I will divide the investment into 2 parts, $ 30,000 will be used to invest in the cryptocurrency market, the remaining $ 20,000 will be deposited in the bank.
The 30% share in the cryptocurrency market will be broken down and invested in a number of major currencies in the market.
Topic: Survey: if you have $50k fiat ,will you invest in btc or put it in bank? - page 3. (Read 423 times)
January 05, 2020, 06:57:28 AM
January 05, 2020, 06:54:56 AM
I believe the interest comes from Bank and not earned by holding a fiat currency like you would gain for holding Bitcoin.
The best way to compare is, lending Bitcoin long-term to a business & getting paid interest vs lending to bank long-term and getting paid interest. I honestly would choose lending Bitcoin long-term because of its deflationary benefit compare to fiat inflation.
The best way to compare is, lending Bitcoin long-term to a business & getting paid interest vs lending to bank long-term and getting paid interest. I honestly would choose lending Bitcoin long-term because of its deflationary benefit compare to fiat inflation.
January 05, 2020, 06:51:55 AM
Just what the title says if you have $50k fiat ,will you put on btc or in bank ,which of them will give you bigger profit after 10 years? Your money will gain interest when you put in a bank, your already sure the amount will increase, or put it on btc and leave it for 10 years. Which is better?
If ever i do have that amount then i would partially put up on btc investment and the rest would be on fiat.We know that nothing is certain when it comes to btc's future.
We know that fiat would be always there but in terms of profit then no doubt that this one would be with btc.Just only invest on the amount that you can afford to lose.
Just dont gamble if you arent prepared to lost some of your 50k investment.
January 05, 2020, 06:51:48 AM
Just what the title says if you have $50k fiat ,will you put on btc or in bank ,which of them will give you bigger profit after 10 years?
The first problem is that if I'd have 50k I'd start with paying my debts to the banks
But let's ignore that and focus on your question as what you meant.
My answer will be: neither.
I'd buy a flat and rent it out. That would be a pretty stable income over years no matter what.
If any money remains from that then I'd consider Bitcoin.
Why? Because although Bitcoin should give much bigger overall profit, it doesn't go linear. And if I need money I may have to sell at a loss.
January 05, 2020, 06:45:33 AM
I will use all this money to invest in the cryptocurrency market, but I will not buy all of bitcoin with this money. I will diversify my investment in altcoins and partly for bitcoin. For me $ 50k is not a very large amount so I will not use this money to deposit into the bank. The profit per year at the bank is too small and it does not help me get as much profit as investing in this market
January 05, 2020, 06:35:40 AM
I would consider a couple of things
If I only have that money, I would consider prioritizing stuff that I need funds for, like living expenses, needs, education, etc. But if I have other assets to do, I would take it lightly and decide by researching different possible investments that I could have that would lead to my money grow even more.
Some parts that I should consider is the emergency funds, making sure I have money when the inevitable happens. That's the critical part.
- is it my only money?
- do I still have other assets and not just the 50k?
If I only have that money, I would consider prioritizing stuff that I need funds for, like living expenses, needs, education, etc. But if I have other assets to do, I would take it lightly and decide by researching different possible investments that I could have that would lead to my money grow even more.
Some parts that I should consider is the emergency funds, making sure I have money when the inevitable happens. That's the critical part.
January 05, 2020, 06:34:42 AM
Just what the title says if you have $50k fiat ,will you put on btc or in bank ,which of them will give you bigger profit after 10 years? Your money will gain interest when you put in a bank, your already sure the amount will increase, or put it on btc and leave it for 10 years. Which is better?
Profit wise, I'd choose Bitcoin although there are no certainties about it. Yes banks can give a sure interest in about 10 years but the amount of interest they gave are very low compare to the gains you can get if you invest it on Bitcoin.$50k is surely a huge amount, why don't you just diversify it into different investments like crypto, stocks, bonds, real estate, business etc. Don't put 100% into crypto especially if you are not a tech-savvy guy when it comes to crypto. Don't do what other newbie investors out there are doing. They will just throw their money away and if they are at a loss, they will panic and sell and then argue with other people or saying "Bitcoin is a scam" blah blah blah.
January 05, 2020, 06:30:56 AM
One of the many mistakes that people do is invest 100% of their funds in one thing and they don't have an emergency fund so when something bad happens to them they will sell their coins to get cash no matter the price. I personally would invest that money in:
1. 40 % invest in bitcoin and some altcoins.
2. 30 % in the stock.
3. 10% for saving them as an emergency fund in fiat, you can store them whether in Bank (saving only, not investment) or at your home, make sure that emergency fund is liquid so when something bad happens to you, you'll get the money asap.
4. 10 % in fiat for a spendable amount, you may store them in your bank or at your home.
5. 10 % for building my own business.
1. 40 % invest in bitcoin and some altcoins.
2. 30 % in the stock.
3. 10% for saving them as an emergency fund in fiat, you can store them whether in Bank (saving only, not investment) or at your home, make sure that emergency fund is liquid so when something bad happens to you, you'll get the money asap.
4. 10 % in fiat for a spendable amount, you may store them in your bank or at your home.
