paypal becomes a nightmare for sellers, they could block account that is trading for 5 years just because of a couple of claims from idiots. They just steal your money! With bitcoin you should always think and understand non refundable risks but you are in control of your money.
That's true, but if you are a buyer and you can choose between:
- always thinking about the risks because of the non refundable transactions, and you think more and buy less
- never ever (or rarely) thinking about the risks and spending a lot of money (relative) safely, because of the possibility of the claims and refunds.
If I was an average buyer, I would not think about any risks until the item arrives. If it doesn't arrive, or DOA, or it's not that item that you have payed for, it's better to have a working solution to solve these problems.
Just imagine if you are a buyer, you pay with bitcoin, and the seller can prove that the item has been shipped, but it gets lost on the way (plane crashes, ship sinks, lorry burns out, etc...) you will be without your bitcoin and without the item, with no possible help.
In my opinion the ideal solution can be a system, similar (or the same) as paypal, where you have the chance to pay with your bitcoin.
You won'tneed to think about this whole story if Paypal accepts bitcoin, but they don't...