Thanks alot
It look me like 90 days to get my maximum deposit above $500 on coinbase, even though I followed all their rules and did the ID verify. It kept saying "to increase your maximum, verify your ID" ... "to increase your maximum, buy $1000 worth of currency" ... then after a while, it just said, "to increase your maximum, wait 90 days" ... plus, my bank charges me international fee to use them, even though they are based in California...
So yeah, if anyone has a better way to move fiat into crypto, I'm interested, too.