For new borrowers or borrowers who will take loan again but are in mixers I am thinking twice before accepting any ass they will lose their position and it will be hard to be accepted on any other campaign though already mixers participant has been moved to other campaigns. I am giving a lower amount than before the announcement of the mixers promotion will be closed on the forum.
Topic: Recently woke up asking for a loan (Read 950 times)
I'm starting my interest free loan service 1 week after mixers ban. I don't know how I'll feel if my loans aren't repaid. It's a smart move by you stopping giving loans to mixer sig users. You've encountered loan defaulters so it doesn't surprise me what you're doing by limiting loans because it's protecting you.
Any account recently waking up and asking for a loan after a long period of inactivity IS suspicious. However, not everyone is going to be a scammer or a hacker or a compromised account. Some people do seek out to these forums for loans but many fellow account thieves in the Bitcointalk community also tend to hack these notable accounts in an attempt to steal money from hardworking innocent people here which SUCKS. Personally unless I knew this person in real life or can verify that they are the original owner through other mean I would advise not loaning them.
Is really hard to identify hackers and scammers in this community, so seeing an account that hasn't been active for a very long time just pop up and start asking for loan can be suspicious like you said but on the other hand the user can be genuine, it works both ways. And it's left for you to decide whether to give or not. Giving loan on this Forum is like answering an unknown number, you don't know who's at the receiving end.
But since you don't know the user in person you have every right to assume whatever comes out from your head. Imagine you as someone who's giving out loan, would you just give out loan in this festive season? I believe it would be hard to try it even with someone you hardly know, I'd say it again, is a risky task (giving loan on the Forum).
Any account recently waking up and asking for a loan after a long period of inactivity IS suspicious. However, not everyone is going to be a scammer or a hacker or a compromised account. Some people do seek out to these forums for loans but many fellow account thieves in the Bitcointalk community also tend to hack these notable accounts in an attempt to steal money from hardworking innocent people here which SUCKS. Personally unless I knew this person in real life or can verify that they are the original owner through other mean I would advise not loaning them.
That's why if you knew it's going to happen you'd make measures to limit loans you're accepting. For the remaining Dec 23 some users are getting $10 for posting but Jan 24 they won't get it. You can't accept income they'll lose before agreeing to loaning them money so you've got to make difficult loan decisions.
You've lost loaned money it's bad they've defaulted. I hope you don't get the biggest loan defaults in Jan 24.
For new borrowers or borrowers who will take loan again but are in mixers I am thinking twice before accepting any ass they will lose their position and it will be hard to be accepted on any other campaign though already mixers participant has been moved to other campaigns. I am giving a lower amount than before the announcement of the mixers promotion will be closed on the forum. You've lost loaned money it's bad they've defaulted. I hope you don't get the biggest loan defaults in Jan 24.
That's why if you knew it's going to happen you'd make measures to limit loans you're accepting. For the remaining Dec 23 some users are getting $10 for posting but Jan 24 they won't get it. You can't accept income they'll lose before agreeing to loaning them money so you've got to make difficult loan decisions.
You've lost loaned money it's bad they've defaulted. I hope you don't get the biggest loan defaults in Jan 24.
You've lost loaned money it's bad they've defaulted. I hope you don't get the biggest loan defaults in Jan 24.
Off topic but aren't you worried about defaults on the loans you've given to users on sig campaigns? On 1st Jan many sig campaign participants aren't going to have on week payment because they won't be in sig campaigns. There's going to be users who won't be able to make repayments.
Yes, I am worried but it wasn't pre-declared. However, I am not worried about all the ranks as almost all the mixers had good rates for the participants as a result they tried to take the best participants. As they are the best participants they would be able to join other campaigns. But I am worried for full members as there is usually no vacancy for full members.
Taking loan on the Forum is something that has been happening in a long while since before I joined the Forum no doubt. Giving out loan isn't that bad to those members doing it, but what's the assurance that whenever a loan is being given out that it will returned without we having complains? Like a complain of a member who refuses to pay back a loan? How safe is it to even start with (giving loan)
I don't think is even proper to start up a thread or report a member for not complying, because when the business was going down nobody had any idea about it, just saying. It has to be on you and your business partner if anything goes wrong is on you and loan givers should bear it in mind that your money has 98% chance of not coming back.
I don't think is even proper to start up a thread or report a member for not complying, because when the business was going down nobody had any idea about it, just saying. It has to be on you and your business partner if anything goes wrong is on you and loan givers should bear it in mind that your money has 98% chance of not coming back.
Off topic but aren't you worried about defaults on the loans you've given to users on sig campaigns? On 1st Jan many sig campaign participants aren't going to have on week payment because they won't be in sig campaigns. There's going to be users who won't be able to make repayments.
Yes, I am worried but it wasn't pre-declared. However, I am not worried about all the ranks as almost all the mixers had good rates for the participants as a result they tried to take the best participants. As they are the best participants they would be able to join other campaigns. But I am worried for full members as there is usually no vacancy for full members.
Off topic but aren't you worried about defaults on the loans you've given to users on sig campaigns? On 1st Jan many sig campaign participants aren't going to have on week payment because they won't be in sig campaigns. There's going to be users who won't be able to make repayments.
they have spent in other campaign couple how many campaign they have promoted before.
You are right about all other things except this one as it is almost impossible to know on which campaign the borrower has worked. Even if there are several changes, the borrower may not remember, and those that are closed are difficult (time-sensitive to find out).they have spent in other campaign couple how many campaign they have promoted before.
You are right about all other things except this one as it is almost impossible to know on which campaign the borrower has worked. Even if there are several changes, the borrower may not remember, and those that are closed are difficult (time-sensitive to find out). 
