Someone who's got a big responsibility and then lost his bets and he's on the middle class, that's still going to tick him badly.
So, instead of betting then don't bet at all so that responsibilities won't be an hindrance to his betting or whenever the obligations are done finally that's the time that type of person is free to bet.
And maybe I will repeat something I have said before that the issue of responsibility does not depend on a person's financial situation but rather on whether they have a correct understanding or not of the concept of gambling, especially about winning and losing.
For me, gambling is a choice, in the sense that you are free to choose to gamble or not at all but the best thing is to try that every decision you make must be based on rational considerations.
A responsible gambler will also feel that loss and that's why whether you have a lot of money, a responsible gambler or just casually gambles. You're going to feel it anyway.
And that's why there is no status of life that this feeling will give to every loss that we make when we bet. Risking is our decision and it won't need any validation for how well are we doing in life and our financial status is.