If this money is inherited, it is most likely inherited in the form of some investment already since you still face essentially the same question in respect to people from whom this money is inherited. So any way you look at it, this is a highly unlikely situation, namely, rich people not knowing where to pour their piles of money into

President79

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So kind and thoughtful, we must choose both. Saving would need to meet short-term needs such as paying the mortgage, pay for daily needs, and so on. The future is very important so we have to invest. Do not hold the investment, because it can make us prosperous in the old days.

noel2123

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Quote from: Vikingr on January 20, 2017, 10:05:35 AM

Quote from: markyminer on January 19, 2017, 06:15:07 PM

Quote from: morgand on January 19, 2017, 01:12:41 PM

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money

but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.

I agree with you that investment is better but still someone have to keep some money with them for emergencies as I have saw some people who invest in some bigger schemes much of their money but when an emergency come to them then they do not find any money to solve that issue. Saving some amount and investing the remaining is better idea.

In saving money, our money cannot grow, or in saving money, your money only on the bank, only the interest of it grows, while in investment, the money will grow, or sometimes you will be bankrupt. But it is up to you, what can happen will happen to your money, if you want to grow your money, or just save it.

Vikingr

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Quote from: markyminer on January 19, 2017, 06:15:07 PM

Quote from: morgand on January 19, 2017, 01:12:41 PM

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money

but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.

I agree with you that investment is better but still someone have to keep some money with them for emergencies as I have saw some people who invest in some bigger schemes much of their money but when an emergency come to them then they do not find any money to solve that issue. Saving some amount and investing the remaining is better idea.

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Quote from: jerol31 on March 26, 2015, 08:25:04 AM

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Generally people prefer real estate investment because they are less risky. But in the long run real estate is not a good investment vehicle. Annual taxes, dues, refurbishment, paint etc. There are expenses like. People think that real estate is making a profit, but there is a possibility of making it harm.
I would prefer gold or bitcoin as an investment instrument.

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Quote from: philggg on January 20, 2017, 05:41:44 AM

it is good to invest your bitcoin in a reliable investment site to keep the value up,if someone have money he should invest 60% of the money and save 40% of the money so that in future he can get some money for future obligations

I think what you're trying to suggest is good but I don't think it's wise to invest 60% and 40% all in all. I think you should separate a part of your money (salary) then properly divide it with expenses like groceries, bills, etc, meaning NEEDS. Savings could also be a need, so it could be there. As long as you divide it and properly invest in something that is worth, then go invest. It would benefit you in the future.

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it is good to invest your bitcoin in a reliable investment site to keep the value up,if someone have money he should invest 60% of the money and save 40% of the money so that in future he can get some money for future obligations

MadGamer

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Doing both would work , you should first store your money and gather a decent amount because investing using small amounts will result in having small earnings so Its better to save money until you have a good amount. I find cryptocurrencies a better choice then gold and real estate personally. You still need to hold an amount as savings in savings just in case things goes wrong.

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Quote from: Qunenin on January 20, 2017, 04:24:49 AM

Quote from: Vorth on January 19, 2017, 12:55:36 PM

I want to answer the question above (the title of the thread) though my answer maybe already answered by others, I guess it is okay to post it on my own words.
So personally I really want and prefer to invest my money than to save it on my own pocket, because on investing you money you let your money grow, you let your money generate and make profit on it while its value is increasing too, while in just saving you money in your pocket I guess cannot help you to make more money on it.

I agree with this men, it is better to invest it so you gain profit but the chance of losing it is beside you too, so make it a half half, half for investment and half for savings. It is better to be wise. Keep all save or keeping all investing may be risky somehow. So i will go with this strategy.

I agree with that, i dont want to save all my money because i want to earn somehow yet i dont want to invest it all for the risk of losing it. so i agree with that idea save and invest.