I haven't requested for a loan before from right when I got to the forum till now so I don't know how the loan processes in the forum works for anyone to be granted a loan but generally there must be criteria and rules to be fulfill to be eligible for a loan.
You don't just pop up from a nowhere to demand for a loan and expect to be given, be it $1 you're requesting for, be it he's the real owner of the account or not; equally in the traditional banking system it doesn't work like this. And am certain no one will take him serious to give him the loan he's seeking for. Better to be ignored.
You don't just pop up from a nowhere to demand for a loan and expect to be given, be it $1 you're requesting for, be it he's the real owner of the account or not; equally in the traditional banking system it doesn't work like this. And am certain no one will take him serious to give him the loan he's seeking for. Better to be ignored.
One of the major criteria lenders do look after is the current campaign they are actively in before they would release the loan, then secondly how often they do gets merits and their interaction within the forum, also long they have spent in other campaign couple how many campaign they have promoted before. I think these are the Major key points lender do seek after.
But No No to a just wokeup account to rest for a loan over here, nobody will accept to such persons a loan because their account is not trusted and may not pay back because the account is not in any campaign to pay back their debts.
I won't say that it's a 100% or definitely scam attempt, but it seems so suspicious. Someone who has been gone for over two years, and his first post today after returning is a request for an $800 loan. I believe everyone should be careful and caution when dealing with this user regardless of how much trust he had before or his history. It's also possible that the account has been sold or hacked.
One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.
I haven't requested for a loan before from right when I got to the forum till now so I don't know how the loan processes in the forum works for anyone to be granted a loan but generally there must be criteria and rules to be fulfill to be eligible for a loan. One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.
You don't just pop up from a nowhere to demand for a loan and expect to be given, be it $1 you're requesting for, be it he's the real owner of the account or not; equally in the traditional banking system it doesn't work like this. And am certain no one will take him serious to give him the loan he's seeking for. Better to be ignored.
Here's also a place of business but to me I still don't find it ok to be giving out loan, because the risk is too much to handle.
Just like you don't find it Ok to give out a loan because it's risky, other people find it not OK to gamble or even trade because of the risk.Giving out loans is actually business, What lender maybe need to is to become more picky on who to lend money to and who not to lend to. But I think over the years the number of loan defaulters has reduced.
Everything is a risk so you using trading as an example is not suppose to be, you know how trading is and no matter how risky it is you must get your profit even if you lose.
Talking about giving loan, no matter how picky the lender is the risk is still at 100% sure that he can lose his money.
This kind of business is not that transparent, you're not seeing the person you're giving the loan, you know nothing about him and if you can't get your money back what do you do? Nothing helpful to get your money back.
So you saying loan defaulters has reduced, I don't agree with you on that, they're now much because the loan collectors know they can't be traced should incase they refuse to pay back.
Here's also a place of business but to me I still don't find it ok to be giving out loan, because the risk is too much to handle.
Just like you don't find it Ok to give out a loan because it's risky, other people find it not OK to gamble or even trade because of the risk.Giving out loans is actually business, What lender maybe need to is to become more picky on who to lend money to and who not to lend to. But I think over the years the number of loan defaulters has reduced.
He should've joined a sig campaign to stack sats because he's Hero rank but he's asking for a loan.
Because his aim was to get a loan, get out and never pay. He was never interested in joining a signature campaign
He should've joined a sig campaign to stack sats because he's Hero rank but he's asking for a loan. His forum name's good enough to attract loans but he doesn't use it so he shouldn't be trusted. The loan request's been refused so he won't be getting money from ppl in the forum.
User profile: ~Money~
Last post before the come back : May 02, 2021
The post where he asked for a loan (archived)
One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.
Last post before the come back : May 02, 2021
The post where he asked for a loan (archived)
Loan Amount: 800 USDT
Loan Purpose: personal
Loan Repay Amount: 900 USDT
Loan Repay Date: 1 month
Type of Collateral: None
USDT Address TRC20: TKQ7ySZVKjdG5AkTegL6J9f26zRDYgKFRJ
Loan Purpose: personal
Loan Repay Amount: 900 USDT
Loan Repay Date: 1 month
Type of Collateral: None
USDT Address TRC20: TKQ7ySZVKjdG5AkTegL6J9f26zRDYgKFRJ
One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.
Here's also a place of business but to me I still don't find it ok to be giving out loan, because the risk is too much to handle. Someone might decide to take a huge amount of loan without having it in mind to pay back and how's the person going to get his money back? By complaining to the Forum and red tagging the user account who collected the loan? Would that solve the problem?🤔
I don't know how is going to be but anybody giving loan on this Forum should know that you're on your own, because you know how risky it is and you're still doing it, is better you stop it. Now people create account to take loan and then they're nowhere to be found when it's time to pay.
I don't know how is going to be but anybody giving loan on this Forum should know that you're on your own, because you know how risky it is and you're still doing it, is better you stop it. Now people create account to take loan and then they're nowhere to be found when it's time to pay.
But the user has failed all of these as the user woke up recently. Who knows if the account has been sold or not? However, the possibility of being hacked is too low as the user had not created any post regarding the hack.
You should've gone a step further to put a neutral tag on such user (as a reg tag will be an overkill) to warn others, seeing how some of them have been defaulting on loans. I read your story with Edwardard, all what transpired and it saddened me. As for ~money~, their poor attempt is very evident of the scam they intended carrying out. An account that was last active in May 2021, only to wake up in October 20, 2023 and the first thing they deemed fit was to ask for a loan after over two years of absence. The user didn't just ask for a loan but a $800 loan. That's ridiculous. If the borrower's intention wasn't bad, why did they cease to post again after the loan demand was made. The answer is obvious. 
