Save while young better than wait - page 3.

angrybirdy

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Quote from: iamsange on March 13, 2024, 05:46:32 PM

Quote from: MFahad on March 13, 2024, 01:49:51 PM

Quote from: TopTort777 on March 13, 2024, 03:43:39 AM

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

You are right that it is easier said than done, but I think it's all about being responsible, and there is no age limit for someone to become responsible. A person can become responsible even if they are 18 years old or maybe less, some might not become responsible even when they are in their 30s, so it's all about how a person is raised and what kind of situations and environments they've been living in.
Someone who has never seen hardships, always had everything taken care of by their parents and guardians, never had to worry about money or food or any other necessity, such people would barely become responsible at a young age. However, someone who haven't had any of the above will become mature and responsible before it's time.

These sentences are very easy to say, but in my opinion it is very important that you always write down these motivational sentences and then read them and absorb them. For young people, apart from education and seeking experience, they must also understand how to adapt to the environment according to their passion. By being able to manage himself, it will be easy for him to think long term at work. When his instincts start to sharpen, he will do positive things, including saving and even daring to invest. So there's no harm in anyone always giving motivational sentences so that young people can be independent.

Well, your suggestion is good, it is also better to read it again and again so that it can be done, especially in the future. Nowadays, I just noticed that people listen more to the opinions of others and most of that they actually apply to themselves, that's one of the influences that social media has had, so there are now many motivational speakers and financial guru. I tried to give motivational advice to other young people in our area, especially to my younger relatives and it's nice to know that they can apply it in their lives now, especially when they saw that all the advice I gave to them is really reflected on me.

iamsange

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Quote from: MFahad on March 13, 2024, 01:49:51 PM

Quote from: TopTort777 on March 13, 2024, 03:43:39 AM

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

You are right that it is easier said than done, but I think it's all about being responsible, and there is no age limit for someone to become responsible. A person can become responsible even if they are 18 years old or maybe less, some might not become responsible even when they are in their 30s, so it's all about how a person is raised and what kind of situations and environments they've been living in.
Someone who has never seen hardships, always had everything taken care of by their parents and guardians, never had to worry about money or food or any other necessity, such people would barely become responsible at a young age. However, someone who haven't had any of the above will become mature and responsible before it's time.

These sentences are very easy to say, but in my opinion it is very important that you always write down these motivational sentences and then read them and absorb them. For young people, apart from education and seeking experience, they must also understand how to adapt to the environment according to their passion. By being able to manage himself, it will be easy for him to think long term at work. When his instincts start to sharpen, he will do positive things, including saving and even daring to invest. So there's no harm in anyone always giving motivational sentences so that young people can be independent.

Ben Barubal

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Quote from: CryptoBuds on March 13, 2024, 10:12:25 AM

Quote from: TopTort777 on March 13, 2024, 03:43:39 AM

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

Yes, it's easy to say, but it's not easy to do. Everyone knows that without money, life becomes difficult and becomes even more difficult when we get older and don't have much money. But the problem is how to earn a lot of money, enough money to take care of your current life and save a little for old age? How many people have done this or are most people still struggling with life right now? Planning your life is easy but implementing it is important.

It's really hard to save if you don't have money because you don't have a job, especially if you live in the province. The strategy that can be done is very difficult because, usually, in such urban places, there is no other source that can be done than planting, agriculture, or livestock, which will also need money.

But that's it. If you're a resourceful person, I'm pretty sure that you can't earn any money, even if it's a small amount, for the sake of money. But if you are in a civilized place, it will be easier compared to the province, as far as I know. So if we have a source of income that is stable, we take advantage of that so that we can save money for the future.

