Topic: Low risk steady returns investment fund idea (Read 1771 times)

I've created a short video screencast. please see it here https://bitcointalksearch.org/topic/m.6800456

Its obvious those factors arent included lol.

Also theres one thing of projecting how it will turn out, then whats actually happening, when people predict #`s all day.

You lose of sight of reality on where it stands today, projecting all the time with large figures doesnt help at all.

This is under the assumption that the coins don't crash. This is under the assumption that the value will stay equal to or raise. These are risks.

Why is it so difficult mathematical calculations.
Just buy several stable POS coins and get income from 20 to 100% per year.

If there's any way to prove it's yours, anything helps, .

Please see https://bitcointalksearch.org/topic/m.6763227


If I upload my anonymised statement data for the past 17 months, would that suffice?

This post caught me completely off guard. Touche!

And @OP, you will have to provide a lot of transparency and show proof of your past (recent past as well). Not just short-term but long-term. Anyone can make a lot in a day or a week. Keeping that consistency for months or years is more difficult.

How can you even guarantee a return? The best you could really do is less than a percent in dollars for a CD, and it's still not instant access to your money.  You could purchase some type of bond, but that's even less access.  10% return, instant fund access and low risk don't go together at all.

Though there are lots of scams in the lending section, you can in fact find some legit deals with collateral and a much higher interest rate. https://bitcointalk.org/index.php?board=65.0

So why should we give you (an unknown person) bitcoin for no collateral and 1% annual rate?

Those 4 points are all facts, that needs to be addressed before anything.

I`d like to add onto specifics.

You need some sort of collateral as a downpayment for funds, and escrow being used.

If you seek capital without these strings attached, theres crowd source tools like kickstarter.

This process should be similar to a loan process, and depending on how much this person seeks.

What are the details that you qualify, to give you money etc.

Just to be clear, 10% annual return is when your your money is in fiat. It does not follow the Bitcoin price movement. If you want your savings to be in Bitcoin, then I can only offer 1% return. That is because it takes a lot of extra work to keep the savings in Bitcoin because the Bitcoin price is very very volatile. So I need to pay a lot of extra platform fees, which means 10% returns goes down to 1% return. However, I've found that it is in fact not possible to keep the savings in Bitcoin profitably, so I will go back to 10% return and tell you that your investment will not follow Bitcoin price movement.

In addition, I have instant access to the money. What takes long is transferring it to a Bitcoin exchange and converting it to Bitcoin. This can take several days. In addition, there are fees associated with this. So instead of telling letting everyone do their own deposits and withdrawals, and pay for the fees individually, I thought it would be better to do this once a week for everyone in a lump transaction, in which case some fixed costs can be shared.

What happened to the steady 10%? Very strange.


Let's look at the score so far:

1. An unknown person
2. offers an "extremely low risk" investment with a guaranteed return (was 10% and is now 1%), while
3. providing no information about the investment and
4. locking up the investor's money.

It smells like a Ponzi scheme to me.

1% per annum? Have you conducted a research? How many depositors do you expect at this rate with this level of risk? I would imagine most bitcoin users expect something like 1% a month to have them risk their coins in a financial intermediary.

Ok good news. With the help of some other members of this forum I've managed to figure out a working business model. So I'm pleased to announce that I can offer bitcoin denominated savings with 1% annual rate minimum. This will be extremely low risk investments. Unfortunately, I cannot offer the instant access to capital, but rather interest will be added weekly.

Stay tuned, the site should be up in a few weeks. Let me know what you think, I'm really keen on gathering as much user feedback as possible. If you don't like the idea, or think it won't work for some reason, and I should especially focus on something (such as trust), please share your opinions.

Of course 10% daily return is not realistic. As I said in my original post, you can get 100%/sec return, just gamble all your money on the roulette wheel and pray.

I've noted that trust is of paramount issue. So let's say this company had a legal business address in a developed country and it was secure. So you know that it's not a scam site. In this case, would you use the service? I guess if you anticipate the bitcoin going up then it wouldn't make sense, but there is always the risk that bitcoin will go down further. Are you prepared to live with risk or would you keep your money safe(er)? It's a tradeoff. Also, Bitcoin speculation is a business in itself, and there's nothing wrong with that, but this is a different business.

I've looked into offering it as bitcoin savings scheme with 1% interest, however for that I would need to do some additional financial magic, i.e. futures contract, and it looks like that with those added platform fees it may not be profitable anymore. Actually, just converting Bitcoin to fiat and back comes with some fee unfortunately, but I think it would be worth it for the global audience (I might be wrong.) as opposed to offering it only in my country as a new investment scheme. So actually, the only benefits of Bitcoin are the global reach and instant transactions.

There are funds offering 15% but at what risk. Does your money fluctuate wildly? In this case, your bitcoin amount may fluctuate, but the actual value behind it will not (it will grow daily in fiat). And if people want to keep the fluctuations out and see their savings in Bitcoin, I'm sure there is a way to do that (with less fees) but I haven't found it yet.

IMO, the biggest problem is trust but not return.
You can find some "10% daily return" forex-trading / bitcoin trading investment ponzi in the gambling section.

Most members here will not be interested in any fiat investments from your company. There are plenty of funds in the market which yields over 15%, so your 10% is nothing. You may claim that your investment is low risk, but you yourself is high risk to us.

Any chance of offering 10% annual return on a bitcoin denominated investment?

Probably focus making more in fiat, and then buy btc when its cheap.

Then use that profit to earn more?

First you need to create other accounts and then loan yourself larger and larger sums of money to gain trust.

So this business wouldn't keep your bitcoins, but rather invest it in various low risk assets with steady return. Yes, for that first we convert the bitcoin to fiat and then do the rest. Once you want to withdraw, we convert back to bitcoin.

So what this means is that your money is not tied to the fluctuations of the bitcoin, and it earns 10% annually.

In the long term, I want to establish a company as this is a new form of investment I've been studying for some time. But before I set up the website and incorporate, I want to know if anyone actually was interested in using this service. At present the best way to deposit or withdraw bitcoins unfortunately involves a small fee, around $8.

So would you invest your bitcoins in 10% annual returns such that your investment is not tied to bitcoin price fluctuations, and it is steady and low risk with daily increments. You can complete a withdrawal in 1-2 business days. Would you use a service like this?

Thanks for your answers.