-snip-
Obviously there could be a reason why the borrower had requested for such an amount of loan from nowhere which he or she did not say and the account has been inactive for a while to o start with but not withstanding he must have gone elsewhere to seek for the loan since he could not get it from here and I think for that reason he should be active here again so as not to be ignored or get his or her request being declined as a result of their inactivity here.If I may ask Sir, how does one become a DT member here as I am curious about it. I have not really paid attention to that aspect of the platform engagements about DTs but I should start it now.
Of course you should study it - but that is a question that has nothing to do with this topic. I hope the advice from users before me can help you increase your knowledge of trust systems - so try reading around and asking about anything you don't understand in the thread.Question for OP - since the accused user has become inactive, does that mean this thread is over?
Lenders would definitely have their own procedures or possibly measures through which one must be able to meet before they get the loan they applied for. Although I have not applied for a loan here but I think It is something every one should know that there must be some certain criteria on must satisfy before they can access the loan the loan they have applied for but if they are not up to it, then the lender would definitely decline their application for such loans.
-snip-
Obviously there could be a reason why the borrower had requested for such an amount of loan from nowhere which he or she did not say and the account has been inactive for a while to o start with but not withstanding he must have gone elsewhere to seek for the loan since he could not get it from here and I think for that reason he should be active here again so as not to be ignored or get his or her request being declined as a result of their inactivity here.If I may ask Sir, how does one become a DT member here as I am curious about it. I have not really paid attention to that aspect of the platform engagements about DTs but I should start it now.
Of course you should study it - but that is a question that has nothing to do with this topic. I hope the advice from users before me can help you increase your knowledge of trust systems - so try reading around and asking about anything you don't understand in the thread.Question for OP - since the accused user has become inactive, does that mean this thread is over?
If I may ask Sir, how does one become a DT member here as I am curious about it. I have not really paid attention to that aspect of the platform engagements about DTs but I should start it now.
You just need to have one of the DT 1 members to add you to their trust list. That's just one of the conditions, but before they include you, you need to do something convincing like giving lots of valid tags to other users and also have a decent contribution. DT 1 will not add you to its belief list by chance, but usually they did due of your contribution to the trust system.If you are interested in knowing a lot, then try to understand this guide from LoyceV: LoyceV's Beginners guide to correct use of the Trust system
Talking about the tag, I would not say much about it as I am not a DT member to be in a position of taking any decision of such nature.
DT status doesn't stop you tagging someone - but inappropriate tags can be questionable. You are not required to be on DT to send any tags to someone if that is necessary - but you do need to consider something reasonable as a reference if you want to tag someone if based on other users' accusations.Users mentioned by the OP certainly have motives and reasons for making loan requests - but we will never know exactly what their motives are. He could have wanted to get a loan because there was something urgent - but he didn't get it because his account didn't have regular activity like most other borrowers.
Would it be OK to leave a neutral tag on the profile about the loan incident after a long period of inactivity, just to act as a heads-up on anyone who might attempt to deal with the account in future?
I wanted to add one to the profile, but I don't want to be trigger-happy with tags which could easily draw criticism if they are unnecessary.
Of course - I think you can do it - IMO, but I'm tend to agree if you put it on a list of users you distrust.I wanted to add one to the profile, but I don't want to be trigger-happy with tags which could easily draw criticism if they are unnecessary.
Obviously there could be a reason why the borrower had requested for such an amount of loan from nowhere which he or she did not say and the account has been inactive for a while to o start with but not withstanding he must have gone elsewhere to seek for the loan since he could not get it from here and I think for that reason he should be active here again so as not to be ignored or get his or her request being declined as a result of their inactivity here.
If I may ask Sir, how does one become a DT member here as I am curious about it. I have not really paid attention to that aspect of the platform engagements about DTs but I should start it now.
Talking about the tag, I would not say much about it as I am not a DT member to be in a position of taking any decision of such nature.
DT status doesn't stop you tagging someone - but inappropriate tags can be questionable. You are not required to be on DT to send any tags to someone if that is necessary - but you do need to consider something reasonable as a reference if you want to tag someone if based on other users' accusations.Users mentioned by the OP certainly have motives and reasons for making loan requests - but we will never know exactly what their motives are. He could have wanted to get a loan because there was something urgent - but he didn't get it because his account didn't have regular activity like most other borrowers.
Would it be OK to leave a neutral tag on the profile about the loan incident after a long period of inactivity, just to act as a heads-up on anyone who might attempt to deal with the account in future?
I wanted to add one to the profile, but I don't want to be trigger-happy with tags which could easily draw criticism if they are unnecessary.
Of course - I think you can do it - IMO, but I'm tend to agree if you put it on a list of users you distrust. I wanted to add one to the profile, but I don't want to be trigger-happy with tags which could easily draw criticism if they are unnecessary.
As I can see Shazam already turned down his request so it would be very difficult for him to get a loan for which he would default and abscond with.
No way you called him Shazam 
My bad for not spelling the name correctly Sir. I apologize for it Sir.
Would it be OK to leave a neutral tag on the profile about the loan incident after a long period of inactivity, just to act as a heads-up on anyone who might attempt to deal with the account in future?
I wanted to add one to the profile, but I don't want to be trigger-happy with tags which could easily draw criticism if they are unnecessary.
I wanted to add one to the profile, but I don't want to be trigger-happy with tags which could easily draw criticism if they are unnecessary.
He was not given the loan by Shasan and did not succeed in his motive as the case maybe but if he had gotten the loan and the reverse was the case it would have been a different game altogether. I believe this thread would also be here as reference for his actions in the near future if anything arises again that warrants such to be done or actions taken. Talking about the tag, I would not say much about it as I am not a DT member to be in a position of taking any decision of such nature.
