I've seen a lot of hate on Lightning as of lately, but this seems like a cool implementation idea. Thanks for posting.
Who is hating Lightning Network? when we can save a lot of transaction fees although it has some limitations. But it could really help in a way, specially if we go on another parabolic run choking the network.
So if you wanted to pay someone, you can take advantage of LN, open a channel so that the other party can issue the payment without adding congestion to the network, p2p, off-chain transaction.
There's been a lot of hate and criticism around it's security on Reddit. This is another setup though, masternodes will handle everything, so the actual users wont need to have any technical knowledge on Lightning in order to trade, let alone send/recieve coins over the Lightning Network
Are you talking about the supposedly lost funds? It was his fault, he didn't understand how LN works. And just like any other cryptos out there, if you lack knowledge and something wrong went in your way, don't blame the system.
https://www.reddit.com/r/Bitcoin/comments/dnffim/did_the_guy_who_claimed_to_lose_4_btc_on_the/
I wouldn't say that you need to be technical here, but you should at least learn the basics because we all know that transactions here are irreversible.