Do you think it's better to save in stable coin like usdt or I should just keep the money in the bank?
Brother, it really depends on which local currency you are talking about because as you the USD or other stablecoins in the market are pegger one on with the fiat money so to decide whether you should keep your money in the bank as local or keep your money in the crypto custodial wallet as USDC or any other stablecoin whatever you like.
A factor that most of the seniors and other fellows are mentioning and my view as well it is what is the inflation rate of your currency, If the inflation rate in your country is higher than the stable coin pegged with fiat that you are choosing then you can have a better position in stable coin because it will decrease the inflation as well it can open new door of the crypto market where you can even make good profit by efficient trades as buying BTC on the start of month and selling on a higher price when you need the money it can happen in reverse as well some be careful.
But the point is if you are holding stable coins you should prefer at least Holding a particular portion in BTC, if you have some skills you can prefer some risky investment as well. If you choose stablecoins to avoid maximum inflation and after that, you hold the BTC portion that will not be called only your savings, or Holding it can be an indirect investment. In a specific time like now, this investment can make 50% or 60% profit as well in a few upcoming months.
Haha this is how journey starts from the inflation mininzation to the crypto investment and making something good.