As I can see Shazam already turned down his request so it would be very difficult for him to get a loan for which he would default and abscond with.
No way you called him Shazam Would it be OK to leave a neutral tag on the profile about the loan incident after a long period of inactivity, just to act as a heads-up on anyone who might attempt to deal with the account in future?
I wanted to add one to the profile, but I don't want to be trigger-happy with tags which could easily draw criticism if they are unnecessary.
I am not blaming the account holder but I could imagine that kind of scenario and what it could result to in the future after successfully collection of the loan. Let us assume the account holder is not aware of this and the borrower happens to be a scammer who hack or steal the details of the account holder just to perpetrate their nefarious act and after everything, the scammer runs away leaving the money to be paid by the owner of the account and prior to his or her knowledge, they have not had such agreement what do you expect?
The lender was fast enough to detect their schemes and refused issuing the loan which had saved the owner of the account the stress of repayment and explanations.
The lender was fast enough to detect their schemes and refused issuing the loan which had saved the owner of the account the stress of repayment and explanations.
Definitely the real owner of that account won't be aware because as it stands that account has been hacked by this current person using the account and if one way or the other the main user of that account get to recover the account he or she would be seeing red tags all over the account without knowing what went down.
By then the fraudster might have done the damages and letting the real owner to suffer for it, I can tell you for free that the person giving the loan won't believe what the owner of the account is saying as a defense to what he has been accused of, is really sad to see such a thing happening to members without their consent. But the account could be another sold account, don't you think 🤔.
It is obvious that this borrower is a scammer because I see no reason why someone would just wake up all of a sudden and go straight to get a loan. If not for a sinister motive, what else would warrant this actions from such account holder. As I can see Shazam already turned down his request so it would be very difficult for him to get a loan for which he would default and abscond with.
I am believe Shasan already dealt with it. So no need the borrower wasting his or her time going for such an amount of loan with no collateral because nobody would make such a mistake doing such.
I am believe Shasan already dealt with it. So no need the borrower wasting his or her time going for such an amount of loan with no collateral because nobody would make such a mistake doing such.
You need not blame the scammer or borrower like you address him, these things has only one end, if the loan is given that's the end, if the person giving the loan resist that's the end of the loan request. So the person using that account only want tto damage that account completely for the original owner.
Taking the loan and going off is likely to happen because if he eventually get the loan he would stop using that account and the main owner would be the one to suffer for what he has no idea of, just hope this gets to the main user to reset his password.
I am not blaming the account holder but I could imagine that kind of scenario and what it could result to in the future after successfully collection of the loan. Let us assume the account holder is not aware of this and the borrower happens to be a scammer who hack or steal the details of the account holder just to perpetrate their nefarious act and after everything, the scammer runs away leaving the money to be paid by the owner of the account and prior to his or her knowledge, they have not had such agreement what do you expect?
The lender was fast enough to detect their schemes and refused issuing the loan which had saved the owner of the account the stress of repayment and explanations.
It is obvious that this borrower is a scammer because I see no reason why someone would just wake up all of a sudden and go straight to get a loan. If not for a sinister motive, what else would warrant this actions from such account holder. As I can see Shazam already turned down his request so it would be very difficult for him to get a loan for which he would default and abscond with.
I am believe Shasan already dealt with it. So no need the borrower wasting his or her time going for such an amount of loan with no collateral because nobody would make such a mistake doing such.
I am believe Shasan already dealt with it. So no need the borrower wasting his or her time going for such an amount of loan with no collateral because nobody would make such a mistake doing such.
You need not blame the scammer or borrower like you address him, these things has only one end, if the loan is given that's the end, if the person giving the loan resist that's the end of the loan request. So the person using that account only want tto damage that account completely for the original owner.
Taking the loan and going off is likely to happen because if he eventually get the loan he would stop using that account and the main owner would be the one to suffer for what he has no idea of, just hope this gets to the main user to reset his password.
It is obvious that this borrower is a scammer because I see no reason why someone would just wake up all of a sudden and go straight to get a loan. If not for a sinister motive, what else would warrant this actions from such account holder. As I can see Shazam already turned down his request so it would be very difficult for him to get a loan for which he would default and abscond with.
I am believe Shasan already dealt with it. So no need the borrower wasting his or her time going for such an amount of loan with no collateral because nobody would make such a mistake doing such.
I am believe Shasan already dealt with it. So no need the borrower wasting his or her time going for such an amount of loan with no collateral because nobody would make such a mistake doing such.
At the time of defaulting the loan the borrower was in a good signature campaign which was managing by royese777 and the campaign is still ongoing. From the time of the loan the borrower could retun my loan and also could gather few more fund drom the campaign.
Does it mean the borrower no longer in a campaign currently that leads to scam and violation which probably calls for defaulting of loan. Although Royse777 is a disciplined manager who always wants everyone to be serious and dedicated with their activities in terms of work. I love him for his actions and ways of management.At the time of defaulting the loan the borrower was in a good signature campaign which was managing by royese777 and the campaign is still ongoing. From the time of the loan the borrower could retun my loan and also could gather few more fund drom the campaign.
Does it mean the borrower no longer in a campaign currently that leads to scam and violation which probably calls for defaulting of loan. Although Royse777 is a disciplined manager who always wants everyone to be serious and dedicated with their activities in terms of work. I love him for his actions and ways of management. Actually it is not an easy task to understand mind setup of a scammer. Though scammer is going down day by day yet it has not stopped. I have a good example of a scammer who has returned me 1050USDT but later took 1000 and went away which scam accusation I will post asap.
