Hello forum I am a super noob 
regarding how the lending work for lender/borrowers if someone would help me a out with some question it would help me a lot.
1. let say that i want to request a loan for ex 1 btc and i can offer a collateral, how do i sign the message that everyone use?
2. how do i find a escrow and is it use?
3. how do i move to ranking and gain merit ?
thanks a lot
regarding how the lending work for lender/borrowers if someone would help me a out with some question it would help me a lot.1. let say that i want to request a loan for ex 1 btc and i can offer a collateral, how do i sign the message that everyone use?
2. how do i find a escrow and is it use?
3. how do i move to ranking and gain merit ?
thanks a lot
1) https://bitcointalksearch.org/topic/how-to-sign-a-message-990345 (though a signed message isnt always required when it comes to collateral and can vary on what youre planning to use as collateral)
2) https://bitcointalksearch.org/topic/bitcointalk-escrows-trade-safely-855778
3) https://bitcointalksearch.org/topic/merit-new-rank-requirements-2818350