Mahanton

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Quote from: MFahad on March 13, 2024, 01:49:51 PM

Quote from: TopTort777 on March 13, 2024, 03:43:39 AM

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

You are right that it is easier said than done, but I think it's all about being responsible, and there is no age limit for someone to become responsible. A person can become responsible even if they are 18 years old or maybe less, some might not become responsible even when they are in their 30s, so it's all about how a person is raised and what kind of situations and environments they've been living in.
Someone who has never seen hardships, always had everything taken care of by their parents and guardians, never had to worry about money or food or any other necessity, such people would barely become responsible at a young age. However, someone who haven't had any of the above will become mature and responsible before it's time.

On the time that you do become mature on which it comes into a point that you've been thinking up already for the future that lies ahead then you do likely be ending up on making those kind of steps on which you do really believe that it could bring out that benefit and preparedness when the time comes. Saving up while early or on the time that you've been aware on how relevant on having savings are would be always better
in compared to those people who dont do something in regarding into it. When we arent still that independent or we do still rely into our parents then we wont really be thinking up about these manner
but on the time that you are already be able to see its importance then you would be able to appreciate and do things accordingly.

Dont wait up for yourself to be that gets old but ended up on having no savings specially if you do already have your own family then it would really be just that something relevant that you do have
savings not for emergency purposes alone but also for investment and businesses purpose as well.

MFahad

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Quote from: TopTort777 on March 13, 2024, 03:43:39 AM

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

You are right that it is easier said than done, but I think it's all about being responsible, and there is no age limit for someone to become responsible. A person can become responsible even if they are 18 years old or maybe less, some might not become responsible even when they are in their 30s, so it's all about how a person is raised and what kind of situations and environments they've been living in.
Someone who has never seen hardships, always had everything taken care of by their parents and guardians, never had to worry about money or food or any other necessity, such people would barely become responsible at a young age. However, someone who haven't had any of the above will become mature and responsible before it's time.

pusaka

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Quote from: junder on March 13, 2024, 08:55:19 AM

Quote from: pusaka on March 13, 2024, 05:28:01 AM

Well, things like this are what we have to think about, we also don't know whether our situation will be fine in the future or whether we are experiencing something difficult that requires us to face many bad situations, especially in terms of our finances. While our finances are still fine, this is an opportunity that we should not miss, because this is the most appropriate time to prepare for a better future.
Sometimes we only realize this after we encounter difficulties, in the end we will feel regret because we were not able to take advantage of a very good situation that we have faced. Don't let this become our biggest regret in the future.

Of course our lives will not be fine, although of course everyone hopes that everything will be fine, but it is possible that bad things could happen, because of course disasters come unexpectedly. therefore no one knows what the future will be like, we can only hope for the best and plan and do the best. Therefore we have to do our best, including saving for the future and just in case. However, many young people still ignore this, they tend not to care about this.

I agree with you, if we have good or stable finances then we should be able to make the best use of it, such as saving or investing for our own future. After all, our own future is in our hands, it depends on us to do it, if we try our best then maybe the future will be good, but if we don't do our best then a bad future will happen and of course everyone will not want that. What you say is true, when you experience a problem you will realize and regret it, I think this happens to many young people today.

The younger generation doesn't care about this because they haven't experienced any difficulties yet, especially because they have just grown up and maybe they have just released themselves from their parents' responsibilities or they are even still their parents' responsibilities. From the experience I have seen, usually young people like that come from people who are financially fine, so they will feel like they will continue to be like that, but in reality it won't always be like that.
Their parents may still be able to provide them with a living and even if they work it is only for themselves. However, when everything doesn't go as planned, they will start to regret it, because they couldn't take advantage of what they had at that time.
Disasters will come that we cannot predict and that is what we must prepare for. I hope that those who are not yet aware of this will quickly become aware and start changing their habits to prepare for the future.

indah rezqi

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Quote from: CryptoBuds on March 13, 2024, 10:12:25 AM

Quote from: TopTort777 on March 13, 2024, 03:43:39 AM

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

Yes, it's easy to say, but it's not easy to do. Everyone knows that without money, life becomes difficult and becomes even more difficult when we get older and don't have much money. But the problem is how to earn a lot of money, enough money to take care of your current life and save a little for old age? How many people have done this or are most people still struggling with life right now? Planning your life is easy but implementing it is important.

