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Topic: Should the government "erase" the student debt? - page 2. (Read 2105 times)

sr. member
Activity: 462
Merit: 253
it should be easier to get an education.. the more educated people are, the less shit government can pull. problem is, government doesn't want educated people.
It is easier to get an education.  We have computers now. We have internet. We have YouTube. We have so many new tools thanks to technology that requires us to change our way of action.

I learned how to design and code (front and back end) early in highschool thanks to video lectures I was able to gain access to and stream online.  This was outside of the useless shit I was learning in school.  I was passionate and still am about technology. Then I entered college with a sharp skillet and so much experience and I was surrounded by kids obsessed with video games and cat video games and they thought they were hardcore.  Epic failures.

just because you learned code online on your own doesn't mean everyone else is capable of doing that. most people are just simply not able to learn a useful skill by browsing the web. education also involves other skills where you need to be directly trained for a vocation.

Even if you learn an useful skill online, you still need a qualified individual to confirm that you indeed have a good mastery of that skill.
So even in that situation, going to an university would be useful.
legendary
Activity: 1204
Merit: 1001
it should be easier to get an education.. the more educated people are, the less shit government can pull. problem is, government doesn't want educated people.
It is easier to get an education.  We have computers now. We have internet. We have YouTube. We have so many new tools thanks to technology that requires us to change our way of action.

I learned how to design and code (front and back end) early in highschool thanks to video lectures I was able to gain access to and stream online.  This was outside of the useless shit I was learning in school.  I was passionate and still am about technology. Then I entered college with a sharp skillet and so much experience and I was surrounded by kids obsessed with video games and cat video games and they thought they were hardcore.  Epic failures.

just because you learned code online on your own doesn't mean everyone else is capable of doing that.
Correct. Like I said it requires passion.  Most high school kids spend their time doing other things. That's just how life unfolded for me. But there is no denying that the average joe these days simply YouTube's how to do something. Regardless of what that is, they're still learning something through that medium.
sr. member
Activity: 434
Merit: 250
it should be easier to get an education.. the more educated people are, the less shit government can pull. problem is, government doesn't want educated people.
It is easier to get an education.  We have computers now. We have internet. We have YouTube. We have so many new tools thanks to technology that requires us to change our way of action.

I learned how to design and code (front and back end) early in highschool thanks to video lectures I was able to gain access to and stream online.  This was outside of the useless shit I was learning in school.  I was passionate and still am about technology. Then I entered college with a sharp skillet and so much experience and I was surrounded by kids obsessed with video games and cat video games and they thought they were hardcore.  Epic failures.

just because you learned code online on your own doesn't mean everyone else is capable of doing that. most people are just simply not able to learn a useful skill by browsing the web. education also involves other skills where you need to be directly trained for a vocation.
legendary
Activity: 1204
Merit: 1001
it should be easier to get an education.. the more educated people are, the less shit government can pull. problem is, government doesn't want educated people.
It is easier to get an education.  We have computers now. We have internet. We have YouTube. We have so many new tools thanks to technology that requires us to change our way of action.

I learned how to design and code (front and back end) early in highschool thanks to video lectures I was able to gain access to and stream online.  Built huge websites pushing 20Gbps in traffic with millions of registered members and a very sophisticated, custom-built script.  This was outside of the useless shit I was learning in school.  I was passionate and still am about technology. Then I entered college with a sharp skillet and so much experience and I was surrounded by kids obsessed with video games and cat video games and they thought they were hardcore.  Epic failures.
sr. member
Activity: 462
Merit: 253
it should be easier to get an education.. the more educated people are, the less shit government can pull. problem is, government doesn't want educated people.

Not only that, but people don't want educated people.  The general public seems to hate smart people.

This might only stem from jalousy, from not having had the means to get a good education.

Making education more accessible, thus making the population generally smarter, would probably help in solving that problem.
sr. member
Activity: 434
Merit: 250
it should be easier to get an education.. the more educated people are, the less shit government can pull. problem is, government doesn't want educated people.

Not only that, but people don't want educated people.  The general public seems to hate smart people.

general public? i don't think so. i think the general public is okay with that. a lot of it is republicans who shame you for having an education. there are many examples, but one was from rick santorum in the 2012 primaries where he used airquotes to talk about people who go to "college." he even said something like "those educated people are not like us at all."
hero member
Activity: 784
Merit: 1000
I think there is a huge problem....It needs to be looked at and changed.

