Topic: Someone Loan using My Account - page 4. (Read 2498 times)

Tbh, I am surprised that this hasn't happened earlier (or maybe it did?) since he doesn't ask for signed message like other lenders are doing, which I thought is a standard here.

What's weird to me in all this is that even after this has happened, he continues to give loans without taking extra measures so something like this doesn't happen again. He can of course do his business as he sees fit, but imo that's just unnecessary risk.

Don't consider yourself a sage. I have other sources that can help me in extreme cases. I very much hope that this will not happen, and I can confidently say that my request was considered. Likewise, I don't need money from strangers; I don't borrow; that's the rule.
As for my "fucking account", don't be overconfident; something that he does not understand can happen to everyone. I don't like unnecessary fuss, so a neutral tag is an extra safety cushion.

Someone should upvote it to the Meta board, I think this proposal is also not limited to all business boards: Services, Lendings, Currency Exchange, Goods, etc.
This incident was enough to tell me the importance of using multiple notification bots, excluding lendings boards, and finding ways to gain access to accounts in an emergency.

This is a very sad incident. this happened because your account didn't use a strong password or you clicked on a known or unknown phishing link that led to a hacker getting your account login details and causing an incident.
But it has to be admitted that the hacker knows this forum very well that he cannot use it by hacking the account.  Because the real owner will recover it again through wallet sign. the hacker was very smart

We should learn a lot from this incident and be careful with account security  and lenders should also research an account thoroughly before giving a loan. And a rule should be kept that the loan will be given to the wallet that has been used for any purpose on the account at least in the last 1 month.

Can attest to this. Happened several years ago from a foolish decision and got scammed a huge sum by today's standards.

It's really mindblowing and absolutely scary as the perpetrator could do anything without you even realizing he's there.

You act like a third world war has started, why so much feelings engaged into a internet forum? It's a world outside here to, check it out!
If i want a tag its up to me and not you, you act like its your account that get tagged..  
If I would need a loan ever in my life, that I highly doubt since I got a good economy and a good income, but if i would need a loan i would never take it on a anonymous internet forum, I would ask a friend or go to my bank.

Why do you all the time telling other to mind their own business when you not live after that standard yourself.
Mind your own business and we mind our own business, what I do or others have nothing to do with you.

But with that said, I agree with you and you have a very good point that if LoyceV would go offline forever on the forum or something and somebody would need a loan this is not a smart thing, but that should that person have think about before he/she asked for this. It's not like this would harm anyone or anything else expect us.

(Now please try to be funny and qoute 2/3 things and reply like you always do and ignore all the other stuff.  ) but after that, please leave me alone.

Well, I did it to support the idea. If I ever need a loan in the future I will be requesting it from my alt.

This account btc address is compromised, banned before for a week, most likely I will stop using it.

Lol, this is such a joke.  What happens if three years from now one of you guys decides you need a loan?  What if you want LoyceV to remove the tag, but he's no longer active?  What if LoyceV takes a break from the forum, and drops off of DT?  By this logic a lender is supposed to go digging through years worth of reviews, possibly untrusted reviews to look for a possible entry by LoyceV saying you won't ever take out a loan.  What if you do take a loan from some unsuspecting lender and decide you don't have to pay it because look, "back in 2023 LoyceV left a tag saying I would never take out a loan."  Couldn't this be used as an excuse to scam a lender?


Not to mention, out of these 5 request, one (I suspect) is a sockpuppet of a loan defaulter, lending board troll, and alt farmer that's been spamming and trolling the lending board for over a year, using multiple alts in an attempt to get an unsecured loan.  And, another just literally asked for a loan last week, lol.  You couldn't make this shit up.

Nothing good will come of these tags, and if you have asked LoyceV to tag you, I have a suggestion:  SECURE YOUR FUCKING ACCOUNT!  Take some personal responsibility for your own safety and security, and that of the forum.  If you fear some one is after your precious and valuable account, change your password.

Another thing I noticed about this thread, shasan's notable absence.  @shasan, with all due respect, to what extent are you responsible for this tragedy?  Sure, Peanutswar didn't secure his account, but what efforts did you take to make sure the loan you were issuing was going to the same person that built that account?

