[Service Closed] | Offering Microloans | No Collateral | Low Interest Rates | - page 3.

tm2013

hero member

Activity: 644

Merit: 500

Quote from: bitkilo on March 03, 2015, 07:02:20 AM

Quote from: Muhammed Zakir on March 03, 2015, 06:46:42 AM

Quote from: bitkilo on March 03, 2015, 06:29:38 AM

Just an idea, maybe it would be a good idea to have any members who has an active loan to mention that on their personal message spot and to whom the btc is owed to.
No amounts need to be mentioned just something lile.

Personal message: I .... have a outstading loan with ....
Any thoughts on this?

Scammers remove it.

-MZ

Your right they would just remove it.
Another option is for the lender to leave netrual trust stating a loan is active, the lender could then change that to positive or negative once the loan is repaid, neg trust if not repaid.

I think this is a very good idea.. Even if scammers remove it, they can still be immediately blacklisted at that point, and the ones who keep it still aren't proven with trust until the loan is re-paid, but they aren't at least immediately a scammer.

Muhammed Zakir

hero member

Activity: 560

Merit: 509

I prefer Zakir over Muhammed when mentioning me!

Quote from: bitkilo on March 03, 2015, 07:02:20 AM

Your right they would just remove it.
Another option is for the lender to leave netrual trust stating a loan is active, the lender could then change that to positive or negative once the loan is repaid, neg trust if not repaid.

Untrusted feedback is collapsed by default. Lender may still send BTC by checking trusted feedback. Only such feedback from people in DefaultTrust(depth 0-2) can be seen by default and be successful from preventing.

-MZ

tm2013

hero member

Activity: 644

Merit: 500

Quote from: bitkilo on March 03, 2015, 05:41:33 AM

Quote from: Muhammed Zakir on March 03, 2015, 05:17:28 AM

Hi, I found that you are accepting very risky loans even from newbies. Be careful friend! Don't trust everybody!

-MZ

Seems like great advise MZ .
There is alot of scammers on this forum and rank/trust profile has nothing to do with someone repaying a loan at the end of the day.

tm2013 was very generous giving me this loan and i hope it dosen't bring out the scammers to his thread.

Well I still do *some* amount of filtering as to which ones to accept, but seeing as though I won't be lending out in total much more than ~$100 at a time, I am just more or less filling a place in the market for people who are still trusted but not quite trusted enough for most other loans. If I lose it all, it's 100 bucks, not too big of a deal. Imho the profit that can be generated in this niche of the market is greater than the risk. And if it does bring out the scammers and the community wants my service to stop, I will stop it. Thank you for your advice and best regards

bitkilo

legendary

Activity: 1638

Merit: 1010

https://www.bitcoin.com/

Quote from: Muhammed Zakir on March 03, 2015, 06:46:42 AM

Quote from: bitkilo on March 03, 2015, 06:29:38 AM

Just an idea, maybe it would be a good idea to have any members who has an active loan to mention that on their personal message spot and to whom the btc is owed to.
No amounts need to be mentioned just something lile.

Personal message: I .... have a outstading loan with ....
Any thoughts on this?

Scammers remove it.

-MZ

Your right they would just remove it.
Another option is for the lender to leave netrual trust stating a loan is active, the lender could then change that to positive or negative once the loan is repaid, neg trust if not repaid.

Muhammed Zakir

hero member

Activity: 560

Merit: 509

I prefer Zakir over Muhammed when mentioning me!

Quote from: bitkilo on March 03, 2015, 06:29:38 AM

Just an idea, maybe it would be a good idea to have any members who has an active loan to mention that on their personal message spot and to whom the btc is owed to.
No amounts need to be mentioned just something lile.

Personal message: I .... have a outstading loan with ....
Any thoughts on this?

Scammers remove it.

-MZ

bitkilo

legendary

Activity: 1638

Merit: 1010

https://www.bitcoin.com/

Just an idea, maybe it would be a good idea to have any members who has an active loan to mention that on their personal message spot and to whom the btc is owed to.
No amounts need to be mentioned just something lile.

