To be sincerely speaking, I haven't managed my finances as well during the last year, I have been battling up with family issues at all times taking up my little savings, but this year I think I should reduce it a little.
I read a book titled "The richest man in Babylon" it advices about saving 1/10th of your salary no matter the amount earned,, saying let the 1/10th saved gives you more income. I will apply to this theory this year and upward.
Do not be worried that you didn't saved enough money this year, do not even worry that you had to spend your savings this year neither. For two reasons, sometimes there is some emergency in our life and we have to end up spending some money, it is the system telling us we can't be ever rich with the way world works, one mishap in our life and we are back down, but you have to fight that and you are as we can see from your post, so do not worry it is out of your touch and you should be proud that you had enough savings to cover it.
Secondly and most importantly, it was a pandemic year, the super wealthy got richer obviously (look at Jeff Bezos) but we all got poorer, so not being able to profit this year obviously makes sense. Consider 2020 as a no show year for finances, as long as you are not bankrupted, you are still considered doing well.
