I didn't scam ANYONE here on forum
as you need neosurf account to make payment and i don't have one
so i want to use this for my loan
For something worth 100€, you're trying to get 200€.
If you have those codes and they're worth something, just sell them. This is lending section, not a digital goods market.
Also, your iPhone or your documents are worthless here for the purpose of getting a loan.