Was he in a campaign before scamming you such huge amount or it was just by mutual trust after returning you that amount you felt so welcomed by him and you gave him 1k and ran away without showing back to you, Must at times people might secretly go wear a signature code to pretend as if they are in campaign and then later come to apply for a loan, do you as well check them with the campaign to know if actually they are into campaign before giving out loan to them?Maybe I will like to have a look at the user who ran away with that such amount of money.
So sorry for that sir.
At the time of defaulting the loan the borrower was in a good signature campaign which was managing by royese777 and the campaign is still ongoing. From the time of the loan the borrower could retun my loan and also could gather few more fund drom the campaign.
Ask for sign a message of his/her old wallet can't be a solution. Because he is not using this account since 2021. It means this account is not important to him and he does not value this account. and so this account is not valuable for him. Meanwhile he has applied for a loan amounting to $800 which is quite a large amount. So even if his account gets red tag for this, he doesn't care about it.
Members like them have multiple plans in mind, making it difficult to know which one they are implementing. He only has one try if he can somehow get the loan, and the lenders know very well what these members do after getting the loan. Suddenly waking up and asking for a loan is the most suspicious thing, what else can be expected from him. He might have thought about dumping his account for the $800 loan. But he failed, because his loan was not accepted.
I'm not a fraud specialist, but it seems to me that such an account, which was registered in 2013, has a value of more than $800.
But if a user participates in a subscription campaign and has an additional bonus of 300-400 dollars per month, then why would he cheat on this forum for 800 dollars?
But if a user participates in a subscription campaign and has an additional bonus of 300-400 dollars per month, then why would he cheat on this forum for 800 dollars?
It wouldn't make sense but it would take ~Money~ to join a campaign to be able to get a loan which he likely needed now.
Asking for a loan while the account recently just woke is not good for their business. They will scrutinize the account for good and may want to sign a message of their old wallet to see if it is still him. Because definitely as it happened before accounts could change hands.
His post history helps us to understand that he is an Indian. Because he has done many postings in Indian Local Boards in the past. And Indian people are not very convenient. not everyone is like that. But his activities are very suspicious
Actually it is not an easy task to understand mind setup of a scammer. Though scammer is going down day by day yet it has not stopped. I have a good example of a scammer who has returned me 1050USDT but later took 1000 and went away which scam accusation I will post asap.
Was he in a campaign before scamming you such huge amount or it was just by mutual trust after returning you that amount you felt so welcomed by him and you gave him 1k and ran away without showing back to you, Must at times people might secretly go wear a signature code to pretend as if they are in campaign and then later come to apply for a loan, do you as well check them with the campaign to know if actually they are into campaign before giving out loan to them?Maybe I will like to have a look at the user who ran away with that such amount of money.
So sorry for that sir.
Do you need to give such person a neutral tag for applying a loan without any collateral or for being inactive?
Usually when we see such activity it's assume that such user is a scammer or his account is being hacked and used to apply for a loan without a collateral even though most newbies do apply for a loan I sees it as an usual activity for a newbie or inactive member to come request for loan it's very suspicious. Whenever I see them two things comes into my mind either hacked or stolen account.
If I see only loan request from me or only one thread then I do not take any action. But if I see same thing on multiple thread then I see neutral trust even negative trust. Cause asking loan on multiple thread is also considered as scam activity.Usually when we see such activity it's assume that such user is a scammer or his account is being hacked and used to apply for a loan without a collateral even though most newbies do apply for a loan I sees it as an usual activity for a newbie or inactive member to come request for loan it's very suspicious. Whenever I see them two things comes into my mind either hacked or stolen account.
Okay I understand now..
Please be very mindful with the people that request for a loan because most of them aren't genuine person they have an interior motive to scam and run away with your funds, I have seen some of your thread at the scam and reputation board. I feel so bad for people to take such evil steps, again the user who requested for a loan are meant to be given a tag.
Do you need to give such person a neutral tag for applying a loan without any collateral or for being inactive?
Usually when we see such activity it's assume that such user is a scammer or his account is being hacked and used to apply for a loan without a collateral even though most newbies do apply for a loan I sees it as an usual activity for a newbie or inactive member to come request for loan it's very suspicious. Whenever I see them two things comes into my mind either hacked or stolen account.
If I see only loan request from me or only one thread then I do not take any action. But if I see same thing on multiple thread then I see neutral trust even negative trust. Cause asking loan on multiple thread is also considered as scam activity.Usually when we see such activity it's assume that such user is a scammer or his account is being hacked and used to apply for a loan without a collateral even though most newbies do apply for a loan I sees it as an usual activity for a newbie or inactive member to come request for loan it's very suspicious. Whenever I see them two things comes into my mind either hacked or stolen account.
Okay I understand now..
Please be very mindful with the people that request for a loan because most of them aren't genuine person they have an interior motive to scam and run away with your funds, I have seen some of your thread at the scam and reputation board. I feel so bad for people to take such evil steps, again the user who requested for a loan are meant to be given a tag.
Do you need to give such person a neutral tag for applying a loan without any collateral or for being inactive?
Usually when we see such activity it's assume that such user is a scammer or his account is being hacked and used to apply for a loan without a collateral even though most newbies do apply for a loan I sees it as an usual activity for a newbie or inactive member to come request for loan it's very suspicious. Whenever I see them two things comes into my mind either hacked or stolen account.
If I see only loan request from me or only one thread then I do not take any action. But if I see same thing on multiple thread then I see neutral trust even negative trust. Cause asking loan on multiple thread is also considered as scam activity. Usually when we see such activity it's assume that such user is a scammer or his account is being hacked and used to apply for a loan without a collateral even though most newbies do apply for a loan I sees it as an usual activity for a newbie or inactive member to come request for loan it's very suspicious. Whenever I see them two things comes into my mind either hacked or stolen account.
