Savings Vs Investment? - page 19. | Bitcointalksearch.org

Finestream

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Quote from: Naida_BR on July 03, 2019, 11:53:43 AM

Quote from: Coin-1 on July 02, 2019, 10:30:41 PM

I personally consider savings as conservative investments that are equal to inflation in the country of residence. Usually people deposit their fiat currencies in banks, but these banks pay low interest rates. On the other hand, if the government pursues the right financial policy, even long-term deposits are not risky. On the contrary, direct investments offer a higher interest, and those who buy shares of companies, mutual funds or crypto currencies can multiply their wealth, but such assets are more risky. That's why I prefer investments.

You are right but considering that we are in the cryptocurrency industry
savings are already an equal investment like all the others. It is a long-term investment because it provides an increasing rate (not stable though).

It may have an increase but its rate is very low unlike when put in an investment,it has all the chances to increase your savings amount as long as it is also managed properly.Even if crypto investment is risky as it is,but if you want to achieve profits more than what your savings interest can give,then its not bad to try some of your funds put into an investment and see how it grows.

iv4n

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Quote from: Naida_BR on July 03, 2019, 11:53:43 AM

Quote from: Coin-1 on July 02, 2019, 10:30:41 PM

I personally consider savings as conservative investments that are equal to inflation in the country of residence. Usually people deposit their fiat currencies in banks, but these banks pay low interest rates. On the other hand, if the government pursues the right financial policy, even long-term deposits are not risky. On the contrary, direct investments offer a higher interest, and those who buy shares of companies, mutual funds or crypto currencies can multiply their wealth, but such assets are more risky. That's why I prefer investments.

You are right but considering that we are in the cryptocurrency industry
savings are already an equal investment like all the others. It is a long-term investment because it provides an increasing rate (not stable though).

It`s not a stable rate, which is a good thing for all of us, increasing rate can be very high, it was high until now, and that trend will continue, prices can go much higher in the future. After all with money it`s always good to do something, investing in crypto is the best possible investment in the past 10 years. It`s was risky for people who made that investment, it`s risky now, but it`s better to risk then to miss this lifetime opportunity.

Naida_BR

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Quote from: Coin-1 on July 02, 2019, 10:30:41 PM

I personally consider savings as conservative investments that are equal to inflation in the country of residence. Usually people deposit their fiat currencies in banks, but these banks pay low interest rates. On the other hand, if the government pursues the right financial policy, even long-term deposits are not risky. On the contrary, direct investments offer a higher interest, and those who buy shares of companies, mutual funds or crypto currencies can multiply their wealth, but such assets are more risky. That's why I prefer investments.

You are right but considering that we are in the cryptocurrency industry
savings are already an equal investment like all the others. It is a long-term investment because it provides an increasing rate (not stable though).

Iceblast

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Quote from: Maslate on July 02, 2019, 07:35:34 PM

Quote from: akram143 on July 02, 2019, 06:33:13 PM

Quote from: safelycrypto on June 28, 2019, 05:35:18 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

savings are always useful in the future generation but investment make you future life for you but the investment is more riskier than the savings that's why whatsapp people don't try to invest in unknown investment but savings is always give the security for your future

It actually savings is really good and it is important but if we want to see more gain than just of saving, will investment have to play. But if we are afraid of risk, then savings will only be suited for us. Will investment isn't a place for you to engaged for.

I think we have to invest better and when the profit is obtained, we can save. this is a good step and we can make it as a safeguard of our assets from the risk of loss and loss

Free1bitco.in

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Quote from: dmty.0809 on July 03, 2019, 02:10:07 AM

Some people feel that saving at a bank is safer than investment, because the risk level is less. But I myself prefer investment, because investments for us get profits, develop assets, and can be used as future savings. If you want to invest better identify first the impact of good or bad for you.

well, I think this is an economic problem for everyone. people who have more money, of course, will choose investment without hesitation. however, if they do not have more money and do not want to take risks, saving is a good choice. at this time, I made several investments in several places, but I also still had some assets that I saved.

dmty.0809

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Some people feel that saving at a bank is safer than investment, because the risk level is less. But I myself prefer investment, because investments for us get profits, develop assets, and can be used as future savings. If you want to invest better identify first the impact of good or bad for you.

ufaiz50

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Quote from: safelycrypto on June 28, 2019, 05:35:18 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

With current public awareness they would prefer to buy gold as savings because it reduces losses from inflation, I think those who save in the savings book or account are to save money in a short period of time before being used again. according to my assumption if you have a lot of money then saving is the chosen path, but if you have some more money then invest selected, considering that investment can generate profits for us so we dare to take the risks that exist in an investment.

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I personally consider savings as conservative investments that are equal to inflation in the country of residence. Usually people deposit their fiat currencies in banks, but these banks pay low interest rates. On the other hand, if the government pursues the right financial policy, even long-term deposits are not risky. On the contrary, direct investments offer a higher interest, and those who buy shares of companies, mutual funds or crypto currencies can multiply their wealth, but such assets are more risky. That's why I prefer investments.

iMark

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Quote from: akram143 on July 02, 2019, 06:33:13 PM

Quote from: safelycrypto on June 28, 2019, 05:35:18 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

savings are always useful in the future generation but investment make you future life for you but the investment is more riskier than the savings that's why whatsapp people don't try to invest in unknown investment but savings is always give the security for your future

saving is good for collecting your wealth, but never forget inflation, of course you don't want to save money too long but precisely the value of your wealth continues to erode due to inflation, thats why other options to save are very important, namely with investment

Viscore

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Quote from: Maslate on July 02, 2019, 07:35:34 PM

Quote from: akram143 on July 02, 2019, 06:33:13 PM

Quote from: safelycrypto on June 28, 2019, 05:35:18 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

savings are always useful in the future generation but investment make you future life for you but the investment is more riskier than the savings that's why whatsapp people don't try to invest in unknown investment but savings is always give the security for your future

It actually savings is really good and it is important but if we want to see more gain than just of saving, will investment have to play. But if we are afraid of risk, then savings will only be suited for us. Will investment isn't a place for you to engaged for.

