Thanks in adavance
I would suggest you to buy ripple right now. It is a project based upon the idea of real time gross transfer (RTGS), and global value transfer. It is a project which can certainly revolutionize the global banking system.
Ripple has been increasingly adopted by banks and is Used by companies such as UniCredit, UBS and Santander and it still has a lot of potential to grow.
The coin has a market capital of around 8 billion dollars and is one of the most stable crypto available in the market. You can expect it's price to be around 0.5$ within 5 years for sure.