Topic: Loan defaulted by [Edwardard] - page 3. (Read 957 times)

Sorry I couldn't even monitor his records to know whether he is being paid or not, just doing my task as usually without minding if other are doing it or not. But thank you for the head up, most at times it is very risky to offer such kind of service over here because you wouldn't know their true intention whether to scam or not but I will only say to be very mindful while giving out huge amount maybe from $500 and above can be consider very huge to give out to people.
So sorry for the lost.


Sorry I didn't go in details to know if he still getting paid, as above person already said.
My bad😑

I guess it is impossible to understand the motives behind why this member would have asked for a $1000 loan and then repaid it early only to then ask for another $1000. It could be that he intended to get larger loans with early repayments in order to make one big loan attempt before scamming or could be related to him stating his situation was not good, it seems we will never know unless he posts his explanations here.

I am sorry for the fact you had to face this. Taking a full loss on a $1000 loan is something that nobody deserves.

I supported your FLAG I did not add negative trust, there is enough.

I think that it is better to start a bounty of $300 to whoever finds an alternative account for @Edwardard. I do not think that he will disappear like this without having an alternative account, and you will not lose anything if no one finds any other accounts.

If you find an alternative account, you will be able to recover part of your money, cuz I do not think that someone who was on the forum for several years and left the account for $1,000 would have simply left the forum without having any alt account.

Yeah. This dude showed up again on the forum around the end of last year.  He hadn't posted anything for like two years before that and  in 2020 he only wrote maybe 22 posts or something, just getting active again after being gone since 2018. Pretty soon after returning he started asking for loans in the lending section.  At first just small loans for 70-80 bucks, then 250-350, and eventually 550 as he tried to build up some trust and  took him around 5 or 6 months altogether to work his way up to borrowing $1000.  Dude's definitely got other profiles on this forum no doubt.  He'll be back to try this hustle again for sure.



C'mon, SmartGold01! You can do better than this.

LOL, you are in the same campaign and yet you don't see that he has not been paid since June because he suddenly disappeared. He still carry the signature though because obviously he didn't removed it.

So very unfortunate @Shasan, he used to be a good campaign manager here in 2017, then suddenly disappeared, and then in the last year, resurfaces and was able to join signature campaigns because of that reputation. Not saying that it was his plan all along to scam when he comes back, but it likely was in his mind and took a big loan of $1000.

Supported the flag.

Very sorry for the loss of $1000 plus interest, this is a risk as a loan service because there will always be users who damage their own accounts for the money they want, what is very unfortunate is that he is a hero member with a good reputation but must be damaged because of his own actions.


What do you see buddy? This user has been inactive for a long time and the last post was in June, he is also not in the current Coinomize campaign after checking in the spreadsheet, why others do not recommend this is because the user Edwardard was removed from the spreadsheet.

Hello @Shasan I can see he is in a signature campaign with coinomize project will suggest you write to his manager to withhold his weekly payment and then send it to you as payback instead of him not paying any to you for the whole weeks with interest I believe this will also help. whenever he is not getting paid from his campaign then he will have to write you back, I trust his manager will understand as well. I don't know if other person already suggested this to you as well.

So sad @shasan $1000 is a valuable amount but I can not believe that Hero Rank and reputed member are scammed! sad for you i hope next time when you provide the loan checked carefully and limit with loan for the depend on reputation of this profile.

Also, I support these Flags here!

Supported the flag he is currently in a good campaign,  the answer could be he returned the loan so he can cashout on the campaign he is in and ask for a loan again, surprising that he did not ask for a much higher loan when he can do so considering that he completed paying his past loan
maybe he is having tough times based on his last post


But still, he should be man enough to be honest about his situation and not run away with the money, tough times will not last, and he should know that, I'm sorry for your loss Shasan but that's one of the risks of this business, let's just hope he will listen to his conscience and return and explain what happen and make an effort to return the money.

I don't want to stray off-topic, but you did make a good point.  Every single problem I've ever seen in the lending section of this forum has been due to lack of collateral (though I'm sure there've been other problems I've missed), and for an obvious reason: it's too damn hard to provide physical collateral for a loan on a discussion forum, and borrowers generally can't or won't provide altcoins.  If they had any significant amount of any cryptocurrency, they probably wouldn't be asking for a loan in the first place.