Everyone has their own journey, I mean the level of challenges faced by each person is definitely different. Some people find it easy to get work because they have several privileges from their family or those closest to them. For those of them, some have to work harder to get a job, or even have to work part time to earn income so they can continue living. Saving and investing will be easy if you have money, if your income is mediocre it sounds like an impossibility.

Personally, I think, just keep trying and trying, the important thing is to have income that can be used for daily needs, if more can be saved or invested. Continue studying to earn more income, which can be used to prepare for old age when you retire. It is important not to compare ourselves with others, we just need to try to be better than yesterday.

bestcoins1

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Quote from: maknyos on March 13, 2024, 09:36:37 AM

We must strive for a beautiful old age, at least not bothering our children by asking them for financial assistance, so that they can have their own lives with their small families. Regardless of the inheritance they can get from us in the future, and regardless of the child's sense of filial piety towards their parents, do your best not to bother them although in reality the children really want to take care of us in the future. Let them help take us to the hospital for treatment, and we ourselves pay the bill, we need to prepare early.

Things like that are what every parent is currently and always preparing for at this time to be able to make their children happy in the future. Because it is also part of his efforts to make his children happy by not asking anything from them even though they have succeeded very well. But every child who still really wants to be filial to their parents definitely doesn't want to see their parents suffer so they will also continue to help with all their parents' needs no matter what the circumstances.

Because this may never have occurred to the minds of children who don't know themselves, so even today there are still children who want to abandon their own parents without caring anything about the condition of their own parents. So I really hope that everyone who still has parents will continue to care about them and not ignore the time they still have with things that are not that important because planning the future from an early age always takes a lot of time for everyone.

CryptoBuds

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Quote from: TopTort777 on March 13, 2024, 03:43:39 AM

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

Yes, it's easy to say, but it's not easy to do. Everyone knows that without money, life becomes difficult and becomes even more difficult when we get older and don't have much money. But the problem is how to earn a lot of money, enough money to take care of your current life and save a little for old age? How many people have done this or are most people still struggling with life right now? Planning your life is easy but implementing it is important.

maknyos

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Quote from: Outhue on March 13, 2024, 03:31:27 AM

Quote from: paxmao on January 26, 2024, 10:41:39 AM

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same to invest more early than try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It's scary, but many people don't think about this until it happens to them, it's part of the reason why my struggle is non-stop even when I am worth some good amount of money already, it's better to have a lot of money at your old age than your spending it all and end up been a broke old man.

Old people needs a lot more money at the age because majority of it is going into their health management, a old man without enough money will suffer and it could also be the reason why their passing will be nearer.

The truth is, you need more money at your older age than when you are young, always make sure you think about your old age and prepare for it right now, don't be stupid and think that your kids will always be there for you, they will go their own ways too.

We must strive for a beautiful old age, at least not bothering our children by asking them for financial assistance, so that they can have their own lives with their small families. Regardless of the inheritance they can get from us in the future, and regardless of the child's sense of filial piety towards their parents, do your best not to bother them although in reality the children really want to take care of us in the future. Let them help take us to the hospital for treatment, and we ourselves pay the bill, we need to prepare early.

junder

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Quote from: pusaka on March 13, 2024, 05:28:01 AM

Well, things like this are what we have to think about, we also don't know whether our situation will be fine in the future or whether we are experiencing something difficult that requires us to face many bad situations, especially in terms of our finances. While our finances are still fine, this is an opportunity that we should not miss, because this is the most appropriate time to prepare for a better future.
Sometimes we only realize this after we encounter difficulties, in the end we will feel regret because we were not able to take advantage of a very good situation that we have faced. Don't let this become our biggest regret in the future.

Of course our lives will not be fine, although of course everyone hopes that everything will be fine, but it is possible that bad things could happen, because of course disasters come unexpectedly. therefore no one knows what the future will be like, we can only hope for the best and plan and do the best. Therefore we have to do our best, including saving for the future and just in case. However, many young people still ignore this, they tend not to care about this.

