Valid concern for sure. In current times with regulations becoming more and more a normal thing, the centralization aspect fiercely starts overruling everything we care about. Bitcoin becoming mainstream has definitely two sides to it, where the price keeps increasing as result of that, which everyone rightfully considers to be a positive development, but we also more and more lose grip of what we do and how we operate. It's impossible to achieve something without sacrificing anything. No pain no gain they say, and I agree with that. Good thing however is that if we so wish, we can still avoid dealing with the regulations the centralized ecosystem is subject to. If we at some point manage to create local crypto economies within each country, we don't have to deal with fiat, and thus don't have to deal with a large part of the regulations. It needs a mindset change globally, but it isn't impossible.