I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.
If the account were sold, then either the email or the password were probably changed, but this did not happen. But if the account is sold, the buyer will also require a private key from the Bitcoin address that was used for the signature. But this method will protect against account hacking.Don't you think people can be so smart nowadays after seeing the drama going on here they might decide not to change password to avoid being suspected. I can remember a case like that were someone login another person profile and request for a loan from Shasan and he gave, while the original owner didn't request for a loan it ended up were the account owner will have to start paying loan he didn't request. I think from what I read there the original owner said the loan was requested when he was asleep and all this happened through pm. In your state of reasoning would you ever believe this story or you will think the account owner is just formulating and cooking up stories that he didn't take the loan?
I asked LoyceV to put a neutral tag on my profile so that if someone gains access to my account, they will not be able to receive credit. And I advise everyone who does not plan to take out loans to do this.
https://bitcointalksearch.org/topic/m.62530353
I see!
I have actually applied for a loan and though still had an intention to take another loan but if my account request for any loan without the previously used TRX address then I will ask the lender not to grant it because it's not from me or possibly he should request for a bitcoin message and if the account was not able to sign the message then he should know the account is hacked from me. By then if you come across the drama you are free to give a neutral tag by then.
I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.
If the account were sold, then either the email or the password were probably changed, but this did not happen. But if the account is sold, the buyer will also require a private key from the Bitcoin address that was used for the signature. But this method will protect against account hacking.Don't you think people can be so smart nowadays after seeing the drama going on here they might decide not to change password to avoid being suspected. I can remember a case like that were someone login another person profile and request for a loan from Shasan and he gave, while the original owner didn't request for a loan it ended up were the account owner will have to start paying loan he didn't request. I think from what I read there the original owner said the loan was requested when he was asleep and all this happened through pm. In your state of reasoning would you ever believe this story or you will think the account owner is just formulating and cooking up stories that he didn't take the loan?
I asked LoyceV to put a neutral tag on my profile so that if someone gains access to my account, they will not be able to receive credit. And I advise everyone who does not plan to take out loans to do this.
https://bitcointalksearch.org/topic/m.62530353
I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.
You are right that I usually do not give a loan to a user who is not in a signature campaign (except a few users who are moderators or have a lot of earned merit). When anyone applies for any loan on my lending thread firstly I check the campaign, then earned merit, and then recent post history.Do you need to give such person a neutral tag for applying a loan without any collateral or for being inactive?
Usually when we see such activity it's assume that such user is a scammer or his account is being hacked and used to apply for a loan without a collateral even though most newbies do apply for a loan I sees it as an usual activity for a newbie or inactive member to come request for loan it's very suspicious. Whenever I see them two things comes into my mind either hacked or stolen account.
Plus, as you are no doubt aware, the sale of UID's usually comes with an address and or email, so the request is moot.
Exactly, what made me suspect that this account ~Money~ might have been sold or hacked is the user's behavior on the forum even that he is an old user and have enough knowledge about how things works here. Requesting a loan after a long period of inactivity and no posting doesn't make sense for an old user, as he would know he won't get the loan and instead he might receive a neutral or even a negative trust for an account without any suspicious or bad activities.Now, and once again the account has entered a period of inactivity, and we will have to wait for his next post when he wake up.
One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.
It can be that the current user is just try to act like the main user, you'd ask if this same account has collected loan before and pay back, because you can use this act of his to judge if he's fake or not. After taking the loan what's next? He runs off abandoning the account, scammers don't care what happens next, all they know is their selfish gain.
OP since you discovered the address he used is different should be a warning sign not to even start up anything with him or her, is best to keep a very close eye on that account and I wish others would avoid that account until proven otherwise. Is best you do any business deal with someone who's active and consistent in the Forum.
I am new in this world but I feel this is 100% scam because there is no activity suddenly come and ask for loan in get n should not happen if their history says their performance was very good If he keeps his word then those who are experienced can evaluate him and give him loan but in a general view it does not seem right to us.
I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.
You are right that I usually do not give a loan to a user who is not in a signature campaign (except a few users who are moderators or have a lot of earned merit). When anyone applies for any loan on my lending thread firstly I check the campaign, then earned merit, and then recent post history. 
One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.
USDT TRC has become the scammer's choice for acquiring loans that are then not repaid.
According to this page the lender hasn't used that medium for their transactions before.
Requesting signed messages is also pointless on two fronts given they haven't used a bitcoin wallet address (based on the above link) even though they have an address posted on their profile page.
Plus, as you are no doubt aware, the sale of UID's usually comes with an address and or email, so the request is moot.
I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.
If the account were sold, then either the email or the password were probably changed, but this did not happen. But if the account is sold, the buyer will also require a private key from the Bitcoin address that was used for the signature. But this method will protect against account hacking.Don't you think people can be so smart nowadays after seeing the drama going on here they might decide not to change password to avoid being suspected. I can remember a case like that were someone login another person profile and request for a loan from Shasan and he gave, while the original owner didn't request for a loan it ended up were the account owner will have to start paying loan he didn't request. I think from what I read there the original owner said the loan was requested when he was asleep and all this happened through pm. In your state of reasoning would you ever believe this story or you will think the account owner is just formulating and cooking up stories that he didn't take the loan?
I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.
If the account were sold, then either the email or the password were probably changed, but this did not happen. But if the account is sold, the buyer will also require a private key from the Bitcoin address that was used for the signature. But this method will protect against account hacking.
I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.
I'm not a fraud specialist, but it seems to me that such an account, which was registered in 2013, has a value of more than $800.
But if a user participates in a subscription campaign and has an additional bonus of 300-400 dollars per month, then why would he cheat on this forum for 800 dollars?
