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Topic: Shall I hold or invest with %12.5 premium per year ? - page 2. (Read 5521 times)

newbie
Activity: 56
Merit: 0
It's a great coincidence, my asset currently generates 12.68% ROI /year. It is very close to what you would get with your premium.

And my investments are inside the bitcoin and altcoin sphere.
full member
Activity: 224
Merit: 100
It is better to hold mate. I think that is the best option. Or you can take the risk that you also can lose some money.
But I think that both are very good to do. But you never know what can happen later in the future.
hero member
Activity: 560
Merit: 500
If you didnt sold your bitcoins on that time i m sure you has now almost200%from the previous value ,since bitcoin reached 400 dollars and were around 200on that time,i dont think its the time to sell now as we are aproaching the halving soo the value should jump into600or more ,soo if i were you i would wait a bit more.
full member
Activity: 140
Merit: 100
★YoBit.Net★ 350+ Coins Exchange & Dice
Make the bitcoins you have for now for 50-50 split. So you will have a guaranteed profit while waiting the value of bitcoin to rose. If your investment is in bitcoin, make it full on premium because it is still bitcoin and you can convert it anytime.
full member
Activity: 224
Merit: 100
I think it will be more worth later, so it is good to invest later in the future. But you never know what can happen.
If the price rise will take a long time you can also have some more money later and than you have a lot of profit.
newbie
Activity: 58
Merit: 0
Holding bitcoin is always a good idea. Especially if you're planning to hold for more than 5 years.
I'm sure you will take out profits out of it for only holding 1 year.

Yes it is a good idea. I hold most of my bitcoin. And trade a very small amount of bitcoin will other altconis.
member
Activity: 110
Merit: 10
Holding bitcoin is always a good idea. Especially if you're planning to hold for more than 5 years.
I'm sure you will take out profits out of it for only holding 1 year.
hero member
Activity: 826
Merit: 1000
I am doing the same now. I sell my bitcoins and earn about 10.5-11% interest every year on the income. I have held 70% of my income in fiat and 30% in bitcoins which I can keep trading and investing which makes my bitcoins remain same in number and the fiat keeps increasing.
sr. member
Activity: 462
Merit: 250
holding your bitcoin is more safer than investing them and you will have no acces to them in one yeam for %12.5 so hold them and make more Wink

I absolutely agree with this. Not only you will have no access to your coins during the next year after investing but you might never see them again in the end. So you better hold your coins and the price of them, I hope, will raise more than %12.5 in one year.

Yes but if you go by such logic, you never do anything with your coins!

They'll have to leave their wallet at a moment, else it's totally useless ^.^
legendary
Activity: 3374
Merit: 2198
I stand with Ukraine.
holding your bitcoin is more safer than investing them and you will have no acces to them in one yeam for %12.5 so hold them and make more Wink

I absolutely agree with this. Not only you will have no access to your coins during the next year after investing but you might never see them again in the end. So you better hold your coins and the price of them, I hope, will raise more than %12.5 in one year.
sr. member
Activity: 462
Merit: 250
holding your bitcoin is more safer than investing them and you will have no acces to them in one yeam for %12.5 so hold them and make more Wink
sr. member
Activity: 462
Merit: 250
Hello all,

I've good sum of bitcoins, and they represent good sum as well in my local currency.

I was thinking about selling all my bitcoins, lock that fiat money in investing certificates in my bank where I get %12.5 premium per year and buy bitcoins every month (it will take some time to re-buy again all my bitcoins, but not that long, could be 1-2 years as I will include my fiat salary as well).

Or, shall I hold and keep holding ?

If you were me, what would you do and why ?

Thanks in advance.

12.5% is really fishy... That's not a normal rate at all. Especially considering economic situation.

You're sure of yourself? Not fraudulent placements? Litle sentences explaining they're not responsible for anything and won't repay you if it goes bad?

Yeah, 12.5 is a high rate. Banks usually offer upto 10% or even less. The highest amount is offered to senior citizens and it was about 9.5%. I have only received such a high interest rate for investing in recurring deposits but it was taxed.

Somebody hidden taxes explain the apparent high rates yes xD

But just be sure to invest in a reliable bank (well even if no bank is truly reliable).
And in a reliable domain... Don't go invest in CDO and subprimes like shits... Otherwise you won't see your money again.
legendary
Activity: 1554
Merit: 1054
Hello all,

I've good sum of bitcoins, and they represent good sum as well in my local currency.

