Collateral is not even near the value of loan. You did apply as well for 1btc somewhere else.
3 weeks is to long and 3% over 3 weeks is to small interest.
So for now i will not loan that for you.
The 1btc was denied.
I had meant to say 2 weeks instead of 3 weeks. Anyway, how does this sound:
loan request: .5 btc
duration: 2 weeks
interest: 5%
collateral: $100 amazon GC (plus I have my reputation to lose as a trusted member and affiliate of several sites)
As stated before collateral nowhere near. Your trust is low, and you been denied loans from another lender.
So for now sorry but will not lend.