But if a user participates in a subscription campaign and has an additional bonus of 300-400 dollars per month, then why would he cheat on this forum for 800 dollars?
It wouldn't make sense but it would take ~Money~ to join a campaign to be able to get a loan which he likely needed now.
Asking for a loan while the account recently just woke is not good for their business. They will scrutinize the account for good and may want to sign a message of their old wallet to see if it is still him. Because definitely as it happened before accounts could change hands.
I'm not a fraud specialist, but it seems to me that such an account, which was registered in 2013, has a value of more than $800.
But if a user participates in a subscription campaign and has an additional bonus of 300-400 dollars per month, then why would he cheat on this forum for 800 dollars?
But if a user participates in a subscription campaign and has an additional bonus of 300-400 dollars per month, then why would he cheat on this forum for 800 dollars?
Users who have signature and earn weekly payment also have the potential to defraud lenders - even if the user doesn't appear likely to defraud, but there's no 100% guarantee that they don't want to defraud.
I have seen several users who were in the signature campaign even the bounty manager who could earn a lot then the loan amount but defaulted on the loan. It might happen for various reasons which I could not identify till now. Even a user took 1000$ loan which has been paid with interest. Then again took 1000$ but defaulted that time.Not all users who participate in signature campaigns can be trusted, they only think about personal gain by getting money instantly but don't care about the losses to the lender and the reputation of their account. Actions like this are inexcusable.
legendary
Activity: 2254
Merit: 2305
Marketing Campaign Manager |Telegram ID- @LT_Mouse
It's also possible that the account has been sold or hacked.
Never heard of ~Money~ but looks like they've been a member here for 10 years. This is one of the reasons why it's a bad thing when accounts change hands. I'm not 100% certain that's what's happened here, but unless that member really did wake up and decide they needed a loan, it's entirely possible the account was sold or hacked.
Edit-
He just told me that it's not his account. That's quite suspicious lol. I used to know this account belongs to that person.
Users who have signature and earn weekly payment also have the potential to defraud lenders - even if the user doesn't appear likely to defraud, but there's no 100% guarantee that they don't want to defraud.
I have seen several users who were in the signature campaign even the bounty manager who could earn a lot then the loan amount but defaulted on the loan. It might happen for various reasons which I could not identify till now. Even a user took 1000$ loan which has been paid with interest. Then again took 1000$ but defaulted that time. Now he is not using any signature in his profile, how can lenders trust this kind of person. Lenders are not kids who are easily tempted by the $100 included in the Loan Repay Amount.
Users who have signature and earn weekly payment also have the potential to defraud lenders - even if the user doesn't appear likely to defraud, but there's no 100% guarantee that they don't want to defraud.You don't have to completely trust my opinion - but check shasan's trust page, I think you'll find some users have committed fraud even though they were in one of the signature campaign. Being part of a signature campaign is not the reason why lenders feel safe - something to consider as it is always difficult to trust someone when dealing with money. Remember - there are always risks with these services.
Nobody would ever get caught in a drama like this, $800 was a huge amount to entrust to someone who had just woken up from a long sleep. When he returned to the forum, he immediately applied for a loan without further ado with a history of other posts since the last time he made one before sleeping for a long time.
Now he is not using any signature in his profile, how can lenders trust this kind of person. Lenders are not kids who are easily tempted by the $100 included in the Loan Repay Amount.
Now he is not using any signature in his profile, how can lenders trust this kind of person. Lenders are not kids who are easily tempted by the $100 included in the Loan Repay Amount.
Though when i checked his profile i found out that he was an Hero Member which makes him qualify only by rank, but I wonder if he take time in reading the requirements for taking a loan on lending board by any services offering such, one has to be an active member of this forum, be at least in a campaign to show that you have an access to lay back your loan through the weekly earnings you get from a signature campaign, I don't know what he's up to that makes him think applying for loan is the next action to take after long time inactivities.
-snip-
Before accepting a loan I see a few things about them:#Trust
# recent merit
# recent post
# Signature campaign.
But the user has failed all of these as the user woke up recently. Who knows if the account has been sold or not? However, the possibility of being hacked is too low as the user had not created any post regarding the hack.
I don't know for sure whether the user has changed hands, been hacked or has been sold - but from the way he makes loan requests I think he is suspect. After all we don't know what his main motive was - I mean I'm not sure he wanted to ruin his reputation by make a loan request that actually had very little chance of being approved.
shasan - is it possible to assume that the user mentioned above wants to get your positive feedback by applying loan from you?
I think some users do it for that reason - but I hope that's not true, although I suspect some users do.
Some of them can put on signature and avatar of a campaign to deceive
Have people actually done that in the past, to get a loan or for any other reason? I can't say I've ever heard of someone putting advertising in their signature space to deceive. Plus in this case the loan request was for $800 and that would take a number of weeks to pay off even if someone in one of the highest-paying campaigns were to use the proceeds to do it.Never heard of ~Money~ but looks like they've been a member here for 10 years. This is one of the reasons why it's a bad thing when accounts change hands. I'm not 100% certain that's what's happened here, but unless that member really did wake up and decide they needed a loan, it's entirely possible the account was sold or hacked.
This is where I would send the user a pm and ask them to sign a message and prove ownership of the account. Some may even consider a neutral/Neg tag until some answers are provided. Pretty sure lenders with half a brain would make the users verify himself in some way before considering a loan though. Shasan isn't a dummy and neither are the rest of the regular lenders.
Most likely a sold or hacked account though. Guy asked for a loan and logged out 20 mins later or so. Prob won't see them again for another 2 years.
Most likely a sold or hacked account though. Guy asked for a loan and logged out 20 mins later or so. Prob won't see them again for another 2 years.
