For a group of people who claim to be experts in finding scammers (based on how many tags they hand out), you are all very bad at articulating why someone looks untrustworthy. My opinion is that Marco looked somewhat suspicious and a bunch of people decided to tag him, and some more decided to pile on.
Taking out many loans is not necessarily suspicious. Being late (even 2 times) isn’t a big deal so long as the lender is duly compensated. If someone has 2 late payments on their credit report, both showing the payment 30 days late, they will probably not be ineligible for a “prime” loans — that is a loan on the most favorable terms a bank would offer.
Taking out many loans is not necessarily suspicious. Being late (even 2 times) isn’t a big deal so long as the lender is duly compensated. If someone has 2 late payments on their credit report, both showing the payment 30 days late, they will probably not be ineligible for a “prime” loans — that is a loan on the most favorable terms a bank would offer.
My review of marco is pretty clear. The two late payments (and at least one more since) aren't why I left him a negative review, it was because of the way he handled himself afterwords. His lack of accountability, concern, and humility is what made me feel obligated to label him as untrustworthy. The fact that he later started asking for much bigger loans didn't help his situation. Being late on two payments isn't a big deal, in my opinion. Everyone runs into hard times. But there are other factors to marco's story which contributed to my skepticism.
I'm not counting marco out, I don't think he's beyond the point of having all of his red trust removed. I'm hopeful the gift from jackg will help him get his financial situation turned around, and he'll be able to honor his pledge to pass on Jack's generosity.
I will not forget to pass on your generosity. Thank you Jack, enormously.
