What I'm worried about is someone finding my written down seed and being able to use it, while, if they found a thumb drive they would not be able to use it without the password, which only I remember.
Discretion should be highly considered when storing your back ups and you can play around with it a bit to ensure that if anyone does find it, they would but be able to access your funds with only that information.An extended seedphrase is one option, and works better than omitting one of the words when writing it down.
You can also have a multi-sig wallet and store them in different locations, so finding one of then would not grant access to the funds.
