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Topic: [Need] 3 BTC loan (Read 4149 times)

legendary
Activity: 1092
Merit: 1000
I'm a Firestarter!
March 17, 2016, 07:44:22 AM
#31
I gave him 70 domain names and we agreed about that as a collateral.
Even the loan was downed to 2.2625BTC and the domain names with near to expire were replaced to some by his choice, it was not good enough for him.

So, calling me a scammer and -trust(ing) me, well, I think it is not fair.
full member
Activity: 121
Merit: 100
November 04, 2015, 07:43:33 AM
#30
From what I read from this thread, the collateral should be at least 30% more than the loan volume and should be able to sold quickly to get the money back with little effort.

This deal seems like the borrower sells the domain to the creditor.
legendary
Activity: 1862
Merit: 1469
https://Ecua.Mobi
October 16, 2015, 10:28:36 AM
#29
A quick sell for more than the loan plus interest is not the case, without any doubts. Until now I've been able to sell only one domain through namecheap's marketplace and I've had no luck here (https://bitcointalksearch.org/topic/closed-64-domains-from-19-each-bulk-discounts-1189756).
TBH I haven't been able to spend too much time on that sale as I've been very busy but it's definitely not an easy task. I hope I will get at least my money back but I'm sure it won't be fast and it may never happen.

If I get my money back plus interests in less than 2 weeks from now I'll make my feedback neutral. OP can help me sell the domains if he's interested at all.

More than 3 weeks have passed and I haven't been able to get my money back from the collateral. OP hasn't even tried to contact me or helped me sell the domains in any way even though he's been online several times during that period. Therefore my negative feedback stays, I consider OP very untrustworthy.
copper member
Activity: 2870
Merit: 2298
October 03, 2015, 05:03:12 PM
#28
If you cannot quickly sell the collateral for an amount that is equal to or greater then the amount of the loan (even if this is because you have not been able to invest a lot of time into the sale) then a negative rating would be appropriate, IMO.

I think it should be a good idea for the question of ownership of excess funds from the sale of collateral, and liability of any shortfall of liquidation value to be addressed in at least discussions between the lender and borrower (if not specified in the loan agreement), so both parties are on the same page when situations like this occur. This is especially the case with illiquid collateral and is especially the case with larger amounts of money.

I left the OP negative trust
legendary
Activity: 1862
Merit: 1469
https://Ecua.Mobi
October 01, 2015, 07:56:01 AM
#27
I am not sure if a negative rating is appropriate here. If EcuaMobi can sell off the domains at somewhat firesale/quicksale prices for an amount that repays principle + agreed upon interest + some amount for his time (that he spends selling the domains) + ~5% (for a late fee/penalty) then I don't think he can really say that he was really harmed, and I don't really think a negative rating is appropriate. An exception to this might be if EcuaMobi needed to give up and/or delay some work because he was spending time selling off the domains (this is a possibility because his Personal Text has said that he is not accepting new work for some time now - or it was saying that in the past).

If however he is not able to *quickly* sell off the domains for the above amount of money, then yes a negative rating is defiantly appropriate. This would even be the case if EcuaMobi needed to wait a medium amount of time to sell off the domains.

If EcuaMobi can quickly sell off the domains at prices described above, then maybe a neutral rating would be more appropriate to warn others about the lack of communication.

A quick sell for more than the loan plus interest is not the case, without any doubts. Until now I've been able to sell only one domain through namecheap's marketplace and I've had no luck here (https://bitcointalksearch.org/topic/closed-64-domains-from-19-each-bulk-discounts-1189756).
TBH I haven't been able to spend too much time on that sale as I've been very busy but it's definitely not an easy task. I hope I will get at least my money back but I'm sure it won't be fast and it may never happen.

If I get my money back plus interests in less than 2 weeks from now I'll make my feedback neutral. OP can help me sell the domains if he's interested at all.
copper member
Activity: 2870
Merit: 2298
October 01, 2015, 12:44:02 AM
#26
I am not sure if a negative rating is appropriate here. If EcuaMobi can sell off the domains at somewhat firesale/quicksale prices for an amount that repays principle + agreed upon interest + some amount for his time (that he spends selling the domains) + ~5% (for a late fee/penalty) then I don't think he can really say that he was really harmed, and I don't really think a negative rating is appropriate. An exception to this might be if EcuaMobi needed to give up and/or delay some work because he was spending time selling off the domains (this is a possibility because his Personal Text has said that he is not accepting new work for some time now - or it was saying that in the past).

If however he is not able to *quickly* sell off the domains for the above amount of money, then yes a negative rating is defiantly appropriate. This would even be the case if EcuaMobi needed to wait a medium amount of time to sell off the domains.

