Your mindset about money matters are all correct OP, but one thing I have in my mind is that you will never earn money if you will never work for it. Though it comes everywhere and even unlimited, but it will never happen if you don’t motivate yourself to work and create a goal for yourself so that you will never be lazy and dependent to others when it comes to money matters. Yes, internet also offers vast opportunities to earn money but if you don’t have the skills suited on your online job, you will never be capable to earn money.
you won't earn if you don't work is correct, depending on the nature of the work again, because some work involves plenty stress whereas some just involve a little amount of stress and you earn well, nature of the job matters, I always tell my friends as far as you are ready to work then you will earn and even if it is not that much, at least the money can serve as sustenance, we all know how difficult it has become to even get a job and more depressing how the bills are more than earning, earning from the internet has great opportunities but are limited to some countries.
There are so many places nowadays to be able to make money either online or offline, but it all comes back to each of us to the desire to work and have money, it's true that money is not everything in life, but what you have to know is that everything has to be with money nowadays and we have to have more motivation to work and have money to meet all our needs.
I think someone's mindset about money will be different, and we all have our own goals and motivations to do everything to make money.
so many but the policies are not even favorable to their users only very few are flexible, anything online is easy but the problem now is that the simplest things are the most difficult,
even with motivation, there are times you don't want to work, the best we can do is work to make a means and rest when necessary, there are people that always work without rest, work or earning does not stop us from resting, mindset matters a lot, been a money minded person its good and a very great motivation on its own cause when you stave you will definitely stand up to get something to do starving is another motivation on its own. the situation of the economy will just discourage you on its own.