Personal message: I .... have a outstading loan with ....
Any thoughts on this?

cryptoforcause

full member

Activity: 238

Merit: 100

1HkS2uy1yZBQiX7M252Ej75SCAQyqemjyy

Loan Amount :- 0.06
Reason :- Need to buy a VPS
Repayment :- Max. 3 Days

Interest :- U say

bitkilo

legendary

Activity: 1638

Merit: 1010

https://www.bitcoin.com/

Quote from: Muhammed Zakir on March 03, 2015, 05:17:28 AM

Hi, I found that you are accepting very risky loans even from newbies. Be careful friend! Don't trust everybody!

-MZ

Seems like great advise MZ .
There is alot of scammers on this forum and rank/trust profile has nothing to do with someone repaying a loan at the end of the day.

tm2013 was very generous giving me this loan and i hope it dosen't bring out the scammers to his thread.

Muhammed Zakir

hero member

Activity: 560

Merit: 509

I prefer Zakir over Muhammed when mentioning me!

Hi, I found that you are accepting very risky loans even from newbies. Be careful friend! Don't trust everybody!

-MZ

bitkilo

legendary

Activity: 1638

Merit: 1010

https://www.bitcoin.com/

Quote from: tm2013 on March 03, 2015, 01:35:42 AM

Quote from: bitkilo on March 03, 2015, 01:29:44 AM

My BTC address is: 1Jw3BsTF835BKToohiC5yJn6pJNL81vFY9 it's same one that has been on my profile for a long time.

Full repayment of 0.33 btc will be 26/03/2015.
Or alternatively i could make 1st payment of 0.15 btc on 12/03/2015.
Next payment of 0.18 btc on 26/03/2015.

If this is not suitable just let me know. thanks.

Sent: https://blockchain.info/tx/3fb43df9554d4a9b54df87314aa383bfd96eebb73afcb116e785d8ff806f55da

Any repayment plan works for me as long as it is repayed with interest by 26/03/15.

Just to make this public knowledge here is the offical loan request and approval tha was discussed via PM with tm2013.

PenguinFire

full member

Activity: 154

Merit: 100

That Darn Cat

Quote from: tm2013 on March 02, 2015, 10:00:27 PM

Quote from: PenguinFire on March 02, 2015, 09:54:36 PM

Application form:
-Requested amount: .05 (anything above .02 is cool but .05 is the maximum I would like to have)
-Address to send coins to: 1KKZ9UDnU1YMSnPnsohLdhwN7ZDJUw39Sn
-Purpose of loan: Get good rep and play around on FortuneJack till my Coinbase purchase comes into by the end of tomorrow
-Number of days requested (if shorter or longer than one week): one week (plan to pay back tomorrow to get that rep)

Note: I know I am a new member but I have been posting ever since I started and would like a chance to get some rep.

Thank you sir. I understand if you can't because of my forum rank. Have a good one.

Taking out loans for reputation is against the forum rules, but I will consider the loan once I receive more funds to loan out in 24 hours.

Best regards

Oh, sorry, I didn't know. I guess that makes sense but you gotta start somewhere. haha If you decide to do the loan please PM me first. If you can't or forget it isn't the biggest deal but please do try. Thanks again and have a good night.

tm2013

hero member

Activity: 644

Merit: 500

Quote from: PenguinFire on March 02, 2015, 09:54:36 PM

Application form:
-Requested amount: .05 (anything above .02 is cool but .05 is the maximum I would like to have)
-Address to send coins to: 1KKZ9UDnU1YMSnPnsohLdhwN7ZDJUw39Sn
-Purpose of loan: Get good rep and play around on FortuneJack till my Coinbase purchase comes into by the end of tomorrow
-Number of days requested (if shorter or longer than one week): one week (plan to pay back tomorrow to get that rep)

Note: I know I am a new member but I have been posting ever since I started and would like a chance to get some rep.

