No I wouldn't borrow money to buy that. If we fell to 50%, I'd probably get some money from somewhere, for instance I wouldn't buy anything online, just pay my bills and use the rest of my monthly income to invest. If We fell to like -80%, I'd take a loan to buy bitcoin.
I think differently about this, although we can't prohibit others from doing so because it's okay when we borrow money and invest in bitcoin, but in the end we also need to look at several factors that we must be aware of when it is done.
We must be aware of whether we have the capacity for it or not, indeed when talking about qualifications in lending I think anyone can do it as long as there is collateral or collateral that we can show but the situation is not that simple because we need to look deeper into ourselves whether we are able to bear it or not.
At least we should be aware that the investments we make can be long-term and it will not matter if the money we make is not used for a certain period of time. But of course that cannot be used as a benchmark when the money we use is a loan. So it is quite important whether we can make loans and are ready to complete the loan payments or not because if in the end this is done without careful consideration of the economy we have, it could be that loans like this will disrupt your own financial stability.
I also agree with you, investing with debt can be full of risk, before investing with debt we need to look at our financial situation, because your investment may not give you expected results, and it may be for a long time. You think you will invest with debt and it will pay you good in a short time, but it may not happen, then you may face a big problem.
That is, you may think that investing now will make a profit, but you can't be sure, it can also hurt you, so when it comes to investing, we should only invest money that you can afford to lose. So I think we should stay away from investing with debt, investing through debt can cause big loss for us.