For those of you who say crap like"Don't make people forgive their debt"  What are people supposed to do with they are way up in 6 digit loans?  It is unrealistic to pay them for 20 years...you are looking at around $1000 dollars a month for 20 years.  

I personally think they should lower the interest rate and lower the schools tuition.  Would be very helpful.


cp1
hero member
Activity: 616
Merit: 500
Stop using branwallets
it should be easier to get an education.. the more educated people are, the less shit government can pull. problem is, government doesn't want educated people.

Not only that, but people don't want educated people.  The general public seems to hate smart people.
sr. member
Activity: 434
Merit: 250
it should be easier to get an education.. the more educated people are, the less shit government can pull. problem is, government doesn't want educated people.
legendary
Activity: 1204
Merit: 1001
I think it's a crime and injustice to all the people who worked hard to liquidate their debt. It's all those dumb-dumbs that studied theater in college.

That's quite the oversimplification. If you take a closer look at the job market, wages and opportunities have plummeted, benefits are being phased out en masse. When I graduated with BA and paralegal cert, I was competing with out-of-work lawyers for part-time legal support work. The preparation for middle class life that college was supposed to be is no more, and through perverse incentives, increasingly poor people are pushed towards education as subsidies drive the price up persistently.

Well there is your problem. You studied crap. You are just like an accountant. Overhead. Don't contribute much to the whole. I promise you wouldn't have this problem if you were passionate about computer science and majored in it.

Also, your fields is localized and very narrow in terms of global scope. At least when you work in IT or computer science you play in a global marketplace.  Your opportunities are pretty grand.  I can move to Sweden or Italy or Germany and milk my skill set to make a living. What the hell can a lawyer or accountant do in another country they're unfamiliar with. Flip burgers.

A theater major is even more worthless. Yes I'm harsh, but that's reality.

LOL. I'm glad you are apparently quite satisfied with yourself and your computer science background. But are you joking that accountants aren't highly in demand worldwide by every mid-sized and up company? Who do you think runs the books in major multi-national companies? Shit, every IT person I've met in my career were just cogs in the machine. Clearly you view this from within the scope of your anecdotal experience, and don't care to address the issues at hand. That's fine. But the question of education in the scope of macro-economics, and with a productive economy in mind, are a little beyond the clearly biased views you present here.

Nah. You're skillset is worthless. Move on.


I think it's a crime and injustice to all the people who worked hard to liquidate their debt. It's all those dumb-dumbs that studied theater in college.

That's quite the oversimplification. If you take a closer look at the job market, wages and opportunities have plummeted, benefits are being phased out en masse. When I graduated with BA and paralegal cert, I was competing with out-of-work lawyers for part-time legal support work. The preparation for middle class life that college was supposed to be is no more, and through perverse incentives, increasingly poor people are pushed towards education as subsidies drive the price up persistently.

Well there is your problem. You studied crap. You are just like an accountant. Overhead. Don't contribute much to the whole. I promise you wouldn't have this problem if you were passionate about computer science and majored in it.

Also, your fields is localized and very narrow in terms of global scope. At least when you work in IT or computer science you play in a global marketplace.  Your opportunities are pretty grand.  I can move to Sweden or Italy or Germany and milk my skill set to make a living. What the hell can a lawyer or accountant do in another country they're unfamiliar with. Flip burgers.

A theater major is even more worthless. Yes I'm harsh, but that's reality.

it's pretty obvious you know nothing about operating a mid-sized or large company. no such company could survive without competent accounting and legal departments. and IT is just another such department, and yes, you are most definitely expendable too. Wink

Nah. Clearly you're a bozo.


I owe 6 digits of debt and I think this is an assinine idea.  Passing on debt to taxpayers collectively is stupid.  I have kids and I know that college will be difficult, but not every person should be going to college.  I think people assume you go do your 4 years and you can just walk out with a 6 figure job.

America needs to reorganize and have more technical schools for trade.  In India and China you path into medicine from high school more or less.  In Mexico you only have 6+3 years of schooling after 6th grade to become a physician.  In the US it's 12 grade school, 4 college, 4 medical school - there was so much redundancy in college I was bored out of my mind but the school would let me test out of all the AP classes I took in high school.