I was thinking about selling all my bitcoins, lock that fiat money in investing certificates in my bank where I get %12.5 premium per year and buy bitcoins every month (it will take some time to re-buy again all my bitcoins, but not that long, could be 1-2 years as I will include my fiat salary as well).

Or, shall I hold and keep holding ?

If you were me, what would you do and why ?

Thanks in advance.

12.5% is really fishy... That's not a normal rate at all. Especially considering economic situation.

You're sure of yourself? Not fraudulent placements? Litle sentences explaining they're not responsible for anything and won't repay you if it goes bad?

Yeah, 12.5 is a high rate. Banks usually offer upto 10% or even less. The highest amount is offered to senior citizens and it was about 9.5%. I have only received such a high interest rate for investing in recurring deposits but it was taxed.
sr. member
Activity: 399
Merit: 250
Personally I would not sell the Bitcoin. 12.5% is nice, but I'd try very hard to find the money by some other means rather than sell your BTC.

Also you're saying maybe 1 - 2 years to repurchase all your BTC? At 12.5% per year that means it would take 8 years to see your full return on investment, so it appears your plan would be to repurchase most of your BTC with new money from your salary anyways, correct? Why not just hold the BTC and put your paycheques towards your other idea? Or wait a year, save your money and then invest it at 12.5%?

Bitcoin could move up very quickly and make 12.5% look like nothing. It's very possible that if you sell your BTC now you may never have the chance to buy them all back because the price will make that goal completely out of reach. Perhaps you're talking small quantities and you make high wages, i don't know, but be careful or you'll be kicking yourself hard later!


sr. member
Activity: 462
Merit: 250
I get an interest rate of 7.5% only which is the max offered by any bank (whether ICICI or HDFC). If the bank has some of their own promotional investments, the rate is max 10% while another investment opportunity that offered 15% was not a guaranteed one. If your bank offers you such a good rate and an asssured one, it's worth.

Yeah there are also online banks that make lots of promotion!

But the problem with those banks is that they're not exactly legitimate... They don't really belong to a country and even if they just steal your money, you couldn't do anything :/

I'd say it's not really secure to invest in such banks most of the time! You never know, and here you have no guarantee !
legendary
Activity: 2632
Merit: 1094
I get an interest rate of 7.5% only which is the max offered by any bank (whether ICICI or HDFC). If the bank has some of their own promotional investments, the rate is max 10% while another investment opportunity that offered 15% was not a guaranteed one. If your bank offers you such a good rate and an asssured one, it's worth.
sr. member
Activity: 462
Merit: 250
12.5% is a lot interesting, but wait, 12.5% net return considering taxes? If yes, i would go on this


No not considering taxes. Taxes are always complicated depending on your personnal situation, the year, last legislation etc...

Interest rates are always before taxes, it'll depend on how you manage the benefits Wink
sr. member
Activity: 462
Merit: 250
Hello all,

I've good sum of bitcoins, and they represent good sum as well in my local currency.

I was thinking about selling all my bitcoins, lock that fiat money in investing certificates in my bank where I get %12.5 premium per year and buy bitcoins every month (it will take some time to re-buy again all my bitcoins, but not that long, could be 1-2 years as I will include my fiat salary as well).

Or, shall I hold and keep holding ?

If you were me, what would you do and why ?

Thanks in advance.

12.5% is really fishy... That's not a normal rate at all. Especially considering economic situation.

You're sure of yourself? Not fraudulent placements? Litle sentences explaining they're not responsible for anything and won't repay you if it goes bad?
sr. member
Activity: 322
Merit: 250
I think it is sensible to start saving. And will only save spend nothing.
That is smarter and you also earn money because you lose nothing at all.
full member
Activity: 185
Merit: 100
https://BoostCrypto.com - Earn 250% in 200 Hours
12.5% is a lot interesting, but wait, 12.5% net return considering taxes? If yes, i would go on this


me the same Smiley what are this financial product?
stock option? national bonds? private company stocks/bonds?
Maybe a link Smiley?!? I am really interested in this type of "exotic" investments.... Tongue
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