For me, savings can be more profitable if we will use it for investments first but since this might be a risky decision, then we'll invest only on the amount we can afford to lose. But i think it would not give us pressures if we have our own funds for savings and separate for investments too. In this way, we will never afraid to take risks.

Maslate

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Quote from: akram143 on July 02, 2019, 06:33:13 PM

Quote from: safelycrypto on June 28, 2019, 05:35:18 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

savings are always useful in the future generation but investment make you future life for you but the investment is more riskier than the savings that's why whatsapp people don't try to invest in unknown investment but savings is always give the security for your future

It actually savings is really good and it is important but if we want to see more gain than just of saving, will investment have to play. But if we are afraid of risk, then savings will only be suited for us. Will investment isn't a place for you to engaged for.

akram143

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Quote from: safelycrypto on June 28, 2019, 05:35:18 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

savings are always useful in the future generation but investment make you future life for you but the investment is more riskier than the savings that's why whatsapp people don't try to invest in unknown investment but savings is always give the security for your future

Hippocrypto

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Quote from: Tungsten-1 on July 02, 2019, 03:24:39 PM

Quote from: danherbias07 on July 02, 2019, 08:42:58 AM

True.

With the right choices into where you will land your money it could be profitable.
Saving is just for the banks and government to keep your money in idle. Better put it into something where someday it will have fruits.

I dont think a larger percentage of people in the world have that same kind of thinking. Just living is enough with a little money on the bank.

Yes but it is again not very easy to make the best investment decision. There are people who have to contact and consultancy agencies who change them money and guide them about which asset or coins to invest in. The best thing is when you understand the market, you would be able to figure out how to go about your investment and of course the investment makes you more money than what you could make by saving the money in a bank.

Investments that makes good money can generate sustainable profit so you could save it in your bank. That's a strong confidence when we see our asset generated huge profit, but if not you won't able to save money in order to grow your savings. Taking decisions on investing is quite difficult, that's why it's better to have stagnant money in your savings rather than risking on uncertain money making that has no favorable assurance.

Tungsten-1

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Quote from: danherbias07 on July 02, 2019, 08:42:58 AM

True.

With the right choices into where you will land your money it could be profitable.
Saving is just for the banks and government to keep your money in idle. Better put it into something where someday it will have fruits.

I dont think a larger percentage of people in the world have that same kind of thinking. Just living is enough with a little money on the bank.

Yes but it is again not very easy to make the best investment decision. There are people who have to contact and consultancy agencies who change them money and guide them about which asset or coins to invest in. The best thing is when you understand the market, you would be able to figure out how to go about your investment and of course the investment makes you more money than what you could make by saving the money in a bank.

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Quote from: danherbias07 on July 02, 2019, 08:42:58 AM

True.

With the right choices into where you will land your money it could be profitable.
Saving is just for the banks and government to keep your money in idle. Better put it into something where someday it will have fruits.

I dont think a larger percentage of people in the world have that same kind of thinking. Just living is enough with a little money on the bank.

Because the one who is controlling us will never want us that to know so people even getting huge salary are nkt having anything huge in guture because of inflation and saving them in banks.

Investor can be the more profitable than anyone in this world.

FlyingDrozd

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Quote from: safelycrypto on June 28, 2019, 05:35:18 AM

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

I think there should be both. Savings and investments. Sometimes you need money urgently and if everything you have is in investments, you can easily lose a good opportunity because of this withdrawal.

Coyster

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Saving is actually very good I must say, it aids one to curtail spending and keep up funds for future purposes,which is undoubtedly good.
But investment is totally better in one way or the other as its affords one the opportunity to increase his or her funds/wealth,when you save the money remains dormant, you retrieve that which you've actually saved, but when you invest there is a potential to gain more, to increase your wealth per se.

The only bad thing about investments is risk, it's a profit and loss kinda thing, and as if presents possible profit, it also presents losses, one can lose all in investments.
But as the saying goes:"life is all about taking risks".

christian07

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If i choose then savings is better to do than investment because there's an assurance like example if you already have big money then you can do business like apartment for rent like you can earn by that with assurance not like investment that very risky like you can lose money still if you can afford this then think also the vice versa of negative like you can still earn like there's a chance so both are recommend to use to earn some money like they have different worth

danherbias07

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True.

With the right choices into where you will land your money it could be profitable.
Saving is just for the banks and government to keep your money in idle. Better put it into something where someday it will have fruits.

I dont think a larger percentage of people in the world have that same kind of thinking. Just living is enough with a little money on the bank.

Cherylstar86

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I believe that both saving and investment has an individual advantage and it all matter on how to manage it. Investing is sufficient for those who want to earn accumulate profits and willing to take tge risk. But we have to be wise and secure our money by saving appropriably.

Topic: Savings Vs Investment? - page 19. (Read 7208 times)