The solution is not to get rid of the debt (although it wouldn't hurt to drop the interest rate).  The solution is to recognize why it costs 1/4 million dollars to educate somebody with a BS.  Unless they're raising Plato or Socrates from the grave it shouldn't cost that much.

I couldn't agree more with everything said.


There is no such thing like free education, someone will need to pay for the debts, but will be all the tax paying people, even those without the benefits of education, an by coercion.

Every citizen benefits from living in a society which has a high level of educations. Countries who have a more educated population need to spend less to fight crime and on the health system, plus they produces more workers who are useful in the global economy and thus are able to pay more taxes which benefits everybody.

Free education is not a good solution, but it should really be more accessible in the United States.

Correct. And America's secret weapon is the H1B.  Sucks up all the brilliant minds around the world in exchange for work in the biggest economy and citizenship. There is a reason 50%+ PhDs in the US are foreign born. Some universities have 100% PhDs foreign born. Most of the elites are in high-tech and high-sciences.  Lawyers, accountants, etc. are all worthless people. All overhead. All those 'jobs' can be simplified and reduced to nothing. Plus they do no good to the world as a whole. Engineers and scientists build things that benefit the masses. I have no respect for anyone less.
sr. member
Activity: 462
Merit: 253
There is no such thing like free education, someone will need to pay for the debts, but will be all the tax paying people, even those without the benefits of education, an by coercion.

Every citizen benefits from living in a society which has a high level of educations. Countries who have a more educated population need to spend less to fight crime and on the health system, plus they produces more workers who are useful in the global economy and thus are able to pay more taxes which benefits everybody.

Free education is not a good solution, but it should really be more accessible in the United States.


hero member
Activity: 616
Merit: 500
There is no such thing like free education, someone will need to pay for the debts, but will be all the tax paying people, even those without the benefits of education, an by coercion.

So the right questions are:

should everyone pay for the students debts, or only those who accepted go into debt to get study?

and

is it worth take such high loans to get educations?


I think 100k would make way more return if invested in bitcoins and with non-university courses no than with student loans
hero member
Activity: 658
Merit: 500
I think it's a crime and injustice to all the people who worked hard to liquidate their debt. It's all those dumb-dumbs that studied theater in college.

That's quite the oversimplification. If you take a closer look at the job market, wages and opportunities have plummeted, benefits are being phased out en masse. When I graduated with BA and paralegal cert, I was competing with out-of-work lawyers for part-time legal support work. The preparation for middle class life that college was supposed to be is no more, and through perverse incentives, increasingly poor people are pushed towards education as subsidies drive the price up persistently.

Well there is your problem. You studied crap. You are just like an accountant. Overhead. Don't contribute much to the whole. I promise you wouldn't have this problem if you were passionate about computer science and majored in it.

Also, your fields is localized and very narrow in terms of global scope. At least when you work in IT or computer science you play in a global marketplace.  Your opportunities are pretty grand.  I can move to Sweden or Italy or Germany and milk my skill set to make a living. What the hell can a lawyer or accountant do in another country they're unfamiliar with. Flip burgers.

A theater major is even more worthless. Yes I'm harsh, but that's reality.

it's pretty obvious you know nothing about operating a mid-sized or large company. no such company could survive without competent accounting and legal departments. and IT is just another such department, and yes, you are most definitely expendable too. Wink
DrG
legendary
Activity: 2086
Merit: 1035
I owe 6 digits of debt and I think this is an assinine idea.  Passing on debt to taxpayers collectively is stupid.  I have kids and I know that college will be difficult, but not every person should be going to college.  I think people assume you go do your 4 years and you can just walk out with a 6 figure job.

America needs to reorganize and have more technical schools for trade.  In India and China you path into medicine from high school more or less.  In Mexico you only have 6+3 years of schooling after 6th grade to become a physician.  In the US it's 12 grade school, 4 college, 4 medical school - there was so much redundancy in college I was bored out of my mind but the school would let me test out of all the AP classes I took in high school.