I agree with you, if we have good or stable finances then we should be able to make the best use of it, such as saving or investing for our own future. After all, our own future is in our hands, it depends on us to do it, if we try our best then maybe the future will be good, but if we don't do our best then a bad future will happen and of course everyone will not want that. What you say is true, when you experience a problem you will realize and regret it, I think this happens to many young people today.

pusaka

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Quote from: boyptc on February 26, 2024, 03:13:35 PM

Quote from: pusaka on February 26, 2024, 03:01:20 AM

And it's better to make sacrifices for a better life in the future than to just enjoy in the moment and when we're old there's nothing to take away.
Actually, we can still enjoy the results of our efforts, it's just that maybe the difference is the time, for example we usually pamper ourselves once a week, and when we invest we can still do it, it's just that the time becomes once a month. Pampering yourself after being tired of doing activities is something natural, we can go on vacation to a place we like or go anywhere to please ourselves. I also usually do that, because for me it's important to restore my spirit.

Yeah.

And this is what I am doing right now, sacrificing what I can so that I can have a better life soon. Because we don't know how long we're going to stay on this world.

As we leave our family here, we leave with a legacy that will be helpful to them and at least they're not going to have a bad life while leaving them.

Well, things like this are what we have to think about, we also don't know whether our situation will be fine in the future or whether we are experiencing something difficult that requires us to face many bad situations, especially in terms of our finances. While our finances are still fine, this is an opportunity that we should not miss, because this is the most appropriate time to prepare for a better future.
Sometimes we only realize this after we encounter difficulties, in the end we will feel regret because we were not able to take advantage of a very good situation that we have faced. Don't let this become our biggest regret in the future.

TopTort777

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paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

Outhue

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Quote from: paxmao on January 26, 2024, 10:41:39 AM

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same to invest more early than try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It's scary, but many people don't think about this until it happens to them, it's part of the reason why my struggle is non-stop even when I am worth some good amount of money already, it's better to have a lot of money at your old age than your spending it all and end up been a broke old man.

Old people needs a lot more money at the age because majority of it is going into their health management, a old man without enough money will suffer and it could also be the reason why their passing will be nearer.

The truth is, you need more money at your older age than when you are young, always make sure you think about your old age and prepare for it right now, don't be stupid and think that your kids will always be there for you, they will go their own ways too.

Winterfrost

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Quote from: paxmao on January 26, 2024, 10:41:39 AM

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

we are the the accumulative product of what we've done in our past and what will be the outcome of our future will be determined by what we are doing currently. The youthful period is mostly misused and abused with lots of instances where most youth engage in frivolous and unprofitable activity and end up spending their old age in pain and suffering.

If only most youth understands how important it his to invest in themselves and see to it that they've made the best out of their youthfull age then we wouldn't find a hand full of old folks that are supposed to be enjoying the product of their hard labours still out their looking for menial jobs to keep them busy.

Ojima-ojo

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Quote from: God bless u on March 01, 2024, 12:18:53 PM

Quote from: JiiBs on February 21, 2024, 08:31:54 AM

Quote from: paxmao on January 26, 2024, 10:41:39 AM

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

I hoped you would say young and rich for a category because, that’s where it’s the more enjoyable and everyone would want to be, young, healthy and rich. You find better ways to enjoy your money at that stage to life and achievements, have the courage to go into debt investments of the times too than when your old. When your old, it’s mainly about relaxing, responsibilities and don’t have much need for having a good time. You get to think about how to share and what would become of your legacies but, in all, you would have a sense of fulfillment.

Yes that what I was thinking of you don't need to wait to get old and enjoy your money. Spend when you need money the most in younger age. This is the age when your heart is alive and you want to taste every bit of new experiences in this world. The best age to explore that world and everything it contains and without money it's not possible.