5. 10 % for building my own business.
January 05, 2020, 06:05:14 AM
If it is for the long term? I would put 60% in the bank, 35% in index funds, and 15% in crypto. The 60% mainly because I want to have a buffer for unexpected circumstances.
January 05, 2020, 06:02:20 AM
Just what the title says if you have $50k fiat ,will you put on btc or in bank ,which of them will give you bigger profit after 10 years? Your money will gain interest when you put in a bank, your already sure the amount will increase, or put it on btc and leave it for 10 years. Which is better?
$50k is quite huge amount and it will be too risky if I will put it in all in Bitcoin hence, I will split it into different kind of investment because I do believe that never put all of your eggs in one basket. Probably I'll place the 30% for investing on Bitcoin, another 30 will be in banks and the rest will be use to have my own business so I can have my passive income. 
January 05, 2020, 05:50:51 AM
It's good to split the money and invest in different stuff
Some in BTC
Some in traditional investments of banks
Some to emergency cash if you don't have yet
Never put all money in only one
Some in BTC
Some in traditional investments of banks
Some to emergency cash if you don't have yet
Never put all money in only one
January 05, 2020, 05:47:11 AM
If I have $50k fiat then I will surely invest in bitcoin but I will not invest everything in bitcoin alone because bitcoin price is very unpredictable and chances are you will get profits after few years. It’s not that I don’t trust bitcoin but it is more like a long term investment rather than short term and while holding I will use the other portion to some other investment and do some trading.
January 05, 2020, 05:40:19 AM
Just what the title says if you have $50k fiat ,will you put on btc or in bank ,which of them will give you bigger profit after 10 years? Your money will gain interest when you put in a bank, your already sure the amount will increase, or put it on btc and leave it for 10 years. Which is better?
I'll put in on bitcoin. It will give more profit after 10years. We can see the improvement of bitcoin after its first decade, so another 10 years might give more profit than we might expected. If it will be stored in a bank, its interest is very low when you compared it to your possible income when we invest money in bitcoin. 
January 05, 2020, 05:35:30 AM
Bitcoin for sure no more question on why people like me will chose bitcoin over banks. Bank offer such low interest income per year on your money while in bitcoin though it is more risky the assurance of profit will be guaranteed for sure for 10 years thats a long period of time and long year for bitcoin to make more development and increase in price.
January 05, 2020, 05:30:04 AM
Just what the title says if you have $50k fiat ,will you put on btc or in bank ,which of them will give you bigger profit after 10 years? Your money will gain interest when you put in a bank, your already sure the amount will increase, or put it on btc and leave it for 10 years. Which is better?
In my own opinion, if i receive a $50k fiat, i would rather put it on bitcoin than a bank because bitcoin is more profitable that i could double or triple my money if i will only just wait for 10 years. I will not really earn good money in banks because banks only gives 3% annual interest which is not enough for me to earn huge profit. 
January 05, 2020, 05:29:39 AM
Timing is all you need this time, according to the flow of the price in the market. When the price is at its lowest, I will go buy Bitcoin with that $50k. then I will wait for about a +50% increase to sell it. I won't be greedy for it, I will just get a decent amount of earnings from buying some Bitcoins.
January 05, 2020, 05:25:27 AM
obviously put it in bitcoin and the money of $ 50k I will buy 5 BTC from the current price, the rest I will use for business purposes I get daily income so I don't have to sell bitcoin to meet my needs every day, waiting for at least 5 years I think it's it is quite very profitable
January 05, 2020, 05:25:07 AM
It's a famous quote from Warren buffet " never put all your eggs in one basket ".
50k $ is a big amount. I would buy 1 or 2 bitcoin with this amount. Buy a house and put the rest in bank for passive income. Always invest in different areas not at one single place
To make it simple, split it and don't stay in just one investment.50k $ is a big amount. I would buy 1 or 2 bitcoin with this amount. Buy a house and put the rest in bank for passive income. Always invest in different areas not at one single place
Aside from buying bitcoin, if I have a huge amount of money lime that, I would probably buy not only a house but I will build my own business as well. To ensure that aside from my investment I will have a passive income. The rest will be put to a different banks to assure that my assets will be in a good hands.
January 05, 2020, 04:51:57 AM
I'd say putting it in a bank is much more secure here is a simple math, investing your $50,000 on a bank that gives you usually 0.09% of interest rate and compounded annually, that will be F=P〖(1+r/n)〗^nt ; F= $50,000(1+0.09/1)^10= $140,633.2391 (correct me if my computations are wrong) but basically that's what you will get after ten years when you save it on a bank, however, investing it on bitcoin is very risky, considering the sudden downfall of the market of the bitcoin it's not advisable to invest it on bitcoin as of now.
January 05, 2020, 04:48:40 AM
It's a famous quote from Warren buffet " never put all your eggs in one basket ".
50k $ is a big amount. I would buy 1 or 2 bitcoin with this amount. Buy a house and put the rest in bank for passive income. Always invest in different areas not at one single place
50k $ is a big amount. I would buy 1 or 2 bitcoin with this amount. Buy a house and put the rest in bank for passive income. Always invest in different areas not at one single place
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