If EcuaMobi can quickly sell off the domains at prices described above, then maybe a neutral rating would be more appropriate to warn others about the lack of communication.
legendary
Activity: 1862
Merit: 1469
https://Ecua.Mobi
September 24, 2015, 07:24:53 AM
#25
The loan has been defaulted. I've offered OP more time and new conditions to repay but he refused. I insisted and he just stop replying so I'm giving up.
I'm taking the collateral and I wouldn't recommend dealing with him.


Why just you two guys do not settle down a bit?
You took a collateral, as he did not repaid so why are you both so negative with reputation?

I mean if you give a loan, you take collateral if loan not retuend. No need for any other glamour flames.

He agreed to repay the loan, the deal was to have my money back plus interests. That wasn't fulfilled despite my offer to extend the time. As a result I find OP is untrustworthy, which is reflected with the negative feedback.

I really don't know why he left the negative trust too. I don't see how he can consider me untrustworthy as I've been open to make a deal and still am. Unfortunately OP has been ignoring my PMs.
sr. member
Activity: 518
Merit: 250
Presale is live!
September 24, 2015, 02:49:23 AM
#24
The loan has been defaulted. I've offered OP more time and new conditions to repay but he refused. I insisted and he just stop replying so I'm giving up.
I'm taking the collateral and I wouldn't recommend dealing with him.


Why just you two guys do not settle down a bit?
You took a collateral, as he did not repaid so why are you both so negative with reputation?

I mean if you give a loan, you take collateral if loan not retuend. No need for any other glamour flames.
legendary
Activity: 1862
Merit: 1469
https://Ecua.Mobi
September 22, 2015, 04:57:50 PM
#23
The loan has been defaulted. I've offered OP more time and new conditions to repay but he refused. I insisted and he just stop replying so I'm giving up.
I'm taking the collateral and I wouldn't recommend dealing with him.
legendary
Activity: 1092
Merit: 1000
I'm a Firestarter!
August 25, 2015, 12:41:00 PM
#22
Thanks. These 8 domains have been pushed to your account: mosthated.org, findgirls.org, coinhost.org, microbill.org, btcwings.com, bet.pink, btcdating.com, microcasino.org

Confirming that all 8 domains are back to my account.

Thanks again and see you soon, hope before the deadline.
legendary
Activity: 1862
Merit: 1469
https://Ecua.Mobi
August 25, 2015, 11:53:46 AM
#21
Today we agreed to replace 8 expiring domain names with this one: btchost.org

And we agreed to -0.4BTC to loan for those 2 domains: primefaucet.com + btcbet.pw.
So the loan pay (final amount) will be reduced for 0.4BTC in total.

I pushed domains to EcuaMobi and waiting for him to confirm all this.


I confirm this is correct and that I've received all 3 domains: btcbet.pw and primefaucet.com (as a sale for 0.4 BTC) and btchost.org (as collateral)
The pending repayment for this loan is: 2.2625 BTC.

liteon please confirm your namecheap information to push back the 8 expiring domains.

Yes, my Namecheap Username is ubercoin.

Thanks. These 8 domains have been pushed to your account: mosthated.org, findgirls.org, coinhost.org, microbill.org, btcwings.com, bet.pink, btcdating.com, microcasino.org
legendary
Activity: 1092
Merit: 1000
I'm a Firestarter!
August 25, 2015, 11:44:29 AM
#20
Today we agreed to replace 8 expiring domain names with this one: btchost.org

And we agreed to -0.4BTC to loan for those 2 domains: primefaucet.com + btcbet.pw.
So the loan pay (final amount) will be reduced for 0.4BTC in total.

I pushed domains to EcuaMobi and waiting for him to confirm all this.


I confirm this is correct and that I've received all 3 domains: btcbet.pw and primefaucet.com (as a sale for 0.4 BTC) and btchost.org (as collateral)
The pending repayment for this loan is: 2.2625 BTC.

liteon please confirm your namecheap information to push back the 8 expiring domains.

Yes, my Namecheap Username is ubercoin.
legendary
Activity: 1862
Merit: 1469
https://Ecua.Mobi
August 25, 2015, 11:33:01 AM
#19
Today we agreed to replace 8 expiring domain names with this one: btchost.org

And we agreed to -0.4BTC to loan for those 2 domains: primefaucet.com + btcbet.pw.
So the loan pay (final amount) will be reduced for 0.4BTC in total.

I pushed domains to EcuaMobi and waiting for him to confirm all this.


