Topic: Is it better to save money or invest it? - page 404. (Read 1181226 times)

Your savings should compose of your investment, you will not invest all your savings and if that will not be successful you will lose them all. It is just right to invest only a portion of our savings that we can afford to lose to minimize the risk.

You should find a balance between saving / investing money, but if you need to choose one , it's better to invest it.

saving money is a backup of the investment, do both must be balanced because investment is always a risk that unexpected. but it is true, both should have for mutual fixing. so no spending without income.

It is always need to do both because all people needs to save for their future and also invest to earn money for their future, we do not need to choose what is better because both is great opportunity to have in each people.

Save half, invest the other half.

That's right, your investment should be taken from your savings and it should only be a certain percentage that you can afford to lose, not all investment is profitable so you should be ready to accept all the possible outcome of your investment. Take the risk and you shall earn profit but accept when the outcome does not favor you.

yeah of course do not use all your money to invest because it would be too risky? therefore sisakana few percent of your money for you to save it

For me you gotta to invest your money if you have enough savings. And it is good to start out your savings first before you are going to start out your own investment. Because we don't have assurance that you are going to earn fast and easily with your investment and mostly when you are just starting your investment it tends to fall.

A significant part of bitcoin need to still invest. Otherwise there is no point holding on to money that do not generate revenue. It is risky to keep bitcoin, the price of which may rise or at all or that bad fall.

You need to plan ahead, and investing all your money in one investment and not saving some for emergencies is foolishness... If you are afraid that your money will be gone in  investment, I think you should not try it, for sure you will have a hard time falling asleep thinking about your money... 

Of course you do not invest all your money, you still need to eat. 20% of your total salary is a good start. If it is too small, save it first. And if it becomes a significant amount, enough to put into an investment, then start investing. The earlier you start investing the better. It takes time to make wealth.

I think it is better to invest your money
but do not invest all your money, because an investment have a risk to lost your money.

But I think if we have a good knowledge about trade i.e if we learn better about trade before starting it then we will have a more better experience, and if we start trade with our any knowledge then we will have a very bad experience and maybe because of that we start to hate trading.

you are right though if you invest into trading then it depends only on you whether you will make money or not so i guess it is better to invest then

if you are keeping your money so it is regularly degrading therefore to me the best option is to invest it in some profitable forum. where the you earn money and increase the amount of your invested money.

There are different levels of risk for different investments. You just have to choose which risk factor fits yours. Do not focus on online investments that promises too much. They are just scam or ponzi.

"save money"   would be a reference to federal reserve promissory notes or zero coupon bonds, a form of debt.    Just mentioning the long form of what stands as saving money in modern economies, these things are not always going to be an actual asset.   Not many people get an interest return above inflation from holding or depositing these notes with any company because money is so freely available to large companies.
  I think microsoft issued debt at 1% for five years which is a profit for them, in five years the notes they have to return will have depreciated by more then 1% a year.   Theres no large demand for cash in this market, no profit to saving whats supplied easily.
  Its deliberate policy to encourage investment or speculation, best thing a person can do to own a performing asset for themselves.     It doesnt have to be personal but owning your house is an asset and I say performing because it reduces your need to pay rent so could be most familar form of saving for most people.

Other saving I think where you own assets and receive a profit for saving is best done via an infrastructure fund I think.   Long term solid assets with high utility, not a debt like cash saving would be.  
The hardest form of money would be gold or similar but just holding metal is not going to return a profit.   Only by speculating on the decline of the dollar does gold appear to return a profit.   If someone said they are saving gold as cash I'd agree thats fair but I disagree if you hold cash notes its not actually saving money, its speculating in zero coupon bonds.   Most people have large tax bills, Im not saying you dont have a reason to hold cash notes but for much larger amounts  like retirement savings, I dont think its best

You are definitely right, we need experience and not just knowledge to be able to succeed in trading, it is easy to do as we think but in reality we need to learn a lot from our experience in order to created method that would bring us profit consistently in trading.

there are even apps that allow you to buy altcoins or bitcoin with fake money. so it will not cost you a single real penny. back when i started, i also experienced losses, but the great thing was that i knew what went wrong. i was able to learn from the mistakes i made. and right now i have been successful in trading for nearly 2 years in a row. experience in combination with patience is what you as trader needs.

If you want knowledge in investing, the best thing to do is invest small amount. This is to just to get you started and to test if you have the guts to take to become a good investor. Plus it adds experience to you. As they say, experience is the best teacher. If you made mistakes, then learn from it and it is just small amount. It will not hurt you so much.