You are not going to get that which you are looking for here man, I've been in you kind of situation before and I must tell you that your coming here to request for loan in such a manner is a very big mistake, people are only gonna see you as a hungry scammer who's desperate to scam someone.
It would have been better if you had asked for help directly so that anyone sending any kind of donation to you would have the mindset that he won't be getting it back, if you truly need a loan, then go through the right channels, there are several crypto platforms that offer loan services... For example, Celsius, you can apply for a loan in one of those platforms and if you qualify.
Scammer minded people always think that they can easily get a money for just posting about taking a loan and promising something to the lender, users here will not really grab this since this totally give an impression that he is a scammer. Better for legit lenders especially those low ranking accounts is to lend the money to their friend or relatives since by asking it here they cannot get what they ask since many lender avoid to give any amount to the users who doesn't have any reputation here.
Yes, I totally agree with you mate, even me, as a senior member have ones asked for this kind of loan here, even with my pure intentions, and even with a collateral(only thing was that coin I wanted to us as collateral wasn't wasn't listed on the exchange yet) I was still tagged a scammer, though really deep in my heart, I had good intentions and I was really going to pay that money back, but no body understood and I perfectly understand. So now, I wonder how this guy, a newbie, even with a collateral of any kind, thinks some peeps can easily loan him a 100 box here, it's not that simple, if it were, many of the accounts on bitcointalk would have a negative trust cus everyone would want a loan and only few can actually pay back or pay back on the agreed time period.