If the member is DefaultTrust , trusted or from the staff then the chances that he is going to scam are unlikely so I see no problem on giving the loan as long as the user don't have any current scam accusations against them. Try to valuate his account worth as well because If the loan request amount is much higher then his account worth then you should definitely ask for a collateral.
Yes, a thorough investigation examining the forum accounts is a must 
Topic: Need your suggestion, may start a BTC lending service - page 3. (Read 2240 times)
Good to see that you decided to open a lending service on this forum.I think you should not give loan without collateral.But you can trust DT member by checking their work history.Also you can see their trust setting and all feedback.I think lending service is a big challenge for anyone, and you are just Jr.member.Best wishes for you.
If the member is DefaultTrust , trusted or from the staff then the chances that he is going to scam are unlikely so I see no problem on giving the loan as long as the user don't have any current scam accusations against them. Try to valuate his account worth as well because If the loan request amount is much higher then his account worth then you should definitely ask for a collateral.
I've been having some interest with lending BTC here on Bitcointalk.org, it's a very risky investment. I realize this already and have accounted for.
Having valid collateral is a must to reduce risk lending bitcoin.
Here's where I need an suggestion or opinion!...
There's always users requesting loans without collateral, what do yall think of this.
"If the Borrower requested a loan without collateral, they could have a Default trust/Trusted BTCTalk Forum User with excellent Reputation either Vouche/or Co-sign the loan agreement?"
Having valid collateral is a must to reduce risk lending bitcoin.
Here's where I need an suggestion or opinion!...
There's always users requesting loans without collateral, what do yall think of this.
"If the Borrower requested a loan without collateral, they could have a Default trust/Trusted BTCTalk Forum User with excellent Reputation either Vouche/or Co-sign the loan agreement?"
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