You are not entirely wrong about bitcoin, but will be significantly harder to make progress with xpy and significantly easier for scumbags to ruin that progress.
It's your time and effort being wasted when you are "trying to contribute positively," so waste it if you must.
But remember, when you fail, it won't be because of negativity and hostile comments" from us, it will be because of the "behaviour" of the scumbags we are trying to warn you about, just like the last 2 iterations of this shitcoin.
Thank you for your constructive comments.
Out of interest, please advise as to what "coins" or platforms would be worthwhile investments at this time based on the tech that is being developed, although to be honest I will still probably look to do something with Paycoin long term
I have no clue right now, but that doesn't make paycoin a good investment.
All of the "coins" or "platforms" around here just seem like absolute non-starters to me, including bitcoin. I have, do, and will USE bitcoin for various things, but "investing" in it when the price is controlled by the whims of a handful of miners, unregulated sketchy as fuck exchanges, idiots trusting those things, and an anonymous creator who has enough coins to crash the price down to zero at any point (plus who knows how many other people have enough coins to crash the price to zero).
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If you can get beyond that, there's still really nothing that interests me. POS makes no sense to me. If 1 coin is useless, holding it and watching it turn into 2 coins is just as useless. It's expecially extra worthless if creators/whales/dummies are able to stake at a higher rate for whatever reason.
Premines are also stupid.
The whole point of all this shit is that the blockchain is supposed to make everything transparent, any attempt to obfuscate that is a giant red flag.
If you can find it in your heart to trust scumbag exchanges and still want to play, go ahead, but at least protect yourself by avoiding obvious losers like this one. There needs to be some sort of point to the coin for it to be worthwhile for anything. The "point" of xpy was to give a scumbag time after his mining ponzi started to collapse, and for him to extract more usable money from people too stupid to realize it. That seems like a pretty shitty place to start. this is a bad place to start because so many coins are in the hands of scumbags, idiots, and bagholders who will be able to, and have reason to dump on any progress you make to "save" the coin.
Actual advice would be to find a service or website that you can provide that will give people a reason to give you usable coins, stay away from situations where other people can easily fuck you over