Asking for a 5-10btc loan with no collateral, he says he has fiat but would prefer not to use it! Sure you wouldn't lol Caution must be taken and collateral must be demanded from this attempt. --> from his trust settings.
https://bitcointalksearch.org/topic/m.11255042
so you ask a 5-10btc loan before but wasn't able to get it, so you decided to try again with a smaller amount.
obviously idiot.
if its too big then you must adjust lower.
Why don't you just ask what you need? Plus why don't you just convert your fiat into btc since then you don't have to pay interest rates