He has not actually scammed or defaulted already. His first payment is due, and he has a plausible motive.
I would give him the benefit of the doubt until 30 days. I have read the his rep thread here also, that's not really helping but ok.
However, this user you found Vod:
https://btcjam.com/users/2573Is clearly a reputation scam, 1 indication is that he has only 7 day loans on big amounts which he knows that people will invest in because people think they will get their investment + interest back fast.
Yep - that guy and I went back and forth on the forum for
weeks. He called me every name in the book. I can always spot em.
I haven't posted any feedback on Hydroponica because I, too, will give him the benefit of the doubt. BUT
Well, a little embarrased, I thought I would have atleast 30 days, before my first payment was due. Things looked like they would be fine, Someone owed me 1 BTC, but, ofcourse, it looks like they are going to default on that loan, so, I'm left a little short. I'll have the payment in a few days. I am sorry.
Sep 11 (the date that was posted) was 13 days ago. Although 13 is by definition "
a few", you certainly can buy bitcoins in much less time.
