I kept the Waves for a few weeks, but in January I sold the coin because the market was too unstable. Now I'm experimenting with Stellar, I'll see what happens. No it seems that I made a right decision.
You should do more research. you will easily find that you have DEFINATELY made the right long term decision.
Stellar is actually being adopted (by small businesses, small banks, and gradually the massive populations in third-world countries and foreign workers needing to send money home to poor families), and they are doing so much more than just being a cryptocurrency.
People are using Stellar as a bank. It is launching ICOs and dDapps, and also a DEX (decentralized exchange) platform.. and so on.
Its code is rebuilt, after the original innovative founder and brain of Ripple left and form Stellar (a non-profit organization) so that he can do what he actually had set out to do. Significant technology improvements were made on the Stellar Network as it is coded from scratch base on what he have learnt when designing and building Ripple.