That should be the last thing for me to do because I am very conscious of my account and my personal details since no browser is trusted anymore.
I have red some of the implications involved in saving one details to a browser, so I do real avoid autosave options.

You'll have to ask theymos, see: this topic.

I think requesting to receive loans on different wallet address that mention on the signed message is safe too since most of us here use a non custodial wallet address to receive signature campaign payment while loan amount usually use to convert into cash so borrowers preferred to receive it directly on exchange to save fee and reduce waiting time.


This suggestion is good to lessen spam post on lending section from newbie but it restrict low rank member with valid collateral to access this kind of services. Shit posters is not a problem on lending since no lenders will treat them seriously while there's only few users view lending board since there's no discussion in there unless you need to lend or borrow.

Congratulations  @LoyceV your idea started to expand widely to prevent scams https://bitcointalk.org/index.php?topic=5459320.msg62530688;topicseen#msg62530688

I confirm that I do not need credits on this forum. LoyceV, please put a neutral tag on my profile.

Geez, hoping you have the strength for facing these problems.

Since we are from the same continent (Asia) you're on PH while looking at your post history, 1000$ it's really big for us. Take a lot of time for collecting the money, hoping there is no pressure time for giving back the loan. Feel sad mate...
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I also learn something from my accident, because of me someone getting scammed (getting yelled as well by my CEO). IMO, your case is really2 worse compared to mine because of the hacked potential from cookie session hijack (pretty new and more hard than mine (Bookmark Method).

I also active in Discord most likely in NFT too at the same time, I'm a moderator for a project. With the issue, my goal currently is at least pay shashan, I ask also LoyceV to put me a neutral tag to prevent this might happen again. For other members also recommend to use a notification with your telegram or more likely safe with the gmail connected with your account.


Is there any chance that this 24 hours rules might implement in the lending section not only for me but for the sake of this possible case scenario?.

It's strange that the lending board doesn't have such a rule; perhaps it's time to adopt one, because the IP tracker wouldn't help if the money heist had already occurred. This issue can only be fixed by the account owner and the 24 hour post delete restrictions.

In my opinion, this is an issue that goes well beyond the possible hacking of an account.

In the lending section there is a large group of spammers who try to cheat every day.

In addition to requesting a signed message or sending loans always and only to the same staked address (for example, I always receive my loans at the same address), it could be interesting to make the lending section off limits for some ranks, a bit like the "investigations" section of the forum. This measure would greatly limit the amount of shitposts and lenders would have more time to better follow up on their borrowers.

Only a few boards (such as Services) have the 24 hours rule to delete posts. The Lending board doesn't have this rule.
Theymos created https://bitcointalk.org/myips.php to keep track of access to your account. An attacker can't edit those records.

Since it takes 24 hours to delete a post, everyone should make it a habit to check post history every day to avoid something like this.

Given that the forum accepts multiple logs, you're more likely to fall prey to this type of fraud if you neglect to look at post history.

That's what I was thinking, but shouldn't that be the account owner's problem if he misguard his wallet and private key? That shouldn't be a problem if the required signed message is sent to you from the account. Everyone should be responsible for their own security breach. 


Life could happen to anyone; Someone could be very comfortable today without needing a loan, but we can't predict what will happen in 6-8 months, so I needed you to be at least flexible with your tag. However, I would prefer it if there is a duration on the tag as you suggested, and if the account owner wants to extend the date, he/she would need to sign another message requesting you to extend the tag.

Donald Trump had no idea 5 years ago that he would be paraded from courtroom to courtroom like a criminal.. Life happened to him 

Once in a while, I get a "friend request" too. I just ignore those on Discord.
What did "the link" do? Was clicking it enough to compromise your system? If that's the case, it's time for a safer browser (and OS)!

My tag is just a warning. If someone signs a message from an old staked address, it's up to the lender to decide whether or not he gives a loan. But if someone's computer including access to his Bitcointalk profile and private key gets hacked, a signed message doesn't mean anything. That's why I won't instantly remove the neutral tag, but first add another neutral tag to mention the intention to remove the other tag.

I've left him neutral feedback, asking to respond here.