Oh, I don't know, maybe something that will help continue to grow the innovations that decentralized cryptocurrency makes possible?
you act as if ripple is the only thing which exists... you have choices. the entire point of business is competition. just because you're a crypto anarchist who doesn't believe in their vision/direction, doesn't equate them to a scam, fraud, pyramid scheme... they provide a solution to a problem, as other coins do for other things. you can stick to bitcoin or seashells, no one cares what you do.
You make a fair point here but I think a lot of people are missing the fact that XRP is a very small and highly speculative part of the solution that the company, Ripple, provides. The prospectus that they are currently providing banks emphasizes Interledger and to even my surprise they completely removed any mention of XRP as part of the solutions they offer. I do realize that people involved in interledger are using XRP to do tests and whatnot but people are continuing to conflate XRP token with Ripple tech.
https://ripple.com/files/ripple_solutions_guide.pdfEdit: Seriously, please go through all 26 pages of this guide. It is a redraft of their 2016 guide and XRP is removed from it. You can see each individual use case broken down in detail as it was before. But this time around they no longer are presenting the token XRP for use. They have been mentioning the RCL separately as another product in which banks may be able to be market makers procuring XRP for use as a bridge currency but it no longer seems to be the focus. It is all there and plain to see, nothing to refute about it at this point. If I were deep in XRP at this point I'd take the time to really dig in to what the facts are surrounding the token XRP and it's future. No doubt that Ripple, the company, is doing well. It just remains to be seen how many of the speculative claims about XRPs actual use will pan out.