Hi!
You can get a cheap short-term or long-term loan here!
For now I'm offering one of
the lowest rate, starting at ~1% per month (0.0329% per day) for all the currencies.
There is no minimum for the loan amount, but there is a minimum interest of 5 USD (equivalent in crypto), maximum will depend of the amounts available.
There is no minimum for the loan duration, it can be only
an hour, and up to 1 year.
Even Newbies can request a loan, I really don't mind, I will not even ask you the purpose of the loan, as long as you have a collateral, you are eligible to get a loan.
I'm accepting
Escrow services, but the borrower pays the fees and have to find it by himself/herself, and I'll only accept reputed ones.
See below the rules, conditions, rates and how to apply for a loan, please
read carefully.
COLLATERAL
COLLATERAL IS MANDATORY, at least 110%, in any crypto easily tradable or acceptable offer (physical goods, FIAT...), only irreversible transaction (so, no Paypal).
A
valid collateral, here, is anything valuable you can sell instantly (or really fast), so, to know if your collateral is valid, just ask yourself this easy question:
• Can I sell my collateral instantly and get at least 110% worth of the sum I want to borrow?
RATES
- 0 to 14 days: 0.167% per day - Collateral 110%
- 15 to 30 days: 0.133% per day - Collateral 120%
- 31 to 60 days: 0.100% per day - Collateral 130%
- 61 to 180 days: 0.055% per day - Collateral 150%
- 1 year loan (CRYPTO): 0.033% per day (1% per month, 12% per year) - Collateral 170%
- 1 year loan (FIAT): 0.055% per day (1.67% per month, 20% per year) - Collateral 170%
RULES / CONDITIONS
| Collateral | From 110% to 150%, depending the loan duration, in top crypto / physical goods / FIAT. If the collateral goes bellow 105%, you will have to add more collateral to reach the full collateral ratio again or I'll sell it |
| Late repayment | If you think you might be late for the repayment, let me know before the deadline so we can agree for a new rate, else it will be 1% per day |
| Early repayment | You will still have to pay the interest for the full duration, but I'll rebate 50% on the remaining interest |
| Minimum interest | 5 USD (equivalent in crypto) |
| Transfer fees | The borrower pays but I'll pay the sending fee for the 10 first loans |
| Escrow fees (optional) | The borrower pays |
CURRENCIES AND MAXIMUM AMOUNTS AVAILABLE PER LOAN
| USD/USDT/USDC/BUSD | 2000 |
| EUR | 2000 |
| BTC | 0.2 |
| ETH | 5 |
| BCH | 1 |
| LTC | 5 |
| DASH | 4 |
| XRP | 3000 |
| XLM | 2000 |
| ZEC/XMR/BSV... | < 200 USD |
Contact me if you need a specific coin, I might have but less than 200 USD (TRX/XVG/IOTA/ADA/VET/KIN...).
HOW TO APPLY FOR A LOAN?
Simply
copy and paste the code below and fill it with your informations, then post it here and on my Telegram if you use it (DO NOT USE COMMA FOR THE AMOUNTS):
Currency:
Wallet address:
Loan amount:
Repayment amount:
Duration in days:
Collateral currency:
Collateral amount:
Bitcointalk username:
Telegram ID:
Here an example:
Currency: BTC
Wallet address: 385cR5DM96n1HvBDMzLHPYcw89fZAXULJP
Loan amount: 0.01
Repayment amount: 0.011
Duration in days: 7
Collateral currency: ETH
Collateral amount: 1
Bitcointalk username: satoshi_username
Telegram ID: @satoshi_username
Then I'll accept or deny your loan, if I accept, I'll send you the wallet address where you have to send the collateral (if you choose another collateral, we'll discuss by private messages), if I deny, I'll tell you the reason and I'll not argue about it, you are still free to request a new loan.
Once I received the collateral, I'll send the loan amount to the wallet address provided and send you the transaction ID, so you can check on the explorer.
Please be sure your address is correct, I'm not responsible if you made a mistake.
Please, keep in mind:
No collateral, no loan.
EXAMPLE
Here an example with easy numbers:
• Rate: 1 BTC = 10000 XRP
• You want a 10 BTC loan for 15 days, 5% monthly / 0.167% daily, you have XRP as collateral, so you need to send me:
---> 120000 XRP = 10 * 10000 XRP * 120%
• At the end of the 15 days, you will have to give me back the capital (10 BTC) and you will have to pay the interest:
---> 0.2505 BTC = 15 * 0.167% * 10 BTC
• Then I give you back the collateral 120000 XRP.
CONTACT
Do not send me private/direct message on Bitcointalk.
You can contact me, ONLY IF YOU HAVE COLLATERAL, here in this topic and/or on my Telegram:
@jbdeeI think I've been clear enough and give all the details, but if you have any question, let me know.
This thread is also available in french:
🔥[Prêt/Crédit Service]🔥 - Prêt à court et long terme - BTC/ETH/BCH/LTC & plusUpdate, 06 October 2019: Increase loan amounts.Update, 23 August 2019: Lower the minimum rate from 5% to 3%. Lower collateral from 120% to 110%. Add EUR and USD.Update, 29 July 2021: Lower the minimum rate from 3% to 1% monthly. Different collateral from 110% to 150%.Update, 30 July 2021: Lower the minimum rate from 3% to 1% monthly. Different collateral from 110% to 170%. 