I confirm this is correct and that I've received all 3 domains: btcbet.pw and primefaucet.com (as a sale for 0.4 BTC) and btchost.org (as collateral)
The pending repayment for this loan is: 2.2625 BTC.

liteon please confirm your namecheap information to push back the 8 expiring domains.
legendary
Activity: 1092
Merit: 1000
I'm a Firestarter!
August 25, 2015, 11:12:31 AM
#18
Today we agreed to replace 8 expiring domain names with this one: btchost.org

And we agreed to -0.4BTC to loan for those 2 domains: primefaucet.com + btcbet.pw.
So the loan pay (final amount) will be reduced for 0.4BTC in total.

I pushed domains to EcuaMobi and waiting for him to confirm all this.
legendary
Activity: 1092
Merit: 1000
I'm a Firestarter!
July 29, 2015, 04:18:26 PM
#17
Will keep this topic locked until loan returned.
Deadline is 2015-08-25 for 0.35BTC and 2015-September-12 for 2.3625BTC, as stated in previous posts in topic.
legendary
Activity: 1092
Merit: 1000
I'm a Firestarter!
July 29, 2015, 04:06:40 PM
#16
All 70 domains listed have been pushed to "ecuamobi" Namecheap account.

Please confirm.

I confirm I received the domains. I just noticed 8 domains expire before 12 September. Can you repay BTC0.35 by 25 August and I'll push those 8 domains back by then?
If so please post your address to send the loan. Otherwise I'd like to push back those 8 domains and get others in replace.

Yes, I can and will repay 0.35BTC by 25 August (current year 2015), so I can get that domains back to renew.

My BTC wallet is: 1CT8J2cV1qyMc6oUUb3X5A5fo4yFa8YBZf

Will repay the loan from the same wallet.

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA1

I've sent 2.5 BTC to the address 1CT8J2cV1qyMc6oUUb3X5A5fo4yFa8YBZf as a loan to liteon. TXID: 75d51eb46baf336fe242e9bc71c8b7144bf639f3f4aa27b291ebe9ccecc36644

I confirm I'm holding the following domains as collateral: adbit.pw, autobuy.link, bet.pink, bitcoinads.xyz, bitcoinchat.xyz, bitcoinclub.xyz, bitcoindice.xyz, bitcoindomains.xyz, bitcoinhost.biz, bitcoinhost.xyz, bitcoinlinks.xyz, bitcoinmail.xyz, btmusic.org, bitcoins.pink, bitcoinstore.link, bitcoinstore.xyz, btcdating.com, btcdice.xyz, btchost.pw, btchost.xyz, btcpoker.link, btcpoker.xyz, btcstore.xyz, btcvpn.xyz, btcwallet.link, btcwings.com, buyhits.xyz, coin.hiphop, coinescrow.biz, coinfaucet.org, coinhost.co, coinhost.org, crackers.pw, cryptobit.xyz, cryptoblog.xyz, cryptochain.link, cryptomarket.xyz, cryptostore.xyz, cryptolinks.xyz, cybersex.link, deuce.ninja, digitalservers.xyz, digitalshop.xyz, epixel.biz, exploits.link, fabgirl.net, fastbit.link, findgirls.org, freefonts.link, gateone.biz, giga.website, gsi.pw, hacking.xyz, hostingbabe.com, infodesk.pw, infotop.in, ipsf.biz, microbill.org, microcasino.org, mosthated.org, namecoin.link, nmc.link, neas.biz, netcams.co, primecrypto.link, primehost.xyz, primepoker.xyz, steams.xyz, whoisguard.xyz, worldsat.tv

Please pay back 0.35 BTC by 2015-08-25. After that I will push back the following domains: mosthated.org, findgirls.org, coinhost.org, microbill.org, btcwings.com, bet.pink, btcdating.com, microcasino.org.
Please pay back 2.3625 BTC more by 2015-09-12. After that I will push the remaining domains to your account.

If you fail to make a payment I will own the corresponding domains. If you default the first payment and the 8 domains expire while I hold them I won't be responsible for them and you will still own the full 2.6625 BTC.

My address is 13CpZXtPqSEVZQH2UjsbsyiJgUMw2PiAfT. Any TX sent there will be considered as a payment made by liteon to me.

Thanks,
EcuaMobi
2015-07-29

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I am confirming that funds received.
I also agree with this message posted by EcuaMobi.
AND, I marked domains in my sale topic here: https://bitcointalksearch.org/topic/hot-domain-names-blowout-sale-130-domain-names-1123014
so no any confustion to be made.

Thanks for the loan and I hope I will return all before the deadline or at least a day before it.