Qunenin

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Quote from: Vorth on January 19, 2017, 12:55:36 PM

I want to answer the question above (the title of the thread) though my answer maybe already answered by others, I guess it is okay to post it on my own words.
So personally I really want and prefer to invest my money than to save it on my own pocket, because on investing you money you let your money grow, you let your money generate and make profit on it while its value is increasing too, while in just saving you money in your pocket I guess cannot help you to make more money on it.

I agree with this men, it is better to invest it so you gain profit but the chance of losing it is beside you too, so make it a half half, half for investment and half for savings. It is better to be wise. Keep all save or keeping all investing may be risky somehow. So i will go with this strategy.

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Quote from: jacafbiz on January 19, 2017, 01:14:36 PM

Investing is better, now that inflation is eating into people's saving and merger interest rate it is not advisable to save money again. I have a formular of 80 (invest): 20(save) because of emergencies you need to have some amount in your account

Sometimes it is making me think that I need to save my money most of the time but because of this inflation that each country is experiencing yearly. I might do the same with your percentage but since we are in bitcoin. There is no problem at all with completely saving as you are doing the same thing with bitcoin, you save or hold, you invest.

It's an opportunity we are here in the crypto world, we have to make use of that opportunity. Save up to the amount of money that you needed for your future plans but always consider bitcoin as your first choice when it comes to investment, it's very lucrative here and I know you have witness it if you haven't experience yet.

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Quote from: nasipadang on January 19, 2017, 11:32:11 PM

Quote from: markyminer on January 19, 2017, 06:15:07 PM

Quote from: morgand on January 19, 2017, 01:12:41 PM

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money

but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.

trading is not for the long term you can lose the value of the trade. if save money you must have fixed salary for it. you can live better for the future by investment. for me investment is a savings for the future

Indeed. It will be worse if you do not know how to trade appropriately and you do not have any knowledge about trading. Trading requires many factors including learning and hard working. You also need to read the news and understand how the market run and which events can cause damage to the world economy, too. In my opinion, trading is extremely hard and it is not as easy as most of other people thinks

millgates

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Quote from: jacafbiz on January 19, 2017, 01:14:36 PM

Investing is better, now that inflation is eating into people's saving and merger interest rate it is not advisable to save money again. I have a formular of 80 (invest): 20(save) because of emergencies you need to have some amount in your account

Each person have different best portion for investment and save, it is depend on the daily need. I agree that the inflation is eating into people's saving. So better we invest our money than only save and waste the time.

nasipadang

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Quote from: markyminer on January 19, 2017, 06:15:07 PM

Quote from: morgand on January 19, 2017, 01:12:41 PM

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money

but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.

trading is not for the long term you can lose the value of the trade. if save money you must have fixed salary for it. you can live better for the future by investment. for me investment is a savings for the future

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Quote from: markyminer on January 19, 2017, 06:15:07 PM

Quote from: morgand on January 19, 2017, 01:12:41 PM

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money

but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.

That's the problem with just purely saving money, you will not get a good value of your money due to inflation. Saving and investment are both necessary if you wish to have a better life in the future, you just save enough while you invest more.

markyminer

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Quote from: morgand on January 19, 2017, 01:12:41 PM

Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money

but to me i think that if you are going to save your money for a long time , then the value of your money is decreasing from time to time. and if you have invested your money for long term, so hope that after long time the value of your investment will be more high than its original price, therefore i will suggest you that long term investment is more better than trading.

jacafbiz

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Investing is better, now that inflation is eating into people's saving and merger interest rate it is not advisable to save money again. I have a formular of 80 (invest): 20(save) because of emergencies you need to have some amount in your account

morgand

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Saving money for future, you will not lose your money and that is better than investment.
Because if you are making an investment than there will be a chance that you lose some money or earn some.
So i choose to save money

Vorth

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I want to answer the question above (the title of the thread) though my answer maybe already answered by others, I guess it is okay to post it on my own words.
So personally I really want and prefer to invest my money than to save it on my own pocket, because on investing you money you let your money grow, you let your money generate and make profit on it while its value is increasing too, while in just saving you money in your pocket I guess cannot help you to make more money on it.

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