I won't say that it's a 100% or definitely scam attempt, but it seems so suspicious.
It is 100% scam. He has no merit in the last 120 days and he has no campaign.
Although the forum is an informal place where people don't have to know each other personally or with IDs before transacting, still, there are limits to what should be wisely accepted. And as you iterated above, the account is such that is not in a campaign or has any merit in the last 120 days, I wonder who would take such a joker seriously.
Thank you for this effort. Good note. Yes, this is suspicious, as a member comes after an absence of two years without any activity and then asks for a loan of $800!!! It is good that the loan application was rejected because it will certainly cause a lot of problems when repaying, of course, if the loan is repaid in the first place.
The loan service is full of problems. Although the members who provide these services have great experience, unfortunately they are exposed to a lot of problems because some people lack honesty, so they have to be very careful when approving any loan application.
The loan service is full of problems. Although the members who provide these services have great experience, unfortunately they are exposed to a lot of problems because some people lack honesty, so they have to be very careful when approving any loan application.
Best way for them to prove ownership would be to sign a message from their address posted on the profile page. However that is not a staked address as per what I found on their page at ninjastic - https://ninjastic.space/user/id/122968?addresses
A number of other accounts with the username "money" in it have been listed there.
If the account is sold or hackers access personal data, they may be able to obtain the private key for that address. The best solution is to track the difference in language style, so they rarely write a post after the account is hacked or purchased, or they delete old posts, such as posts in local boards.A number of other accounts with the username "money" in it have been listed there.
For now, lenders should ask for collateral or deny the loan.
If he asked for a loan of $100, perhaps someone would believe him, but with $800, he would definitely not repay it.
It is possible that the account may have been hacked, but there has not been any password change on that account.
Best way for them to prove ownership would be to sign a message from their address posted on the profile page. However that is not a staked address as per what I found on their page at ninjastic - https://ninjastic.space/user/id/122968?addresses
A number of other accounts with the username "money" in it have been listed there.
For now, lenders should ask for collateral or deny the loan.
Best way for them to prove ownership would be to sign a message from their address posted on the profile page. However that is not a staked address as per what I found on their page at ninjastic - https://ninjastic.space/user/id/122968?addresses
A number of other accounts with the username "money" in it have been listed there.
For now, lenders should ask for collateral or deny the loan.
shasan had rejected his loan request - it was a good decision.
Before accepting a loan I see a few things about them:#Trust
# recent merit
# recent post
# Signature campaign.
But the user has failed all of these as the user woke up recently. Who knows if the account has been sold or not? However, the possibility of being hacked is too low as the user had not created any post regarding the hack.
The account keeps waking up periodically, funny that this time it woke up after a good two years and 5 months of inactivity to just request for a loan. What are the chances that if they got the loan, they will never log in again? Almost 100%!
With his past activity history, I don't think he would even get a 50 USDT no collateral loan. At least any responsible lender should be able to see red flags regarding the said account.
With his past activity history, I don't think he would even get a 50 USDT no collateral loan. At least any responsible lender should be able to see red flags regarding the said account.
I won't say that it's a 100% or definitely scam attempt, but it seems so suspicious. Someone who has been gone for over two years, and his first post today after returning is a request for an $800 loan. I believe everyone should be careful and caution when dealing with this user regardless of how much trust he had before or his history.
shasan had rejected his loan request - it was a good decision.Loan Amount: 800 USDT
Loan Purpose: personal
Loan Repay Amount: 900 USDT
Loan Repay Date: 1 month
Type of Collateral: None
USDT Address TRC20: TKQ7ySZVKjdG5AkTegL6J9f26zRDYgKFRJ
Rejected, sorry.Loan Purpose: personal
Loan Repay Amount: 900 USDT
Loan Repay Date: 1 month
Type of Collateral: None
USDT Address TRC20: TKQ7ySZVKjdG5AkTegL6J9f26zRDYgKFRJ
Quote
It's also possible that the account has been sold or hacked.
That's just a possibility that hasn't been proven yet - it might take some reason and evidence to accuse it of being hacked or sold. According to bpip - the account has not changed its password recently, so I don't believe the account has been sold. While making a loan request after being inactive for too long is something that deserves suspicion. 
I won't say that it's a 100% or definitely scam attempt, but it seems so suspicious.
It is 100% scam. He has no merit in the last 120 days and he has no campaign.
Thank you for this. Some of them can put on signature and avatar of a campaign to deceive, but I expected loaners will first look at the spreadsheet of the campaign before borrowing anyone loan.
The only reason a loaner can borrow him the money is if he has collateral like altcoins. People can easily convert altcoins now and not likely what would happen.
I won't say that it's a 100% or definitely scam attempt, but it seems so suspicious. Someone who has been gone for over two years, and his first post today after returning is a request for an $800 loan. I believe everyone should be careful and caution when dealing with this user regardless of how much trust he had before or his history. It's also possible that the account has been sold or hacked.
User profile: ~Money~
Last post before the come back : May 02, 2021
The post where he asked for a loan (archived)
One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.
User profile: ~Money~
Last post before the come back : May 02, 2021
The post where he asked for a loan (archived)
Loan Amount: 800 USDT
Loan Purpose: personal
Loan Repay Amount: 900 USDT
Loan Repay Date: 1 month
Type of Collateral: None
USDT Address TRC20: TKQ7ySZVKjdG5AkTegL6J9f26zRDYgKFRJ
Loan Purpose: personal
Loan Repay Amount: 900 USDT
Loan Repay Date: 1 month
Type of Collateral: None
USDT Address TRC20: TKQ7ySZVKjdG5AkTegL6J9f26zRDYgKFRJ
One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.
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