Cheers!

legendary
Activity: 1862
Merit: 1469
https://Ecua.Mobi
July 29, 2015, 03:44:04 PM
#15
All 70 domains listed have been pushed to "ecuamobi" Namecheap account.

Please confirm.

I confirm I received the domains. I just noticed 8 domains expire before 12 September. Can you repay BTC0.35 by 25 August and I'll push those 8 domains back by then?
If so please post your address to send the loan. Otherwise I'd like to push back those 8 domains and get others in replace.

Yes, I can and will repay 0.35BTC by 25 August (current year 2015), so I can get that domains back to renew.

My BTC wallet is: 1CT8J2cV1qyMc6oUUb3X5A5fo4yFa8YBZf

Will repay the loan from the same wallet.

-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA1

I've sent 2.5 BTC to the address 1CT8J2cV1qyMc6oUUb3X5A5fo4yFa8YBZf as a loan to liteon. TXID: 75d51eb46baf336fe242e9bc71c8b7144bf639f3f4aa27b291ebe9ccecc36644

I confirm I'm holding the following domains as collateral: adbit.pw, autobuy.link, bet.pink, bitcoinads.xyz, bitcoinchat.xyz, bitcoinclub.xyz, bitcoindice.xyz, bitcoindomains.xyz, bitcoinhost.biz, bitcoinhost.xyz, bitcoinlinks.xyz, bitcoinmail.xyz, btmusic.org, bitcoins.pink, bitcoinstore.link, bitcoinstore.xyz, btcdating.com, btcdice.xyz, btchost.pw, btchost.xyz, btcpoker.link, btcpoker.xyz, btcstore.xyz, btcvpn.xyz, btcwallet.link, btcwings.com, buyhits.xyz, coin.hiphop, coinescrow.biz, coinfaucet.org, coinhost.co, coinhost.org, crackers.pw, cryptobit.xyz, cryptoblog.xyz, cryptochain.link, cryptomarket.xyz, cryptostore.xyz, cryptolinks.xyz, cybersex.link, deuce.ninja, digitalservers.xyz, digitalshop.xyz, epixel.biz, exploits.link, fabgirl.net, fastbit.link, findgirls.org, freefonts.link, gateone.biz, giga.website, gsi.pw, hacking.xyz, hostingbabe.com, infodesk.pw, infotop.in, ipsf.biz, microbill.org, microcasino.org, mosthated.org, namecoin.link, nmc.link, neas.biz, netcams.co, primecrypto.link, primehost.xyz, primepoker.xyz, steams.xyz, whoisguard.xyz, worldsat.tv

Please pay back 0.35 BTC by 2015-08-25. After that I will push back the following domains: mosthated.org, findgirls.org, coinhost.org, microbill.org, btcwings.com, bet.pink, btcdating.com, microcasino.org.
Please pay back 2.3625 BTC more by 2015-09-12. After that I will push the remaining domains to your account.

If you fail to make a payment I will own the corresponding domains. If you default the first payment and the 8 domains expire while I hold them I won't be responsible for them and you will still own the full 2.6625 BTC.

My address is 13CpZXtPqSEVZQH2UjsbsyiJgUMw2PiAfT. Any TX sent there will be considered as a payment made by liteon to me.

Thanks,
EcuaMobi
2015-07-29

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legendary
Activity: 1092
Merit: 1000
I'm a Firestarter!
July 29, 2015, 03:28:48 PM
#14
All 70 domains listed have been pushed to "ecuamobi" Namecheap account.

Please confirm.

I confirm I received the domains. I just noticed 8 domains expire before 12 September. Can you repay BTC0.35 by 25 August and I'll push those 8 domains back by then?
If so please post your address to send the loan. Otherwise I'd like to push back those 8 domains and get others in replace.

Yes, I can and will repay 0.35BTC by 25 August (current year 2015), so I can get that domains back to renew.

My BTC wallet is: 1CT8J2cV1qyMc6oUUb3X5A5fo4yFa8YBZf

Will repay the loan from the same wallet.
legendary
Activity: 1862
Merit: 1469
https://Ecua.Mobi
July 29, 2015, 03:16:32 PM
#13
All 70 domains listed have been pushed to "ecuamobi" Namecheap account.

Please confirm.

I confirm I received the domains. I just noticed 8 domains expire before 12 September. Can you repay BTC0.35 by 25 August and I'll push those 8 domains back by then?
If so please post your address to send the loan. Otherwise I'd like to push back those 8 domains and get others in replace.
legendary
Activity: 1092
Merit: 1000
I'm a Firestarter!
July 29, 2015, 03:07:37 PM
#12
All 70 domains listed have been pushed to "ecuamobi" Namecheap account.

Please confirm.
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