Thank you sir. I understand if you can't because of my forum rank. Have a good one.

Taking out loans for reputation is against the forum rules, but I will consider the loan once I receive more funds to loan out in 24 hours.

Best regards

PenguinFire

full member

Activity: 154

Merit: 100

That Darn Cat

Application form:
-Requested amount: .05 (anything above .02 is cool but .05 is the maximum I would like to have)
-Address to send coins to: 1KKZ9UDnU1YMSnPnsohLdhwN7ZDJUw39Sn
-Purpose of loan: Get good rep and play around on FortuneJack till my Coinbase purchase comes into by the end of tomorrow
-Number of days requested (if shorter or longer than one week): one week (plan to pay back tomorrow to get that rep)

Note: I know I am a new member but I have been posting ever since I started and would like a chance to get some rep.

Thank you sir. I understand if you can't because of my forum rank. Have a good one.

tm2013

hero member

Activity: 644

Merit: 500

Quote from: Tongkar on March 02, 2015, 08:56:42 PM

Application form:
-Requested amount.05
-Address to send coins to 1L1ZfkbCGgdu8PiUetiW6wJD5Dt25HpaLu
-Purpose of loan: Personal
-Number of days requested less then 24 hours

Approved for 0.02 BTC. Repayment of principle plus 5% interest in 24 hours.
https://blockchain.info/tx/799b83f958bd04e330d1f4324ed4dfcd8c061c6769d850afadbfcd28f707853b

Tongkar

hero member

Activity: 511

Merit: 500

Quote from: Tongkar on March 02, 2015, 08:56:42 PM

Application form:
-Requested amount.05
-Address to send coins to 1L1ZfkbCGgdu8PiUetiW6wJD5Dt25HpaLu
-Purpose of loan: Personal
-Number of days requested less then 24 hours

tm2013 agreed to lend me .02. Repayment will be made in within 24hours.

Tongkar

hero member

Activity: 511

Merit: 500

Application form:
-Requested amount.05
-Address to send coins to 1L1ZfkbCGgdu8PiUetiW6wJD5Dt25HpaLu
-Purpose of loan: Personal
-Number of days requested less then 24 hours

tm2013

hero member

Activity: 644

Merit: 500

The first two loans have been successfully completed and repaid.

tm2013

hero member

Activity: 644

Merit: 500

Hello all,

This service is now closed, thank you to all who participated

Once all loans have been repaid the thread will be locked.

All loans are to be re-paid to this address: 1BmVuBb13i71MG1FYrNnYPTJArfudgdLeZ

Active Loans

6 Active

Grumpster

Amount: 0.04 BTC

Rate: 25%

Due: March 9th

Vengeance_X

Amount: 0.02 BTC

Rate: 15%

Due: March 11th

cryptoforcause

Amount: 0.06 BTC

Rate: 10%

Due: March 10th

NoKittyKitty

Amount: 0.03 BTC

Rate: 20%

Due: March 6th

Brimskie

Amount: 0.01 BTC

Rate: 15%

Due: March 13th

Completed Loans

4 Completed

NoKittyKitty

Amount: 0.032 BTC

Rate: 20%

Due: March 2nd

Paid: 0.0384 March 2nd

Rishblitz

Amount: 0.025 BTC

Rate: 20%

Due: March 6th

Paid: 0.03 March 2nd

Tongkar

Amount: 0.02 BTC

Rate: 5%

Due: March 4th

Paid: 0.022 March 3rd

TXWA

Amount: 0.052 BTC

Rate: 15.38%

Due: March 6th

Paid: 0.06 March 5th

Bitkilo

Paid the majority of the loan (0.23-ish), I ended up waiving the remainder of the loan.

A positive trust rating will be left at the completion and re-payment of the loan taken out, and vice versa for a defaulted loan.

PM me if you have any additional questions/requests other than what is described here.
Best regards

Topic: [Service Closed] | Offering Microloans | No Collateral | Low Interest Rates | - page 3. (Read 3440 times)