I stopped browsing Lending quite a while ago, so if there's anyone who's been able to successfully keep a lending service alive I'm unaware of them.  And I'm not sure if anyone has cracked the problem of collateralized crypto loans in the online world, where in the end it doesn't come down to a matter of trust between the lender and borrower.

The only reason that I considered to stop my lending business long ago was to get scammed by many members who I trusted and eventually I was in big loss. I witnessed many forum members scammed you so far. My suggestion is to stop the business before you lose more. We all learned it the hard way.

Also here's something to think of as well. If he did originally intend to scam, couldn't he just request a higher loan to maximize his money? Especially for his clean past slate and good history of paying back loans and his 8 years on the website. So obviously with that in mind, he could've more than easily walked away with more than $1,000 to his name through scamming if he just asked for more. He (also as far as I'm aware of) never requested a second loan either from anyone which he could've probably gotten away with very easily.


He should still not be ignoring and he should be completely honest with his situation and provide as much proof as possible to show that he's not lying or making up a story. This is like the #1 rule for scenarios like this and here he is breaking that common sense rule. In this scenario although he'd be hella late and a little suspicious at least he's being honest and showing proof he can't just instantly pay back. I hope the best for him if he really is in an irl struggle.

I'm no expert at this stuff but based upon from what I've gathered it just feels like he made a horrible mistake and didn't intend for this to originally happen but the ignoring part is just still completely fucked. I hope that he's able to come back and pay your money one day because that's just so messed up.

@shasan, I just took a look at the spreadsheet of coinomize signature and from what i saw there I believe he planned everything from the start… because from the spreadsheet he didn’t make a single post on  week 23  and he stopped receiving payments from the 18th week of the campaign which means he was ready to be removed from the campaign.

So just a little suggestion from me; before you accept a loan request from any user despite them wearing a long lasting signature make sure you go through the spreadsheet of that signature and take a look at their activity if it’s the one that will keep them there or if there’s a chance that they could be kicked out of the campaign anytime.

Sorry for you're loss OP. 1000$+interest is alot of money for many of us.
I hope you will recover and future lenders will pay back.

Flag supported.


- Regards BabyB. 👼

His activity looks weird, even before he asked you for a loan, he wasn't making a maximum of his income through that signature, he had periods when barely posted so if he really would have needed that money he would have got them just from the signature even without taking the loan.
The family issue thing doesn't hold water, you're not throwing away a source of income when you're in debt over family issues, so it's either that he lost the money and thought it was not worth it anymore to work for 3 months to pay it back and decided he had enough!

But seriously, you should really limit the sums you're giving away with no collateral, or at least make a deal with them and the managers to receive at least 50% of their weekly payouts, one of these things and you're what, two-three months in red?

I have supported the flag.

I guess things are not fine with @Edwardard family. I remember they managed campaigns previously and seeing the inactivity on the forum it is evident they were unable to gather the money from campaign and pay the loan back.

Praying for the remote possibility that they are able to solve these issues and come back clean to the forum.

Not going to tag the user as it looks like 4 have already done that, but I did support the flag. @Shasan 5 months without talking or any sort of communication? You need to tighten up your rules maybe.

Sad to hear an Old + Hero ranked member defaulted the loan. Back in the day (during 2017-2018), Edwardard was one of the trusted managers. I really can not believe he defaulted on the loan. Sometimes it may delay to collection of the funds for the payment but he should continue the discussion with the OP to make everything clear. But he did not.

Meanwhile, I am tagging him until this case is fixed. I assume he will think about his account and reputation and come back to solve it.

Man... I don't think it's good to bring religion in this discussion. It's up to the lender if he want to lend with interest or not, even @OP lend with interest, I'm not sure if he's really make money from this service as there were many users scam him before.

Even banks also ask interest and they're more aggressive when the borrower can't pay his loan.

I could imagine why he is not interested to talk about it, imagine being late for almost 150 days with an interest rate of 1% percent per day, that would be $1500 just as interest and on top of that $1000 original loan. It is not a joke when they say usury brings nothing but misery and fire to the lives of both side, I mean there is not a single person in the history that could claim they have found happiness, health and wealth by usury, it always ends bad. Not to mention God says usury is equal to fire in life and there after.

Having to pay such high interest rates, discourages anyone, but nevertheless they were fully aware what they were doing, so it's on them as well.

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It's best to trust God and help those in need by lending money with 0 interest, when God says that he will return much more than you lend others back to you one way or the other, you just have to trust him enough, you know.