There you might get your work done if you have a good enough and valid collateral to give, collateral is something that you give to the person in order to cover the amount borrowed if you run away with the money.
I am afraid a newbie could have a valid collateral and can afford to lend that much money to cover a whole winter trip. I don't know about other lending sites and platforum. but this forum's lending section have some straight rules..
and everything can't be accepted for a collateral.. you can't put a Car or a Goat or a sheep as a collateral.. you have to need something related to crypto or digital for that purpose.