It's impossible to predict someone's age and worrying about the future can destroy your present. So worry less and enjoy your life, when the age that you're worried about arrives your god will arrange something even better than what you have now.

Young age is for enjoyment and at some point one has alot going for them while they are young and just as you have said, the young are alive at heart and at that point, you have a lot of strength and appetite to try out a lot of things and to a point that it becomes clear that when one is young, it the best time to hustle and also enjoy yourself and at the same time a time to save for the future.

So while you save, you should also take time to enjoy yourself and also try to keep fit as you save some for the future, because saving all for the future and not enjoying yourself is line gambling because the real benefits of money are when you make use of it while you are active and young.

Sarah_Jannat42

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Most of the great things that have been done in the world have been done at a young age. At this age, as people have more energy, mental strength is sky-high. Because with the increase in age, people fall into a strange situation, along with the breakdown of performance and morale. So we should think about the future as we age. So at this age, we have to save a little while keeping our old days in mind. Since we will not have the earning capacity at that time, we should save some of our income during this time so that these savings will be helpful and not dependent on us in our old age.

arufox

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Indeed, saving while you are young is very good for the future. But it would be better if, apart from saving, you also focus on investing when you are young. Indeed, having savings for unexpected things is important, because it is an urgent need that must be met for future survival. But, don't forget that experience, skills and insight are valuable items that really support your next stage in life. Moreover, a future filled with unexpected things really demands skill and maturity in dealing with them. It's not just a matter of material things. Therefore, instead of saving for the sake of saving for the future, it is better to use it to invest in productive things while still paying attention to the proportional portion of savings according to each situation.

God bless u

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Quote from: JiiBs on February 21, 2024, 08:31:54 AM

Quote from: paxmao on January 26, 2024, 10:41:39 AM

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

I hoped you would say young and rich for a category because, that’s where it’s the more enjoyable and everyone would want to be, young, healthy and rich. You find better ways to enjoy your money at that stage to life and achievements, have the courage to go into debt investments of the times too than when your old. When your old, it’s mainly about relaxing, responsibilities and don’t have much need for having a good time. You get to think about how to share and what would become of your legacies but, in all, you would have a sense of fulfillment.

Yes that what I was thinking of you don't need to wait to get old and enjoy your money. Spend when you need money the most in younger age. This is the age when your heart is alive and you want to taste every bit of new experiences in this world.The best age to explore that world and everything it contains and without money it's not possible.

It's impossible to predict someone's age and worrying about the future can destroy your present. So worry less and enjoy your life, when the age that you're worried about will arrive your god will arrange something even better than what you have now.

hyudien

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Quote from: Issa56 on February 26, 2024, 01:59:04 PM

Quote from: ?? on ??

I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit. Cheesy

Investing is much more better than saving, saving is also good but if you want a continue thing starting from how you want your financial situation to look like in the future. Having the mindset to invest is something that can save you over time, and saving can only be of help in a very short period of time. The future and the present are not predictable, and that is what makes investment more important than saving, when you have any form of emergencies your investment will have backup so, as for me is a go go for investment than to save. And if the is need for health issues then your investment will have a separate emergency funds for the investment and the investor.

It is true that investing is better than saving, but investing has a risk of loss, so I hope that before investing we must be able to pay attention to what aspects must be prepared so that unwanted losses do not occur. but what is clear is that saving or investing is an important thing that everyone should do. On the other hand, everyone does not have stable finances, so there are people who have a mediocre income, the income they earn is only enough to meet their daily needs so they cannot save, let alone invest, but in my opinion it is still possible to save even if the income you earn is limited depending on our personal money management too.

but in my opinion investing must be done carefully, don't let the investment be done without preparing other things such as savings or emergency funds, because when an investment is made and one day something happens that requires money to be able to handle it, don't let the investment be disrupted in other words Others were taken at the wrong time. So before investing, please have an emergency fund or savings first to find safety in the future. Whatever you do, everything must be considered, don't do it carelessly.

Topic: Save while young better than wait - page 3. (Read 3303 times)