The solution is not to get rid of the debt (although it wouldn't hurt to drop the interest rate).  The solution is to recognize why it costs 1/4 million dollars to educate somebody with a BS.  Unless they're raising Plato or Socrates from the grave it shouldn't cost that much.
Djo
newbie
Activity: 25
Merit: 0
Can they do that ? i know they can. Do they want to do that ? i don`t think so.
what if debt could be payed in bitcoins ?
hero member
Activity: 658
Merit: 500
Buy and sell bitcoins,
I think it's a crime and injustice to all the people who worked hard to liquidate their debt. It's all those dumb-dumbs that studied theater in college.

That's quite the oversimplification. If you take a closer look at the job market, wages and opportunities have plummeted, benefits are being phased out en masse. When I graduated with BA and paralegal cert, I was competing with out-of-work lawyers for part-time legal support work. The preparation for middle class life that college was supposed to be is no more, and through perverse incentives, increasingly poor people are pushed towards education as subsidies drive the price up persistently.

Well there is your problem. You studied crap. You are just like an accountant. Overhead. Don't contribute much to the whole. I promise you wouldn't have this problem if you were passionate about computer science and majored in it.

Also, your fields is localized and very narrow in terms of global scope. At least when you work in IT or computer science you play in a global marketplace.  Your opportunities are pretty grand.  I can move to Sweden or Italy or Germany and milk my skill set to make a living. What the hell can a lawyer or accountant do in another country they're unfamiliar with. Flip burgers.

A theater major is even more worthless. Yes I'm harsh, but that's reality.

LOL. I'm glad you are apparently quite satisfied with yourself and your computer science background. But are you joking that accountants aren't highly in demand worldwide by every mid-sized and up company? Who do you think runs the books in major multi-national companies? Shit, every IT person I've met in my career were just cogs in the machine. Clearly you view this from within the scope of your anecdotal experience, and don't care to address the issues at hand. That's fine. But the question of education in the scope of macro-economics, and with a productive economy in mind, are a little beyond the clearly biased views you present here.
legendary
Activity: 1204
Merit: 1001
I think it's a crime and injustice to all the people who worked hard to liquidate their debt. It's all those dumb-dumbs that studied theater in college.

That's quite the oversimplification. If you take a closer look at the job market, wages and opportunities have plummeted, benefits are being phased out en masse. When I graduated with BA and paralegal cert, I was competing with out-of-work lawyers for part-time legal support work. The preparation for middle class life that college was supposed to be is no more, and through perverse incentives, increasingly poor people are pushed towards education as subsidies drive the price up persistently.

Well there is your problem. You studied crap. You are just like an accountant. Overhead. Don't contribute much to the whole. I promise you wouldn't have this problem if you were passionate about computer science and majored in it.

Also, your fields is localized and very narrow in terms of global scope. At least when you work in IT or computer science you play in a global marketplace.  Your opportunities are pretty grand.  I can move to Sweden or Italy or Germany and milk my skill set to make a living. What the hell can a lawyer or accountant do in another country they're unfamiliar with. Flip burgers.

A theater major is even more worthless. Yes I'm harsh, but that's reality.
legendary
Activity: 1918
Merit: 1018
Given money to college is a bit like giving money to everyone to start a new business
hero member
Activity: 658
Merit: 500
Buy and sell bitcoins,
I think it's a crime and injustice to all the people who worked hard to liquidate their debt. It's all those dumb-dumbs that studied theater in college.

That's quite the oversimplification. If you take a closer look at the job market, wages and opportunities have plummeted, benefits are being phased out en masse. When I graduated with BA and paralegal cert, I was competing with out-of-work lawyers for part-time legal support work. The preparation for middle class life that college was supposed to be is no more, and through perverse incentives, increasingly poor people are pushed towards education as subsidies drive the price up persistently.
hero member
Activity: 784
Merit: 1000
I think it's a crime and injustice to all the people who worked hard to liquidate their debt. It's all those dumb-dumbs that studied theater in college.

Umm, really?  I studied Computer Science along with a lot of my friends that did.  I graduated and am now starting out.  I make decent money but I also pay $250 dollars a month in student loans for the next 20 years.

Every year colleges get worse and worse, and the rates go up, so even if you did get rid of your debt, great for you.  People still need a break and hopefully it will happen by the time it will matter for me and actually help me out.
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