Ripple has a big potential with it's developer and investor, they love to start a bull run periodically then smash it like nothing. If you can catch that "ripple" on it's start you can gain 10x-15x but if you be late you can lose a lot, it is risky but if you look at yearly graph it is about time and today's rise seems like a signal. 
As i remembered that Ripple superseded Ethereum for a few weeks for the no.1 spot of best Altcoins that if it happen before then there is possibility that it will happen again specially if the Ripple will not be to much affected of this bear market. Therefore i could say that this coin has also the potential to make your money grow.
